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HomeCondo Insurance AgentsNew York › Baldwinsville

Find Condo Insurance Agents Near You in Baldwinsville, NY

Browse condo insurance agents serving Baldwinsville, New York. Updated 2026-07-14.

The top-rated condo insurance agent in Baldwinsville, New York is Horan Companies - The Insurance Place, rated 5.0 stars across 140 reviews. Other highly rated options include Scott Northrup - State Farm Insurance Agent, Heritage Insurance Agency, Inc., White Harbor Group Insurance. This directory lists 11 condo insurance agents serving Baldwinsville.

Showing 11 condo insurance agents in Baldwinsville, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Horan Companies - The Insurance Place63 E Genesee St Suite B(315) 635-2095
2Scott Northrup - State Farm Insurance Agent52 Oswego St #1(315) 303-4426
3Heritage Insurance Agency, Inc.8 Tappan St(315) 925-5300
4White Harbor Group Insurance26 E Genesee St #305(315) 352-0035
5State Farm Insurance60 1/2 Salina St(315) 638-0247
6Frank Marinelli - State Farm Insurance Agent3444 NY-31 Ste 5(315) 622-7283
7Higgins Insurance Agency2273 Downer St(315) 635-0050
8Central Cooperative Insurance6 Southgate Rd(315) 635-7606
9Huntington Insurance Agency6 Southgate Rd(315) 635-9795
10Hills Farnham & Hills16 Oswego St(315) 635-7600
HC
63 E Genesee St Suite B
Horan Companies - The Insurance Place
Condo Insurance Agent · Baldwinsville, NY

Horan Companies - The Insurance Place serves Onondaga County and the surrounding Central New York area from its Baldwinsville, NY office. As a dedicated condo insurance agent, this company helps homeowners and unit owners secure specialized policies for their individual dwellings and shared building liabilities. It assists clients in evaluating replacement cost coverage for interior finishes, fixtures, and personal belongings. The company also handles loss assessment coverage for common area damages, tailoring protection for each condominium association's requirements.

SN
52 Oswego St #1
Scott Northrup - State Farm Insurance Agent
Condo Insurance Agent · Baldwinsville, NY

Scott Northrup - State Farm Insurance Agent in Baldwinsville, NY, provides a comprehensive range of condo insurance services, including coverage for personal property, liability protection, and loss of use. Service and maintenance plans are designed to help policyholders understand their building’s master policy and identify gaps in their individual unit coverage. The agent assists clients in selecting appropriate deductibles and endorsements for their specific needs. This agency services single-family homes, apartments, retail, and restaurants in the local area.

HI
8 Tappan St
Heritage Insurance Agency, Inc.
Condo Insurance Agent · Baldwinsville, NY

Heritage Insurance Agency, Inc. serves condo owners, homeowners, and property managers in Baldwinsville, NY, providing tailored condo insurance policies that protect individual units and building common areas. The agency helps clients assess coverage for personal liability, interior fixtures, and loss assessments from master policies. It also offers guidance on policy deductibles and additional living expense protection. In addition to serving Baldwinsville, Heritage Insurance Agency covers clients in the neighboring community of Liverpool within the Syracuse metropolitan area.

WH
26 E Genesee St #305
White Harbor Group Insurance
Condo Insurance Agent · Baldwinsville, NY

White Harbor Group Insurance serves Baldwinsville and the surrounding central New York communities. It handles condo insurance for local owners and associations, addressing coverage for individual units and common areas. Each policy is developed to account for specific property features and community regulations. The agency approaches an assignment by first assessing the client’s unique condominium structure and related liability exposures. It then recommends tailored coverage limits to align with each condominium’s particular requirements.

SF
60 1/2 Salina St
State Farm Insurance
Condo Insurance Agent · Baldwinsville, NY

As a condo insurance agent in Baldwinsville, NY, State Farm Insurance provides tailored policies that cover individual unit interiors, personal belongings, and loss assessment liability. The agency also handles common general insurance needs in the local area. It works to match coverage with the specific requirements of condo association master policies. After lake-effect snowfall or freezing rain risks increase in Central New York winters, the agent helps clients review their deductibles and coverage limits for potential ice dam or burst pipe damage.

FM
3444 NY-31 Ste 5
Frank Marinelli - State Farm Insurance Agent
Condo Insurance Agent · Baldwinsville, NY

Frank Marinelli’s agency in Baldwinsville, NY, addresses condo insurance through a choice between a one-time policy setup or an ongoing service option with periodic reviews. Coverage centers on protecting personal property and interior building structures that a unit owner is responsible for, along with liability protection. For clients who prefer yearly adjustments to match inflation or changes in their unit’s value, the agent can schedule regular check-ins. All services run on an as-needed basis, arranged whenever the client requests a quote, policy change, or claim assistance.

HI
2273 Downer St
Higgins Insurance Agency
Condo Insurance Agent · Baldwinsville, NY

Higgins Insurance Agency works with property owners in Baldwinsville to secure standard coverage for their structures. The agency specializes in adding tailored protections for unit interiors, including fixtures and personal liability. Policies can be extended to address loss assessments from the condo association. Commercial clients for the agent include office spaces, warehouses, and food service operations requiring customized property and liability protection.

CC
6 Southgate Rd
Central Cooperative Insurance
Condo Insurance Agent · Baldwinsville, NY

As winter weather in Baldwinsville, NY, often brings concerns about ice dams and frozen pipes, a local condo insurance review with Central Cooperative Insurance can help ensure your policy covers sudden water damage typical of the season. They focus on tailoring condo policies to match the master association’s master coverage. The initial step is a quick property assessment to determine your personal liability and interior needs.

HI
6 Southgate Rd
Huntington Insurance Agency
Condo Insurance Agent · Baldwinsville, NY

Huntington Insurance Agency in Baldwinsville, NY, provides residential condo insurance services tailored to individual policyholders’ needs. The agency also offers commercial coverage options for clients seeking broader property protection. Serving the Baldwinsville area and surrounding communities, it addresses common local coverage concerns such as building interiors, personal liability, and loss assessments. Following an initial policy setup, the agency assists with routine updates and claims follow-up, supporting homeowners between regular scheduled visits to ensure ongoing coverage adjustments as conditions change.

HF
16 Oswego St
Hills Farnham & Hills
Condo Insurance Agent · Baldwinsville, NY

Hills Farnham & Hills in Baldwinsville, NY, is a dedicated provider specializing in condo insurance for local homeowners. The agency offers policies that cover dwelling protection, personal property, and liability. Residents benefit from tailored plans that address the specific needs of condominium ownership in Central New York. Hills Farnham & Hills also arranges loss assessment coverage to handle unexpected charges from the condo association. Additional specialty service includes adding water backup protection to the policy.

FA
7527 Woodcrest Dr
Financial Alternatives, Inc.
Condo Insurance Agent · Baldwinsville, NY
(315) 622-7000
financialalternativesinc.com

What Does a a Condo Insurance Agent in Baldwinsville Cost?

Typical condo insurance costs in Baldwinsville range from 300 to 700 dollars per year for a standard HO-6 policy. Factors include unit size, location near water, and coverage limits. New York insurance law allows for rate variations based on risk. This is general information, not insurance advice.

About condo insurance agents in Baldwinsville

Condo insurance agents in Baldwinsville, New York help owners protect their units and personal property. New York law requires condo associations to maintain a master policy, but individual unit owners need their own HO-6 policy for interior structures and liability. Local agents can explain how the Seneca River and nearby lakes may affect flood insurance needs.

Frequently Asked Questions

What does a condo insurance agent in Baldwinsville do?

A condo insurance agent helps you find an HO-6 policy that covers your unit walls, floors, personal property, and liability. They can also advise on loss assessment coverage for shared building repairs.

Is condo insurance required in New York?

New York law does not require condo insurance by statute, but most mortgage lenders and condo associations require it. Your agent can help you meet these requirements.

How does New York law affect my condo insurance?

New York has a 2 year statute of limitations for property damage claims from construction defects. Your agent can help ensure your policy covers this period.

Condo Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.