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HomeCondo Insurance AgentsMinnesota › Apple Valley

Find Condo Insurance Agents Near You in Apple Valley, MN

Browse condo insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated condo insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 244 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Apple Valley.

Showing 19 condo insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
2Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
3Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
4Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
5Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
6Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
7Kiley and Associates LLC American Family Insurance7373 147th St W #186(952) 432-3700
8Elfstrum Consulting Inc14799 Energy Way(952) 432-8873
9Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
10Debra Suman American Family Insurance14698 Galaxie Ave(952) 953-0900
BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Condo Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency serves Dakota County and the surrounding metro area from its Apple Valley, Minnesota location. As a dedicated condo insurance agent, this company helps residents secure tailored policies for their individual units. It specializes in coverage that protects interior structures, personal belongings, and liability exposures specific to condominium living. The agency assists clients in navigating master policy gaps and securing appropriate loss assessment coverage. It handles personalized homeowner insurance solutions and dedicated condo unit policies in the Apple Valley region.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Condo Insurance Agent · Apple Valley, MN

Joe Etten - State Farm Insurance Agent serves Apple Valley homeowners and condo owners with tailored property coverage and personal liability protection. Specializing in condo insurance, the agency helps clients secure policies that address dwelling coverage, personal belongings, and loss assessment needs common in association-governed communities. It assists with quotes, policy adjustments, and claims guidance for existing policyholders. This office also provides its services to residents of nearby Lakeville and the broader southern metro area in Dakota County.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Condo Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent in Apple Valley, MN, provides comprehensive condo insurance services, including personalized coverage options tailored to individual policy needs. Ongoing policy reviews and claim support are available to help maintain appropriate protection over time. Its service plans focus on adapting coverage as property values or personal circumstances change, ensuring clients receive consistent assistance. The agency works with owners of single-family homes, condominiums, apartments, retail shops, and restaurants.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Condo Insurance Agent · Apple Valley, MN

Brett McSparron - State Farm Insurance Agent serves Apple Valley and the surrounding communities in Minnesota. The agency handles condo insurance, focusing on coverage that protects individual unit owners against common property-related risks and liability. Each policy is reviewed to address specific needs like interior structures and personal belongings. To manage a typical job, the agent takes a methodical approach, first assessing the client’s current coverage and then explaining available options tailored to the condo’s layout and local requirements.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Condo Insurance Agent · Apple Valley, MN

Farmers Insurance - Kara Petter in Apple Valley, MN provides both one-time condo insurance purchases and ongoing policy management through scheduled renewals. Coverage options typically include protection for the interior of a condo unit, personal property, liability, and loss of use. Adjusting those plans often involves regular check-ins to account for changes in the bylaws or individual needs. Service for existing clients runs on a scheduled, as-needed basis, ensuring policies are reviewed and updated when life events or renewal dates occur.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Condo Insurance Agent · Apple Valley, MN

Retta Insurance Agency LLC in Apple Valley, MN specializes in condo insurance policies tailored to individual unit owners and building association requirements. It provides general agency services, helping clients assess necessary coverage for personal property, interior fixtures, and liability protection. As many condo owners face unique risks from shared common areas and building structures, the agency specifically assists with preparing adequate insurance for potential water damage claims following unexpected plumbing failures or seasonal freeze-thaw cycles in the region.

KA
7373 147th St W #186
Kiley and Associates LLC American Family Insurance
Condo Insurance Agent · Apple Valley, MN

As winter ice and spring thaw threaten condominium roofs and walkways in Apple Valley, Kiley and Associates LLC American Family Insurance helps owners review their master policy gaps and individual coverage needs. This condo insurance agent explains how common area deductibles or interior upgrades may leave residents underinsured. They walk prospective clients through building-specific risk assessments before offering customized protection plans for personal belongings and liability. An initial inspection of the unit is then arranged to confirm appropriate coverage levels and identify any overlooked hazards.

EC
14799 Energy Way
Elfstrum Consulting Inc
Condo Insurance Agent · Apple Valley, MN

Elfstrum Consulting Inc, located in Apple Valley, MN, provides comprehensive condo insurance services to property owners in the region. Their work typically covers protection for individual units against common risks like fire and water damage, while also assisting clients in obtaining specialized endorsements for upgrades. Standard policies help coordinate liability coverage and loss assessments through homeowner association master plans. The company serves both small business offices needing tenant coverage and warehouses requiring property safeguards. Their expertise also extends to food service operations requiring tailored liability policies and equipment protection.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Condo Insurance Agent · Apple Valley, MN

Mayer Insurance Agency provides residential condo insurance services to clients in Apple Valley, Minnesota. The agency also offers commercial coverage for smaller business properties within the same local area. Agents help condominium owners protect their units and personal belongings against common perils in this region. Policies can be reviewed after a claim is filed or at renewal. The agency encourages contacting them between regular annual visits to adjust coverage as needed.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Condo Insurance Agent · Apple Valley, MN

Debra Suman American Family Insurance in Apple Valley, MN is known for offering personalized condo insurance policies tailored to individual unit owners. Its service range includes helping clients understand the unique coverage needs for condominium properties. The agency assists with standard protections for personal belongings and interior structures. For added security, this office can arrange loss assessment coverage to guard against unexpected special assessments from the homeowners association.

FI
14771 Energy Way
Farmers Insurance - Fink Agency
Condo Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink
FI
7300 147th St W
Farmers Insurance - James Harris
Condo Insurance Agent · Apple Valley, MN
(706) 829-9750
agents.farmers.com/mn/apple-valley/james-harris
DS
6990 151st St W
David Simmons Agency
Condo Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
AI
7600 147th St W #102
AAA Insurance - Patrick Bevan Agency
Condo Insurance Agent · Apple Valley, MN
(952) 891-5566
locator.acg.aaa.com/mn/apple-valley/aaa-insurance-patrick-bevan-agency
FI
5885 149th St W
Farmers Insurance - Walter Manning
Condo Insurance Agent · Apple Valley, MN
(952) 891-4703
agents.farmers.com/mn/apple-valley/walter-manning
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Condo Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
HM
14851 Energy Way
Horace Mann Insurance Co
Condo Insurance Agent · Apple Valley, MN
(952) 431-2121
agents.horacemann.com/scottwright
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Condo Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com
FI
14771 Energy Way
Farmers Insurance - Melissa Fink
Condo Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink

What Does a a Condo Insurance Agent in Apple Valley Cost?

Typical condo insurance premiums in Minnesota range from 300 to 700 dollars per year for a standard HO-6 policy. Costs depend on your unit value, deductible choice, and coverage limits. Factors like location in Apple Valley and claims history also affect the price. This is general information and not insurance advice.

About condo insurance agents in Apple Valley

Condo insurance agents in Apple Valley help owners protect their units and personal property. Minnesota law requires condo associations to insure common areas, but individual unit owners need their own HO-6 policy for interior fixtures and liability. Local agents can explain how the Minnesota Common Interest Ownership Act affects your coverage needs.

Frequently Asked Questions

What does a condo insurance agent in Apple Valley do?

A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal belongings, and liability. They also explain loss assessment coverage for shared repairs under Minnesota law.

Do I need condo insurance if the association has a master policy?

Yes. The association master policy covers common areas and the building structure. Your individual policy covers your unit fixtures, personal property, and liability. Minnesota law does not require unit owners to buy insurance but most lenders do.

How does Minnesota law affect condo insurance requirements?

Under Minnesota Statutes Chapter 515B, the association must insure common elements. Unit owners are responsible for their own unit and personal property. An agent can help you understand your specific obligations under this law.

Condo Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.