The top-rated condo insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Tom Holland - State Farm Insurance Agent, Whiting & Associates, Inc. American Family Insurance, Garth Merriman - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Blaine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ameriguard Insurance Agency | 9380 Central Ave NE #360 | (763) 767-0522 |
| 2 | Tom Holland - State Farm Insurance Agent | 11933 Central Ave NE | (763) 755-8680 |
| 3 | Whiting & Associates, Inc. American Family Insurance | 12265 Central Ave NE STE 104 | (763) 755-9308 |
| 4 | Garth Merriman - State Farm Insurance Agent | 1250 126th Ave NE Bay 500 | (651) 393-4991 |
| 5 | Hometown MN Insurance Brokerage LLC | 4325 Pheasant Ridge Dr NE Suite 603C | (612) 800-4644 |
| 6 | Hershey & Associates LLC American Family Insurance | 9360 Baltimore St NE | (763) 566-8343 |
| 7 | Insurance Brokers of Mn Inc | 11905 Central Ave NE | (763) 862-8889 |
| 8 | Patriot Insurance | 9298 Central Ave NE #422 | (763) 445-2200 |
| 9 | Policy Brokers Insurance Agency | 12105 Yancy St NE | (651) 321-0850 |
| 10 | Jeremy R Brandt Agency Inc American Family Insurance | 12265 Central Ave NE STE 101 | (763) 576-8800 |
Ameriguard Insurance Agency serves the Blaine, Minnesota area with its focus on condo insurance agent services. This local agency helps condominium owners secure coverage that addresses the unique requirements of shared building structures and individual unit liability. The team works to understand the specific policies set by homeowners associations to ensure adequate protection for personal property. Ameriguard specializes in tailoring policies that safeguard personal belongings and provide loss assessment coverage for common area repairs.
Tom Holland - State Farm Insurance Agent in Blaine, MN, offers condo insurance services, including personalized policy consultations and assistance with coverage adjustments. Its service plans involve reviewing individual unit needs and explaining common area protections provided by association master policies. The agency helps clients select appropriate liability limits and personal property coverage. It services single-family homes, apartments, and multi-unit dwellings such as condominium complexes.
Whiting & Associates, Inc. American Family Insurance serves homeowners, property managers, and condo association boards needing tailored condo insurance. It provides coverage solutions designed to protect individual units and common areas in multi-unit buildings. The agency helps clients navigate the unique risks of shared-wall living, including liability and loss assessments. As a dedicated condo insurance agent in Blaine, Minnesota, it also extends its services to condominium owners and associations located within the neighboring communities of Spring Lake Park and the greater northern Twin Cities metro region.
Garth Merriman - State Farm Insurance Agent serves the Blaine, Minnesota area and surrounding communities, handling condo insurance policies for owners. It offers coverage tailored to condominium associations and individual unit owners, addressing common needs like interior damage and liability. The agent typically approaches each client by reviewing their specific policy requirements and building details before matching them with appropriate coverage options from available plans.
Hometown MN Insurance Brokerage LLC in Blaine, MN specializes in helping condo owners secure tailored coverage that protects individual units and shared building structures. The company provides general insurance services for residents seeking financial protection against unexpected property damage or liability claims within their homeowners association. During Minnesota’s harsh winter months, it offers guidance on policies covering burst pipes and ice dam damage to balconies and roofs.
Hershey & Associates LLC American Family Insurance in Blaine, MN provides condo insurance with distinct options between a one-time, single-policy purchase for a specific unit or recurring coverage tailored to annual renewals for ongoing protection. Coverage typically addresses interior walls, personal belongings, and liability for unit owners. This agent helps local condo owners understand building master policy gaps and obtain appropriate personal policies. Service is available on either a one-time basis for a new purchase or as a recurring as-needed arrangement for policy reviews and updates.
With the freeze-thaw cycle threatening Blaine condos each winter, Insurance Brokers of Mn Inc helps owners review their master policy gaps and contents coverage. The agency focuses on ensuring personal property and loss-of-use provisions match current replacement costs. After discussing common risks like plumbing failures or roof damage, they schedule a complete review of the unit, including appliances and personal liability limits. This initial walkthrough allows for accurate assessment of the individual unit prior to finalizing the policy terms.
Patriot Insurance, located in Blaine, Minnesota, works as a condo insurance agent, helping property owners secure coverage for their individual units and personal belongings. A key specialty involves adding policies that protect condo association master deductibles and interior fixtures not covered by standard plans. The firm can also address insurance needs for various commercial sectors, including local offices, warehousing operations, and food service establishments.
Policy Brokers Insurance Agency serves Blaine, Minnesota residents with residential condo insurance and also provides commercial coverage for local businesses. The agency helps clients in the surrounding metro area protect their units, personal property, and liability exposure. Policies address common concerns with condo living, including common area assessments and interior structure coverage. After an initial policy is secured, the agency offers follow-up service and policy reviews between regular visits to adjust coverage as needed.
Jeremy R Brandt Agency Inc American Family Insurance in Blaine, MN is known for providing personalized condo insurance coverage tailored to the specific needs of condominium owners. Its service range includes protecting interior fixtures, personal belongings, and liability within the building’s master policy structure. A specialty service it can add on is enhanced coverage for special assessments and loss assessments from the condo association.
What Does a a Condo Insurance Agent in Blaine Cost?
Condo insurance in Minnesota typically costs between 200 and 600 dollars per year for an HO-6 policy. The exact premium depends on your unit value deductible amount and coverage limits. Factors like your claims history and the age of your building also affect the rate. This is general information and not insurance advice.
About condo insurance agents in Blaine
Condo insurance agents in Blaine Minnesota help owners protect their unit and personal property. Minnesota law requires condo associations to carry a master policy but that policy may not cover interior fixtures or personal liability. A local agent can explain how an HO-6 policy fills these gaps and meets your lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Blaine do?
A condo insurance agent reviews your condo associations master policy and recommends an HO-6 policy to cover your unit interior personal property and liability. They also help you understand Minnesota insurance laws and any special assessments coverage you might need.
Do I need condo insurance if the association has a master policy?
Yes. The master policy typically covers the building structure and common areas but does not cover your personal belongings interior upgrades or liability. An HO-6 policy is required by most lenders and is strongly recommended for all condo owners in Blaine.
How long do I have to file a claim on my condo insurance in Minnesota?
Minnesota law does not set a single statute of limitations for all property claims but most policies require you to notify your insurer promptly. For lawsuit filing you generally have two years from the date of loss for fire or theft claims under Minnesota Statutes 541.05. Always check your specific policy.
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