The top-rated condo insurance agent in Huntington, New York is The Michaels Group, rated 5.0 stars across 757 reviews. Other highly rated options include Kelly Schumacher - State Farm Insurance Agent, Joe Mattera - State Farm Insurance Agent, K&N Insurance Brokerage. This directory lists 21 condo insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Michaels Group | 425 New York Ave Suite 102 | (631) 629-2233 |
| 2 | Kelly Schumacher - State Farm Insurance Agent | 1870 E Jericho Tpke Unit 9 | (631) 629-4100 |
| 3 | Joe Mattera - State Farm Insurance Agent | 82 Main St #101 | (631) 683-5400 |
| 4 | K&N Insurance Brokerage | 1730 E Jericho Tpke | (631) 646-9090 |
| 5 | Borg Insurance Agency | 148 E Main St #106 | (631) 673-7600 |
| 6 | Shane Roer Agency Inc. | 7 High St Ste 305 | (631) 923-2840 |
| 7 | JW Hirschfeld Agency Inc | 299 Main St | (631) 421-2525 |
| 8 | Michelle Laglenne-Spronck - State Farm Insurance Agent | 1160 E Jericho Tpke Suite109 | (631) 427-4636 |
| 9 | Heather Schaefer - State Farm Insurance Agent | 158 E Main St #1 | (631) 479-4809 |
| 10 | Milton Choto: Allstate Insurance | 595 W Jericho Turnpike | (631) 271-0056 |
The Michaels Group serves the Huntington, New York, area as a dedicated condo insurance agent. The company specializes in securing tailored policies that cover the unique needs of condominium owners, including interior structures and personal liability. It assists clients in navigating association master policies to fill potential gaps in coverage. The firm handles claims processing and risk assessment for local condo units.
Kelly Schumacher - State Farm Insurance Agent in Huntington, NY, offers a range of condo insurance services designed to protect unit owners from common risks like liability and property damage. The agency provides annual policy reviews to ensure coverage keeps pace with changing property values and personal assets. This maintenance approach helps clients understand their policy details for peace of mind. The firm services single-family homes, apartments, retail locations, and restaurants, tailoring policies to meet the specific needs of each property type.
Joe Mattera - State Farm Insurance Agent serves Huntington, New York, and the surrounding communities on Long Island. The company handles condo insurance policies for local residents, covering common property protection needs for individual unit owners. It works to understand each client's specific building bylaws and personal coverage requirements before selecting appropriate policy options. The agency takes a consultative approach, first reviewing unit ownership details and then presenting available endorsements to address typical insurance gaps.
K&N Insurance Brokerage in Huntington, NY distinguishes between one-time policy placements and ongoing service agreements for condo insurance. Their coverage addresses common area liability, interior structural damage, and personal property protection. Standard policies often include loss assessment coverage for shared building elements. All services support both owner-occupied and rental unit scenarios. Service runs on an as-needed basis, with policyholders requesting quotes, endorsements, or claims assistance only when required rather than following a fixed schedule.
Homeowners and property managers in Huntington turn to Borg Insurance Agency for condo insurance policies that address the unique needs of individual unit owners and shared building liabilities. The agency guides clients through coverage options for personal property, interior structures, and loss assessment protection. Property managers also receive support in securing master policies for multi-unit complexes. Beyond Huntington, Borg Insurance Agency extends its condo insurance services to clients in nearby Halesite, ensuring comprehensive coverage for condominium communities across the area.
Shane Roer Agency Inc. specializes in providing tailored condo insurance policies for residents in Huntington, New York. The agency helps clients navigate coverage for interior structures, personal belongings, and liability, working to bridge gaps left by a building’s master policy. It offers general guidance on adjusting deductibles and assessing replacement costs. As winter brings increased risks of frozen pipes and ice dam damage, the agency assists with policy reviews to ensure adequate protection against seasonal property vulnerabilities.
As the weather in Huntington shifts between seasons, condominium owners often find themselves reviewing their insurance coverage for new risks. JW Hirschfeld Agency Inc responds by offering personalized guidance tailored to the specific needs of local unit owners. Their focus remains on explaining common condo policy gaps, such as inadequate building coverage or liability limits. To begin this process, the agent schedules a thorough assessment of the property’s existing master policy to determine the right individual protection for each client.
Michelle Laglenne-Spronck - State Farm Insurance Agent works in Huntington, NY, helping clients manage general coverage needs for their properties. The agency specializes in condo insurance, protecting individual units and shared building areas common to such developments. It advises on liability protection and personal property coverage tailored to condominium living. The office serves several commercial sectors, including offices, warehouses, and food service operations.
Heather Schaefer - State Farm Insurance Agent in Huntington, NY, is known for helping condo owners protect their individual units and personal belongings. The agency serves local condominium associations and individual unit holders by offering policies that address interior walls, fixtures, and liability concerns. Clients can review coverage limits for loss assessments and water damage exclusions. A specialty service available through this office is adding personal liability umbrella protection for extra asset security beyond a standard condo policy.
Milton Choto: Allstate Insurance provides residential condo insurance solutions for property owners in Huntington, NY. The agency also offers commercial coverage options for local businesses requiring liability or property protection. Service extends to clients throughout the Huntington area and surrounding communities. Each policy is customized to address specific condo association requirements and individual unit needs. After an initial consultation and policy setup, the agent follows up to review coverage details and can provide repeat service between regular visits for any adjustments or claim assistance.
What Does a a Condo Insurance Agent in Huntington Cost?
Condo insurance premiums in Huntington, New York typically range from $300 to $800 per year for an HO-6 policy, depending on your unit's value, location, and coverage limits. Deductibles often start at $500 to $1,000. Actual costs vary based on your specific unit and risk factors. This is general information and not insurance advice.
About condo insurance agents in Huntington
Condo insurance agents in Huntington, New York help owners protect their unit and personal property. New York law requires condominium associations to carry a master policy, but that policy does not cover interior fixtures or personal belongings. A local agent can explain how to fill these gaps with an HO-6 policy tailored to your unit.
Frequently Asked Questions
What does a condo insurance agent in Huntington do?
A condo insurance agent helps you choose an HO-6 policy that covers your unit's interior, personal property, and liability. They also explain how New York's master policy requirements affect your coverage needs.
Is condo insurance required in New York?
New York law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Your condominium association's bylaws may also mandate a minimum level of coverage.
How does New York's master policy affect my condo insurance?
New York condominiums typically have a master policy that covers common areas and the building structure. This policy does not cover your unit's interior improvements, personal belongings, or liability. An HO-6 policy fills these gaps.
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