The top-rated condo insurance agent in Franklin Square, New York is Steve Candon - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include The Sarrica Group Inc, Amy Karol - State Farm Insurance Agent, Prestige Insurance and Financial Services. This directory lists 15 condo insurance agents serving Franklin Square.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Candon - State Farm Insurance Agent | 932 Hempstead Turnpike | (516) 488-3333 |
| 2 | The Sarrica Group Inc | 1078 Oaks Dr | (516) 277-0812 |
| 3 | Amy Karol - State Farm Insurance Agent | 179 New Hyde Park Rd Ste 102 | (516) 593-8878 |
| 4 | Prestige Insurance and Financial Services | 83 Franklin Ave | (516) 216-5600 |
| 5 | DSR & Ferrar Insurance Agency | 120 Franklin Ave | (516) 352-3377 |
| 6 | Instantly Insured | 4 New Hyde Park Rd Suite: 4 | (347) 309-6962 |
| 7 | Robert Frisina: Allstate Insurance | 739 Hempstead Turnpike | (516) 352-7722 |
| 8 | Riccio Agency Inc: Allstate Insurance | 450 Dogwood Ave | (516) 371-3300 |
| 9 | Northeastern Group LTD | 695 Hempstead Turnpike | (516) 505-7700 |
| 10 | Marino Coverage Group Inc. - Nationwide Insurance | 752 Hempstead Turnpike | (516) 354-0660 |
Steve Candon - State Farm Insurance Agent serves the Franklin Square, New York area, providing specialized condo insurance coverage to local residents. This agency offers policies designed to protect condominium units, personal belongings, and liability exposures specific to shared living communities. The agent helps clients understand the coverage gap between their association’s master policy and their individual needs, including structural improvements made inside the unit. It handles both interior damage protection and loss assessment coverage for condo owners.
The Sarrica Group Inc serves homeowners, condominium owners, and property managers in Franklin Square, NY. They provide condo insurance agent services, helping clients secure appropriate coverage for their individual units and common areas. Their work involves assessing property risks and recommending policies that protect against common liabilities. Located in Franklin Square, the agency also assists clients in nearby communities throughout Nassau County, including the broader Long Island metro area.
Amy Karol’s State Farm Insurance Agency provides personalized condo insurance solutions in Franklin Square, NY. Its services include tailoring coverage for individual unit owners to protect personal property, liability, and interior structural improvements. The agency assists clients through policy reviews and claims support to ensure ongoing protection. It routinely handles coverage requirements for single-family homes, apartments, and neighboring retail or restaurant properties in the local area.
Based in Franklin Square, this agency serves condo insurance needs throughout Long Island and nearby surrounding communities. It handles policies that protect the interior of a unit, personal belongings, and liability in a shared building. The agent assists owners by explaining the distinctions between a master policy and individual coverage. For a typical job, the agency begins with a review of the current master policy and the specific needs of the unit before presenting options from multiple carriers.
DSR & Ferrar Insurance Agency in Franklin Square, New York distinguishes between one-time policy setup and ongoing service for renewals and claims. They provide condo insurance coverage that protects individual units against risks like fire, theft, and liability. Customers choose whether to work with the agency for a single policy purchase or for scheduled annual check-ins on their coverage. Service is available on an as-needed basis, with no requirement to commit to a long-term arrangement beyond each specific consultation.
Instantly Insured specializes in tailoring coverage for condominium unit owners in Franklin Square, NY, protecting personal belongings and interior structures not covered by the master policy. It also provides general liability protection and loss assessment coverage for common area repairs. An agent reviews individual policy details to address common gaps in master plans. In the fall and winter months, the company helps clients assess supplemental coverage for potential water damage from frozen pipes or snow melt infiltrating units from shared walls.
As fall and winter storms approach Long Island, condo owners in Franklin Square often review their insurance coverage to ensure protection from water damage and liability claims. Robert Frisina: Allstate Insurance provides guidance on typical condominium policy options, including interior improvements and loss assessment endorsements. The agency works with residents living in townhouse or garden-style complexes common to the area. An initial policy review or a property walkthrough to identify specific unit risks is the first step toward securing appropriate coverage.
Riccio Agency Inc: Allstate Insurance provides general insurance guidance for property owners in Franklin Square, NY, with a specialty focus on condo insurance add-ons that cover interior fixtures and personal liability. The agency helps clients protect their investments by tailoring policies to meet the unique needs of condominium living. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring appropriate coverage for each business type in the local area.
Northeastern Group LTD provides residential condo insurance services in the Nassau County area of Franklin Square, New York. The firm also offers commercial coverage for condo associations and nearby small businesses throughout the surrounding region. Their agents assist clients in comparing policies tailored to different building types, ensuring compliance with local homeowners’ association requirements. By keeping detailed records of each policyholder’s coverage, they facilitate seamless follow-up service and adjust plans as needed between regular annual visits.
Marino Coverage Group Inc. - Nationwide Insurance, based in Franklin Square, NY, serves as a local condo insurance agent offering tailored coverage for individual unit owners. The agency helps clients protect their personal property, interior fixtures, and liability within a condominium association. Its services typically include assessing building bylaws and the master policy to fill coverage gaps. For added protection, the agency can advise on loss assessment coverage for common-area repairs.
What Does a a Condo Insurance Agent in Franklin Square Cost?
Typical costs for a condo insurance policy in Franklin Square New York range from 200 to 600 dollars per year for a standard unit. Factors like unit size, location, and coverage limits affect the premium. This is general information and not insurance advice.
About condo insurance agents in Franklin Square
A condo insurance agent in Franklin Square New York can help you secure an HO-6 policy tailored to your unit. New York law requires condominium associations to maintain a master policy, but individual owners need coverage for interior improvements and personal liability. Local agents understand the specific risks in Nassau County and can guide you through the process.
Frequently Asked Questions
What does a condo insurance agent in Franklin Square do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior fixtures, and liability. They also explain how your coverage coordinates with the condo associations master policy.
Is condo insurance required in New York?
New York does not have a state law requiring individual condo insurance, but most mortgage lenders and condo associations require it. Your agent can help you meet these requirements and avoid gaps in coverage.
What is the difference between a master policy and an HO-6 policy?
The master policy covers the buildings structure and common areas. An HO-6 policy covers your personal belongings, interior walls and finishes, and provides liability protection. Your agent can help you choose the right amount of coverage.
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