The top-rated condo insurance agent in Rosemount, Minnesota is Jason Laube - State Farm Insurance Agent, rated 4.9 stars across 407 reviews. Other highly rated options include Farmers Insurance - Zachary Burke, Sentinel Assurance Group Inc., Thomas Larsen American Family Insurance. This directory lists 10 condo insurance agents serving Rosemount.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Laube - State Farm Insurance Agent | 3450 151st St W | (651) 344-8929 |
| 2 | Farmers Insurance - Zachary Burke | 3480 Upper 149th St W Ste 101 | (651) 236-9221 |
| 3 | Sentinel Assurance Group Inc. | 2980 145th St W | (651) 237-5180 |
| 4 | Thomas Larsen American Family Insurance | 3065 145th St W | (952) 887-7603 |
| 5 | Paul Eggen - State Farm Insurance Agent | 14450 S Robert Trail #204 | (651) 423-3535 |
| 6 | Adam Thoennes American Family Insurance | 15120 Chippendale Ave W STE 104 | (612) 322-6503 |
| 7 | Marquis McKinney Farmers Insurance | 16560 Cedar Ave | (952) 243-0231 |
| 8 | Farmers Insurance - Brett Peterson | 2930 146th St W Ste 105 | (651) 322-1010 |
| 9 | Srenaski Insurance | 3480 Upper 149th St W #104 | (651) 452-5351 |
| 10 | Insurance by Design | 7303 161st St Ste 200A | (952) 808-7002 |
Jason Laube - State Farm Insurance Agent serves the Rosemount and surrounding Dakota County area, specializing in condo insurance for local residents. The company provides policies tailored to condominium owners, covering personal property and liability protection within individual units. Additional services include loss assessment coverage for shared building elements and flood insurance options to safeguard against regional weather risks. Local homeowners benefit from personalized consultations regarding their specific HOA bylaws and individual coverage needs.
Farmers Insurance - Zachary Burke offers a full range of condo insurance services tailored to property owners in Rosemount, MN. The agency provides standard coverage options along with policy maintenance and periodic plan reviews to ensure adequate protection for policyholders. Assistance with claims filing and coverage adjustments is available to address changing needs. The agent works with clients owning single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Sentinel Assurance Group Inc. serves homeowners and condo owners in Rosemount, Minnesota, by providing specialized condo insurance policies that cover interior structures, personal property, and liability. The company helps clients understand their association master policy gaps and delivers tailored solutions for individual unit coverage needs. Its services include policy reviews and claims assistance designed for local residents and property managers navigating insurance requirements. Sentinel Assurance Group also extends its expertise to clients throughout the greater Dakota County metro, including Apple Valley.
Serving Rosemount and surrounding communities in Dakota County, Thomas Larsen American Family Insurance handles comprehensive condo insurance solutions. It provides coverage that protects individual units, interior structures, and personal belongings against risks like fire, theft, or water damage. Policies typically address liability protection for accidents within the owner’s unit and loss assessment coverage from the homeowners association. To complete a typical job, it reviews a condo’s master policy and the owner’s financial exposure, then tailors coverage limits and deductibles accordingly for balanced protection.
Paul Eggen - State Farm Insurance Agent in Rosemount, MN specializes in condo insurance, where clients typically choose between a one-time policy purchase and ongoing coverage options. Condo insurance protects personal belongings, interior structures, and liability risks that a building’s master policy does not cover. Residents owning units in this area often need tailored policies addressing gaps in association coverage. Service for existing policies and new quotes is provided on an as-needed basis, allowing policyholders to request assistance whenever their situation changes.
Adam Thoennes American Family Insurance provides condo insurance for Rosemount residents, helping secure coverage for individual units within multi-dwelling buildings. It also works with clients on general insurance needs to protect personal property and liability. The company assists with policies that address deductibles and assessments unique to condominium associations. During Minnesota’s harsh winter months, it helps policyholders understand how burst pipes or ice dam damage may require adjustment to their coverage limits.
As winter approaches in Rosemount, homeowners often begin to assess their condo insurance for seasonal risks like ice dams and frozen pipes. Marquis McKinney Farmers Insurance helps local condominium owners navigate the unique insurance requirements that come with shared building structures and association bylaws. Regular policy reviews ensure that coverage accounts for both interior liability and personal property within the unit. To begin matching coverage to a condo owner's current needs, the company offers a simple walkthrough inspection of the residence to identify any gaps or necessary adjustments.
Farmers Insurance - Brett Peterson provides residential condo insurance services for policyholders in Rosemount, Minnesota. The agency also assists local business owners with their commercial coverage needs, serving clients throughout the surrounding area. Condo insurance plans include protection for personal property, interior building structures, and liability in common spaces. Brett Peterson's agency helps clients review their policies and adjust limits as their assets or lifestyle change. After each claim or annual review, neighbors and small business owners return for ongoing property coverage between regular appointments.
Srenaski Insurance provides a range of coverage options tailored to condo owners in Rosemount, MN, addressing standard property and liability needs. Their specialty add-ons include protection for expensive personal belongings like jewelry and electronics, as well as loss assessment coverage for shared building elements. They can serve commercial sectors such as local offices, small warehouses, and food service establishments in the surrounding area.
Insurance by Design is known for offering specialized condo insurance guidance to homeowners in Rosemount, MN. The agency helps clients understand the unique coverage needs of a condominium unit, including interior structures and personal liability. Its services also address common local concerns such as deductibles and loss assessments from shared building policies. For added peace of mind, the agency can arrange umbrella liability coverage that extends beyond a standard condo policy’s limits.
What Does a a Condo Insurance Agent in Rosemount Cost?
In Minnesota, a typical condo insurance HO-6 policy costs between 200 and 500 dollars per year for standard coverage. Factors like your unit value, deductible choice, and location in Rosemount affect the premium. This is general information and not insurance advice.
About condo insurance agents in Rosemount
A condo insurance agent in Rosemount Minnesota helps you understand the unique coverage needs for your unit. Minnesota law requires condo associations to carry master policies, but individual unit owners need their own HO-6 policy for interior improvements and personal liability. An agent can explain how these policies work together to protect your investment.
Frequently Asked Questions
What does a condo insurance agent in Rosemount do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls and fixtures, and liability. They also explain how your policy coordinates with the condo associations master policy under Minnesota law.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically covers the building structure and common areas. You still need your own HO-6 policy to cover your personal belongings, interior upgrades, and liability for accidents in your unit.
How does Minnesota law affect condo insurance requirements?
Minnesota Statutes Chapter 515B governs condo associations and requires them to maintain a master property policy. However, that policy does not cover your personal property or interior improvements, making an individual HO-6 policy essential.
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