The top-rated condo insurance agent in Bountiful, Utah is Farmers Insurance - Mason Crapo, rated 5.0 stars across 677 reviews. Other highly rated options include Health Insurance Specialists, John Henry Smith Insurance, Chad Bangerter: Allstate Insurance. This directory lists 18 condo insurance agents serving Bountiful.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mason Crapo | 106 W 500 S Suite 100 | (801) 683-3668 |
| 2 | Health Insurance Specialists | 533 W 2600 S #305 | (801) 718-0051 |
| 3 | John Henry Smith Insurance | 563 W 2600 S | (801) 683-3200 |
| 4 | Chad Bangerter: Allstate Insurance | 48 400 S | (801) 797-2799 |
| 5 | Matt Culligan - State Farm Insurance Agent | 535 W 500 S #5 | (801) 335-9016 |
| 6 | Curtis J. Vernon Insurance | 46 W 200 S | (801) 292-5529 |
| 7 | CLEAR Insurance Solutions | 110 N Main St | (801) 292-5327 |
| 8 | Goosehead Insurance - Patrick Packer | 74 500 S # 110 | (801) 889-1395 |
| 9 | Axcess Insurance Group | 3263 US-89 #400 | (801) 295-0754 |
| 10 | Jone Olson - State Farm Insurance | 94 W 200 N | (801) 292-8413 |
Farmers Insurance - Mason Crapo serves the Salt Lake metropolitan area and Bountiful, UT, offering condo insurance coverage. This agency helps owners secure policies that protect their individual units and personal belongings. Common policies address liability risks and loss assessments from the building’s master policy. The team guides clients through selecting appropriate deductibles and dwell limits. Specialized services handled here include adjusting policies for seasonal second homes and providing coverage endorsements for recent upgrades.
Health Insurance Specialists in Bountiful, UT, provides a full range of condo insurance agent services, including policy evaluation, risk assessment, and tailored coverage options for individual unit owners. It offers straightforward service and maintenance plans that involve regular policy reviews and timely updates to reflect changes in property value or local regulations. The company services single-family homes, apartments, retail spaces, and restaurants.
John Henry Smith Insurance serves homeowners and condo owners in Bountiful, Utah, providing specialized coverage policies tailored to individual unit risks. The agency helps clients navigate the unique insurance requirements of condominium living, including protection for interior structures and personal liability. Residents seeking appropriate coverage for their condos and townhouses can find practical guidance on policy options that align with local building regulations. The team also assists property managers needing master policy coordination. Their services extend to the neighboring community of Woods Cross and the broader northern Salt Lake Valley metro area.
Serving Bountiful, Utah, and the surrounding communities, Chad Bangerter: Allstate Insurance provides condo insurance coverage for local residents. It handles protection for individual units, common-area assessments, and personal liability within these properties. The agency regularly reviews policy details with clients to ensure their coverage aligns with the specific requirements of their homeowners association. For a typical job, it gathers information about the unit and the association’s master policy, then tailors a plan to fill any gaps in coverage.
Matt Culligan - State Farm Insurance Agent in Bountiful, UT, helps clients understand the distinction between a one-time condo insurance policy purchase and the ongoing service of policy reviews each renewal period. Coverage typically protects the dwelling’s interior, personal property, and liability, filling gaps left by the condo association’s master policy. The product is tailored to local housing types and common ownership structures. Service operates on an as-needed basis for claims or policy changes, with scheduled annual reviews available upon request.
Curtis J. Vernon Insurance offers specialized condo insurance services, including coverage for individual unit interiors, personal liability, and loss assessments. The agency assists residents of Bountiful, UT, by tailoring policies to the unique risks of common-interest ownership. General service work involves explaining the distinctions between master and individual policies, ensuring clients understand their financial responsibilities. During the winter months, the agency helps unit owners secure protection against potential freeze-related water damage from burst pipes in vacant or secondary condos.
As winter storms roll across the Wasatch Front, Bountiful condo owners often need to review their wind and hail coverage. CLEAR Insurance Solutions helps property owners in the area navigate this specific class of residential insurance. The agency focuses on matching individual unit policies with the unique liability and interior-damage exposures common to Bountiful’s attached homes. Clients receive clear explanations of loss assessment coverages and the protections available for shared building elements. An initial consultation typically begins with a walk-through of the condominium’s governing documents and a personal property inventory.
Goosehead Insurance - Patrick Packer in Bountiful, UT, provides residential condo insurance services tailored to individual unit owners and their specific coverage needs. Commercial policies for condo associations or rental portfolios are also available throughout the local area. Clients receive clear explanations of policy details and customized risk management solutions. The agency maintains ongoing communication with policyholders to address changes and recommends follow-up service between regular visits to keep coverage aligned with current property values and community requirements.
Axcess Insurance Group, based in Bountiful, UT, is known for providing tailored condo insurance solutions to local homeowners and property investors. The agency focuses on protecting individual units and shared building structures, ensuring clients in the area have suitable coverage for common risks like water damage or liability claims. Their service range includes basic policy customization and risk assessment for condominium associations. For an added specialty, the company also offers loss assessment coverage, which protects unit owners from special assessments levied by their condo board.
What Does a a Condo Insurance Agent in Bountiful Cost?
Typical condo insurance costs in Bountiful Utah range from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect price include the unit value, deductible amount, and coverage limits for personal property and liability. Loss assessment coverage and earthquake endorsements add to the premium. This is general information and not insurance advice.
About condo insurance agents in Bountiful
Condo insurance agents in Bountiful Utah help you understand the unique coverage needs for condominium owners. Utah law requires HO-6 policies to cover interior improvements and personal liability. Local agents can explain how the master policy and your individual policy work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Bountiful do?
A condo insurance agent in Bountiful helps you compare HO-6 policies from multiple carriers. They review your condo associations master policy to identify gaps in coverage. They also advise on Utah specific requirements like loss assessment coverage.
Is condo insurance required in Utah?
Utah law does not require condo insurance by statute but most mortgage lenders require an HO-6 policy. Your condo association may also require you to carry liability and property coverage. An agent can help you meet these requirements.
How do Utah statutes affect condo insurance?
Utah Code 57-8-7 governs condominium ownership and requires associations to carry master policies. Individual owners must insure interior fixtures and personal property. An agent can explain how Utah law divides responsibility between the association and the unit owner.
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