The top-rated condo insurance agent in Murray, Utah is Bear River Mutual Insurance Company, rated 4.4 stars across 1,982 reviews. Other highly rated options include Farmers Insurance - Herb Kosterlitz, Lambert Insurance Services, Allstate: Robert Pico. This directory lists 15 condo insurance agents serving Murray.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bear River Mutual Insurance Company | 778 E Winchester St | (801) 267-5000 |
| 2 | Farmers Insurance - Herb Kosterlitz | 525 W 5300 S #125 | (801) 262-8651 |
| 3 | Lambert Insurance Services | 488 E Winchester St #210 | (801) 937-7030 |
| 4 | Allstate: Robert Pico | 392 E Winchester St #103 | (801) 582-6600 |
| 5 | Preator Insurance Agency- Farmers Insurance | 111 E 5600 S Suite 206 | (801) 441-2712 |
| 6 | Farmers Insurance - George Rocchi | 5411 S Vine St Unit 1a | (801) 619-5160 |
| 7 | Coordinated Insurance Services | 5788 S 900 E | (801) 568-9800 |
| 8 | John Hansens Insurance | 392 E Winchester St Suite 202 | (845) 536-3862 |
| 9 | Monson Insurance | 1100 E 6600 S S150 | (801) 269-1999 |
| 10 | Wilkins & Associates Insurance | 175 E 6100 S | (801) 268-6834 |
Bear River Mutual Insurance Company serves the Salt Lake City metro area, including Murray, UT, and offers condo insurance policies tailored to individual unit owners. The agency guides clients through coverage options that protect personal property and interior fixtures. Their policies typically address liability, loss assessment from the homeowners’ association, and additional living expenses during repairs. Bear River Mutual Insurance Company also helps condo owners secure coverage for upgrades made to kitchens and bathrooms since listing original builder specifications.
Farmers Insurance - Herb Kosterlitz provides personalized condo insurance policies tailored to protect individual unit owners in Murray, UT. The agency works with clients to develop coverage plans that include dwelling protection, personal property coverage, and liability safeguards specific to condominium living. Loss assessment and additional living expense options are commonly incorporated into these service plans to address potential gaps left by master policies. Herb Kosterlitz services single-family homes, apartments, condominiums, retail spaces, and restaurants throughout the Murray area.
Lambert Insurance Services serves homeowners and property managers in Murray, Utah, providing condo insurance policies that protect individual units and shared building structures. The agency offers consultations to help clients understand coverage options for personal property, liability, and common area assessments. Policyholders can receive assistance with claims filing and policy adjustments as their insurance needs change. Lambert Insurance Services also extends its condo insurance services to residents and property managers in the neighboring community of Midvale.
Serving the Murray, Utah area and surrounding Salt Lake Valley communities, Allstate: Robert Pico provides local condo insurance agent services. It handles individualized coverage assessments for condo owners, evaluating building master policies to recommend appropriate personal liability, dwelling, and contents protection. The approach centers on a personal consultation to review each client’s specific property and lifestyle needs. A typical job is completed by delivering a tailored policy comparison and a clear explanation of coverage options.
For a single policyholder, a one-time consultation can clarify individual coverage needs, while ongoing policy reviews adjust for annual changes. Condo insurance in Murray, Utah, typically protects interior structures, personal property, and liability from events like fire or theft. Preator Insurance Agency- Farmers Insurance offers coverage tailored to local condominium associations and unit owners. Their service operates on a one-time, scheduled, or an as-needed basis according to each client’s preference.
Farmers Insurance - George Rocchi in Murray, UT specializes in condo insurance coverage, tailoring policies to protect individual units and shared building structures. Its general service work includes helping local condo owners assess their personal property needs and liability risks, ensuring full protection. This agency also assists clients navigating policy adjustments after seasonal events like Utah’s heavy spring snowmelt, which may cause roof leaks or water damage concerns for condominium complexes.
Coordinated Insurance Services in Murray, Utah works closely with property owners to structure condo coverage that addresses shared building risks and personal liability exposures. The agency specializes in add-ons for loss assessment protection and water backup damage that standard policies often exclude. Clients can secure policies covering personal property, interior upgrades, and medical payments to others. The team serves commercial sectors including small offices, warehouses, and food service operations that require tailored liability and property protections.
John Hansens Insurance provides residential condo insurance services for property owners in Murray, UT. Commercial coverage is also available to meet additional client needs. The agency serves clients throughout the local area. Each policy is reviewed carefully to ensure appropriate protection for each unit. Follow-up discussions are conducted to address any coverage adjustments or questions. Repeat service is commonly arranged ahead of routine policy renewal periods.
When spring thaw reveals ice-dam damage on a Murray, Utah, condo roof, Monson Insurance helps owners navigate their policy for shingle replacement and interior repair. This agency specializes in the unique risk profiles of attached dwellings, from shared-wall liability to HOA master-policy gaps. For a new unit purchase or an existing policy review, they meet with clients to walk through building features, interior upgrades, and personal property values. Every relationship begins with a thorough inspection of the unit’s layout and any existing risk factors.
Wilkins & Associates Insurance in Murray, UT is a local provider of condo insurance policies, known for guiding unit owners through coverage decisions. Its service range includes standard protections for dwelling, personal property, and personal liability within residential condominium associations. The agency assists clients in Murray and the surrounding area by explaining important differences between master policies and individual needs. A specialty service it offers is arranging loss assessment coverage to protect against shared building repair expenses.
What Does a a Condo Insurance Agent in Murray Cost?
Condo insurance in Utah typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors affecting price include your unit location coverage limits deductible amount and the age of the building. Agents in Murray can provide quotes based on your specific unit and needs. This is general information and not insurance advice.
About condo insurance agents in Murray
Condo insurance agents in Murray Utah help you understand the unique coverage needs for condominium ownership. Utah law requires condo associations to carry a master policy but this often does not cover your personal belongings or interior upgrades. A local agent can explain how to fill gaps between the master policy and your individual unit coverage.
Frequently Asked Questions
What does a condo insurance agent in Murray do?
A condo insurance agent in Murray helps you find an HO6 policy that covers your personal property interior fixtures and liability. They review your condo associations master policy to ensure you have proper coverage for deductibles and improvements.
Do I need condo insurance in Utah if the association has a policy?
Yes you still need a personal condo policy. Utah condo master policies typically only cover the building structure and common areas. Your HO6 policy covers your belongings interior walls upgrades and personal liability which the master policy does not.
How does Utah law affect condo insurance requirements?
Utah Code Title 57 Chapter 8 governs condominium ownership and requires associations to maintain property insurance. However individual unit owners are responsible for insuring their own unit improvements and personal property. A Murray agent can explain these legal distinctions.
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