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Find Condo Insurance Agents Near You in Buffalo, NY

Browse condo insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated condo insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Austin Czaja - State Farm Insurance Agent, Dan Schmidt - State Farm Insurance Agent, Farmers Insurance - Maurice Baldon. This directory lists 26 condo insurance agents serving Buffalo.

Showing 26 condo insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Austin Czaja - State Farm Insurance Agent765 Wehrle Dr(716) 748-8942
3Dan Schmidt - State Farm Insurance Agent615 Elmwood Ave(716) 783-9460
4Farmers Insurance - Maurice Baldon154 Davidson Ave(716) 868-0217
5Dan Hawrylczak - State Farm Insurance Agent1335 Hertel Ave(716) 873-3771
6Lawley361 Delaware Ave(716) 849-8618
7New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
8Freeway Insurance1832 Main St Apartment 1(716) 588-0715
9Tamaris Lott - State Farm Insurance Agent2631 Main St(716) 835-9393
10The Decker Agency, Inc.37 Elmwood Ave(716) 883-1455
WI
1523 Main St
Willoughby Insurance
Condo Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York area as a local condo insurance agent. The company helps condo owners find coverage that protects their personal property and interior improvements against common risks. They work with policies that address building master plan gaps and offer liability protection for incidents inside a unit. Standard services include researching appropriate policy limits for condo association requirements. Willoughby Insurance assists clients with assessing special assessments coverage and adding loss assessment endorsements to their policies.

AC
765 Wehrle Dr
Austin Czaja - State Farm Insurance Agent
Condo Insurance Agent · Buffalo, NY

Austin Czaja’s State Farm Insurance Agency in Buffalo provides condo insurance policies and related coverage options for local property owners. Service plans include personalized policy reviews, risk assessments, and routine consultations to help clients adjust their deductibles and liability limits. The agency assists with claims filings and coverage updates as property values change. Common maintenance guidance involves reviewing building assessments and ensuring adequate personal property protection. The company services single-family homes, apartments, retail establishments, and restaurants in the Buffalo area.

DS
615 Elmwood Ave
Dan Schmidt - State Farm Insurance Agent
Condo Insurance Agent · Buffalo, NY

Dan Schmidt - State Farm Insurance Agent serves homeowners and property managers in Buffalo, NY, seeking tailored coverage for condominium units and associations. Policies address interior structures, personal liability, and loss assessment protection for shared spaces. These plans help ensure residents meet their financial responsibilities while safeguarding personal belongings against common regional weather-related risks. Comprehensive renters and umbrella policies are also available for those needing additional layers of protection. The agency extends its services to neighboring communities in the Erie County metro, including Cheektowaga and the surrounding suburbs.

FI
154 Davidson Ave
Farmers Insurance - Maurice Baldon
Condo Insurance Agent · Buffalo, NY

Farmers Insurance - Maurice Baldon in Buffalo, NY offers both one-time policy consultations for new buyers and recurring service options for existing condo owners. Coverage discussions typically focus on protecting interior fixtures, personal property, and liability within individual units. The agency explains how a standard condominium association master policy interacts with personal coverage needs, ensuring no gaps exist. Clients can schedule appointments as needed for policy reviews or claim assistance, with services available on a flexible, as requested basis.

DH
1335 Hertel Ave
Dan Hawrylczak - State Farm Insurance Agent
Condo Insurance Agent · Buffalo, NY

Dan Hawrylczak - State Farm Insurance Agent serves Buffalo, NY, and its surrounding communities, handling a full range of condo insurance needs. It provides policies that protect personal property and liability within individual units, as well as coverage for building alterations a policyholder has made. The agent evaluates each client’s specific condo association master policy to identify gaps in protection. A typical job is handled by first reviewing the client’s existing coverage and then tailoring a personal policy to address uncovered risks.

LA
361 Delaware Ave
Lawley
Condo Insurance Agent · Buffalo, NY

Lawley provides specialized condo insurance coverage, tailoring policies to address the specific needs of unit owners in Buffalo, NY. Its services include protecting interior structural components, personal belongings, and liability for accidents within the home. The agency also offers guidance on individual loss assessment coverage for shared building expenses. Beyond condo policies, it assists clients with general homeowners and renters insurance from its Buffalo location. During icy Western New York winters, its agents help policyholders understand coverage for frozen pipe bursts or ice dam damage.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Condo Insurance Agent · Buffalo, NY

As summer storms sweep through Buffalo, condo owners often worry about roof leaks and water damage from older shared structures. New Buffalo Insurance Agency, Inc. helps local clients secure condo insurance policies tailored to these regional weather risks. They explain how master HOA policies interact with individual unit coverage to close common protection gaps. Their typical first step is a walk-through assessment of the unit’s interior and personal property to determine appropriate coverage limits.

FI
1832 Main St Apartment 1
Freeway Insurance
Condo Insurance Agent · Buffalo, NY

Freeway Insurance in Buffalo, New York, helps condominium owners obtain coverage for their individual units and personal belongings. This agency assists clients with adding specialty protections, such as supplemental loss assessment coverage and interior improvements not included in a master policy. Their services extend to ensuring adequate liability limits for unit owners. The agency can also offer appropriate policies for commercial operations, including offices, warehouses, and food service establishments.

TL
2631 Main St
Tamaris Lott - State Farm Insurance Agent
Condo Insurance Agent · Buffalo, NY

Tamaris Lott - State Farm Insurance Agent in Buffalo, NY, provides residential condo insurance for individual unit owners and landlords. The agency also offers commercial coverage tailored to condominium association needs and business properties throughout the Buffalo area. Policies address common risks to shared structures, personal liability, and contents. The office serves nearby communities with explanations of coverage options and claim procedures. Clients are encouraged to schedule follow-up appointments between regular policy review visits to adjust coverage as their property or lifestyle changes.

DA
37 Elmwood Ave
The Decker Agency, Inc.
Condo Insurance Agent · Buffalo, NY

The Decker Agency, Inc. in Buffalo, NY assists clients in obtaining residential property coverage, with a dedicated specialty in providing tailored condo insurance policies that address the unique needs of unit owners. These policies typically fill coverage gaps left by a building’s master policy, ensuring personal property and liability are protected. The agency’s services extend to commercial sectors including local offices, warehouses, and food service operations requiring appropriate business insurance solutions.

NN
5001 Genesee St
Niagara National Insurance
Condo Insurance Agent · Buffalo, NY
(716) 684-6000
niagaranational.com
WI
726 Exchange St Ste 200
Walsh Insurance
Condo Insurance Agent · Buffalo, NY
(716) 853-3820
walshins.com
EA
529 French Rd
Encompass Agency, Inc.
Condo Insurance Agent · Buffalo, NY
(716) 835-6790
encompassupstate.com
NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Condo Insurance Agent · Buffalo, NY
(716) 404-0300
truecutinsurance.com
MA
36 Hopkins Rd
Maranto Agency, Inc.
Condo Insurance Agent · Buffalo, NY
(716) 633-1818
marantoagency.com
AI
333 International Dr
Amherst Insurance Agency, Inc.
Condo Insurance Agent · Buffalo, NY
(716) 580-1200
amherstinsurance.com
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Condo Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
JJ
137 Summer St
John J Grimaldi & Associates Inc
Condo Insurance Agent · Buffalo, NY
(716) 636-1355
grimaldiinsurance.net
NI
1926 Clinton St
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.
Condo Insurance Agent · Buffalo, NY
(716) 822-6874
woltzinsurance.com
HH
500 Seneca St Suite 303
Hoffman Hanafin & Associates
Condo Insurance Agent · Buffalo, NY
(716) 842-0700
hoffmanhanafin.com
TD
1439 Main St
Toni DuBois Agency, LLC
Condo Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
HI
2333 Elmwood Ave
Hoch Insurance Agency
Condo Insurance Agent · Buffalo, NY
(716) 881-1975
hochinsuranceagency.com
CI
1274 Bailey Ave
Centinello Insurance Agency LLC
Condo Insurance Agent · Buffalo, NY
(716) 893-4332
centinelloinsurance.com
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Condo Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Condo Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Condo Insurance Agent · Buffalo, NY
(716) 771-0012

What Does a a Condo Insurance Agent in Buffalo Cost?

The average cost of a condo insurance policy in New York ranges from 300 to 600 dollars per year for a standard unit. Factors like location in Buffalo, building age, and coverage limits affect the premium. Older buildings or units near Lake Erie may have higher rates due to weather risks. This is general information and not insurance advice.

About condo insurance agents in Buffalo

Condo insurance agents in Buffalo New York help unit owners secure coverage that meets state requirements and protects personal property. New York law does not require condo owners to carry insurance, but most mortgage lenders do require a policy. Agents can explain how the condominium association master policy interacts with your individual unit coverage.

Frequently Asked Questions

What does a condo insurance policy in New York typically cover?

A standard HO-6 policy for a condo in New York covers personal property, interior walls and fixtures, and liability. It also provides loss assessment coverage if the association charges you for a shared loss. The master policy of the building usually covers the exterior and common areas.

How do I know how much coverage I need for my Buffalo condo?

Your agent will help you review the condo associations master policy to see what it covers. You then need enough personal property coverage to replace your belongings and enough liability coverage to protect your assets. A common recommendation is at least 100,000 dollars in liability coverage.

Does New York law require a specific amount of loss assessment coverage?

New York does not set a minimum loss assessment amount for condo insurance. However many lenders require at least 1,000 dollars in loss assessment coverage. Your agent can advise on a higher limit based on the associations deductible and potential assessments.

Condo Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.