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Directory of condo insurance agents in Schenectady, New York. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Schenectady, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 condo insurance agents in Schenectady, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hopmeier Evans Gage Agency
2330 Broadway, Schenectady, NY 12306
(518) 377-7414
yourownagent.com
Nikki Stone - State Farm Insurance Agent
1334 Union St, Schenectady, NY 12308
(518) 930-7316
bettercallnikki.com
Freeway Insurance
225 State St Ste 114, Schenectady, NY 12305
(518) 520-0449
locations.freeway.com
Stephanie Mahoney - State Farm Insurance Agent
3770 Carman Rd, Schenectady, NY 12303
(518) 355-2611
my518agent.com
Victor Gaudin - State Farm Insurance Agent
Victor Gaudin State Farm, 3610 State St Suite 4, Schenectady, NY 12304
(518) 346-0200
victorgaudin.com
Shirley Martinez - State Farm Insurance Agent
1426 Altamont Ave Suite 3, Schenectady, NY 12303
(518) 355-5606
shirleyinsuresme.com
Empire Insurance Services, LLC
610 Union St, Schenectady, NY 12305
(518) 378-3333
ridewithempire.com
VOOMA Insurance (formerly Shutts Agency)
1740 Union St, Schenectady, NY 12309
(518) 372-5615
voomainsurance.com
Rickard Agency Inc
2088a Curry Rd, Schenectady, NY 12303
(518) 356-1900
rickardinsurance.com
Sykes Mallia Associates Inc
160 Lafayette St, Schenectady, NY 12305
(518) 393-3618
sykes-mallia.com
Tim Ochs - State Farm Insurance Agent
1811 Curry Rd, Schenectady, NY 12306
(518) 357-4911
ochsinsurance.com
2001 Central Insurance Agency
2129 Central Ave, Schenectady, NY 12304
(518) 395-2001
2001cia.com
State Farm Insurance
2727 Hamburg St Ste 4, Schenectady, NY 12303
(518) 930-7316
statefarm.com
Edward Brys: Allstate Insurance
1737 Union St Suite 2, Schenectady, NY 12309
(518) 377-0909
agents.allstate.com
John R. Zongrone Agency, Inc.
1566 State St, Schenectady, NY 12304
(518) 374-3376
zongrone.com
Steve Becker - State Farm Insurance Agent
525 Union St Ste 102, Schenectady, NY 12305
(518) 372-1561
stevebeckerinsurance.com
Nationwide Insurance: William J. Freyer
1650 State St, Schenectady, NY 12304
(518) 346-6111
agency.nationwide.com
Haresh Bhatia: Allstate Insurance
1801 Altamont Ave, Schenectady, NY 12303
(518) 346-8343
agents.allstate.com
Angers & Litz Associates Inc
15 Angers Ave, Schenectady, NY 12303
(518) 355-8030
angersandlitz.com
Kinowski Insurance Agency
1660 Tower St, Schenectady, NY 12303
(518) 356-4499
kinowskiinsurance.com
A condo insurance agent in Schenectady New York helps you secure coverage that meets the unique needs of condominium owners. New York law requires condo associations to carry master policies, but individual unit owners still need their own HO-6 policy to cover personal property, interior improvements, and liability. Local agents understand the specific risks in the Capital Region, such as winter weather damage and older building structures.
What Does a Condo Insurance Agent in Schenectady Cost?
Condo insurance in Schenectady New York typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors such as the unit value, location, deductible amount, and coverage limits affect the premium. Older buildings or units in flood-prone areas may cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Schenectady do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy coordinates with the condo association master policy required under New York law.
Is condo insurance required in New York?
New York does not legally require condo owners to carry insurance. However most mortgage lenders and condo associations require you to have an HO-6 policy. Your agent can help you meet these requirements.
How does New York law affect condo insurance coverage?
New York law requires condo associations to have a master policy for common areas and the building structure. Your individual HO-6 policy covers what the master policy does not, such as interior upgrades and personal liability. An agent can explain the coverage gaps.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.