The top-rated condo insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 23 condo insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves the Clifton Park area of Saratoga County, specializing in condo insurance policies for local homeowners. The agency works with clients to secure coverage that protects individual units from common perils like fire, theft, and water damage. Policies are tailored to protect personal belongings and interior structures not covered by the building's master policy. The agency also helps residents understand loss assessment coverage and personal liability protection specific to their association’s requirements.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides a range of residential insurance solutions, including tailored condo insurance policies designed to protect individual units and personal belongings. The agency assists clients in reviewing coverage options and updating plans to reflect changing needs. Service plans involve regular policy check-ins to ensure adequate protection against common local risks. It services single-family homes, apartments, retail, and restaurants throughout the Clifton Park area.
Farmers Insurance - Christine Sheppard serves homeowners, renters, and condo owners in Clifton Park, NY, providing condo insurance policies tailored to protect individual units and common areas. The agency helps clients understand coverage for personal property, liability, and loss assessments. Policies can also be bundled with auto or other personal insurance needs. The agency additionally serves nearby communities in Saratoga County, including Halfmoon, Malta, and Mechanicville.
Cote Insurance Agency serves clients in Clifton Park, New York and the surrounding communities. The company handles condo insurance policies for local residents, including coverage for individual unit interiors, personal belongings, and liability protection within multi-unit buildings. The approach it uses for a typical job begins by assessing the specific requirements of the condominium association’s master policy. Then it determines what supplemental coverage each unit owner may need to fill potential gaps, tailoring options to the policyholder’s situation and budget.
A potential client of a Clifton Park condo insurance agent may choose between a single consultation to assess current coverage or an ongoing service relationship with periodic policy reviews. Coverage options typically include protection for interior improvements, personal liability, and loss of assessment. Michele Metzger at Comparion Insurance Agency serves clients in the Clifton Park area, helping them navigate these standard condo insurance concerns. Services are available on either a one-time or an as-needed basis, depending on the client’s preference for future support.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY specializes in crafting tailored condo insurance policies that protect unit interiors and personal belongings. The agency also provides general services such as auto, life, and renters insurance to meet broader coverage needs. A particular seasonal concern it helps address is the increased risk of water damage from frozen pipes during the harsh Capital Region winters, ensuring condo owners have appropriate protection in place.
Foursurance provides dedicated insurance services for condominium owners in Clifton Park, New York, focusing on protecting both individual units and shared building structures. Its specialty add-ons cover loss assessment coverage for common-area damage and personal liability extensions for incidents within the complex. The agency works with financial institutions, property management offices, self-storage warehouses, and food service vendors requiring tailored risk solutions for their commercial operations.
Farmers Insurance - Mary Ann O'Brien provides residential condo insurance, helping owners protect their units and personal belongings. Commercial coverage is also available for small business needs in Clifton Park and surrounding areas. Policies are designed to address common local risks for condominium properties. Clients can expect clear explanations of coverage terms and assistance with claims. Follow-up service is provided between regular policy reviews to address any changes in a client’s coverage requirements or living situation.
Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY, is a local provider specializing in condo insurance policies tailored to individual unit owners. The agency helps clients protect their personal property and interior structures from common risks like fire, theft, and water damage. Coverage options typically include liability protection and loss-of-use provisions standard in the area. For homeowners associations or individual residents seeking broader safeguards, the agency can also arrange umbrella insurance to extend policy limits beyond standard condo coverage.
What Does a a Condo Insurance Agent in Clifton Park Cost?
Typical condo insurance in New York costs between 300 and 600 dollars per year for a standard policy. Costs vary based on your unit value, location in Clifton Park, and chosen deductibles. This is general information and not insurance advice.
About condo insurance agents in Clifton Park
Condo insurance agents in Clifton Park, New York help owners secure HO-6 policies that cover personal property and interior improvements. New York law requires condo associations to maintain master policies, but individual owners need separate coverage for their unit. Local agents can guide you through the specific requirements for Clifton Park properties.
Frequently Asked Questions
What does a condo insurance agent in Clifton Park do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior structures. They also advise on loss assessment coverage and liability protection specific to New York condos.
Is condo insurance required in New York?
New York law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your agent can explain the minimum coverage levels needed for your Clifton Park condo.
How do New York condo insurance laws affect my policy?
New York has specific rules about master policies and individual unit coverage. For example, the master policy typically covers common areas, but you need your own policy for interior walls and fixtures. An agent can clarify these legal details.
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