The top-rated condo insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 11 condo insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota, area and surrounding communities as a provider of condo insurance coverage. This agency helps condominium owners protect their personal property and individual units within the building structure. Local clients can receive guidance on matching policy limits to their homeowners association’s master plan. The office also handles personal liability protection for unit owners and assists with claims filing for damaged contents, making neighborhood insurance support straightforward for condo residents.
Larsen Insurance Group provides professional guidance for securing condo insurance in Andover, MN. It helps clients evaluate coverage needs for individual units and building elements. The agency discusses policy options for interior structures, liability protection, and loss assessment coverage. Clients can schedule appointments to review their current policies and explore adjustments for changing property values. Larsen Insurance Group services local single-family homes, apartments, retail spaces, and restaurants requiring tailored insurance solutions for their specific operational risks.
Baker Insurance Brokers serves condominium homeowners and property managers seeking appropriate coverage for attached dwellings in the Andover, Minnesota area. The agency provides assistance in evaluating individual unit policies, including protection for personal property and interior structural elements often not covered by the master association insurance. Clients receive guidance in understanding policy limits and deductibles relevant to local building regulations. The company also offers its condo insurance expertise to residents in neighboring communities throughout the northern Twin Cities metro region.
Hemgren Family Insurance provides condo insurance coverage to clients in Andover, Minnesota, and the surrounding communities of Anoka, Ramsey, and Coon Rapids. The agency handles policies designed to protect individual unit interiors, personal belongings, and liability interests within condominium associations. Local condo owners rely on this firm for guidance in navigating master policy gaps and coverage limits. A typical engagement begins with a review of the homeowner association’s master policy, allowing the agent to tailor a personal policy that fills specific risk exposures.
Mike Mattingley - State Farm Insurance Agent in Andover, MN, distinguishes between one-time policy adjustments and recurring coverage reviews for condo owners. Condo insurance typically protects personal property, interior building structures, and liability from within-unit incidents, filling gaps left by a condo association’s master policy. Coverage is tailored to individual unit layouts and assessed risks in the local area. Service runs on an as-needed basis, with clients contacting the agent to update policies after renovations, loss events, or policy anniversary decisions.
As autumn winds whip through the tree-lined streets of Andover, many condo owners worry about roof damage and falling limbs. Briena Nyquist American Family Insurance provides tailored policies that address these specific seasonal risks for attached homes and shared structures. The agency helps residents understand how master policies interact with personal coverage for interiors and belongings. Conversations begin with a careful review of the building’s physical condition and the client’s liability needs. An initial in-person or virtual inspection of the unit follows, verifying current safety features and potential vulnerabilities.
Marci Hawkins American Family Insurance specializes in helping condo owners secure tailored coverage for interior structures and personal belongings. It works closely with clients in Andover, Minnesota, to navigate association master policies and fill coverage gaps, ensuring individual units are properly protected against common risks like fire, theft, and water damage. The agency also assists with liability protection for accidents occurring within a unit. As winter sets in, it provides guidance on safeguarding condos from burst pipes and ice dam-related damage.
Christiansen Insurance Agency works with property owners in Andover, Minnesota, to secure coverage that protects their residential assets. Its primary focus is on offering specialty add-ons for condo policies, including loss assessment protection and individual unit liability coverage. The agency ensures that policies account for shared building structures and personal belongings. It provides condo insurance solutions that serve property managers, individual unit owners, and investment property landlords. The firm can support both small residential offices and stand-alone warehouses, as well as food service operations that operate within condominium complexes.
Oak Grove Insurance Agency - David Johnson provides residential condo insurance for owners in Andover, Minnesota, tailoring coverage to protect individual units and shared building structures. The agency also serves local commercial property needs where condominium associations require liability protection and loss assessment coverage. Service extends throughout the greater Andover area and surrounding communities. Property owners are encouraged to contact David Johnson directly for periodic policy reviews to adjust coverage limits between regular property inspections.
What Does a a Condo Insurance Agent in Andover Cost?
The average cost for condo insurance in Minnesota ranges from 200 to 600 dollars per year depending on your unit value, location, and coverage limits. Factors like your deductible, personal property amount, and loss assessment coverage affect the premium. This is general information and not insurance advice.
About condo insurance agents in Andover
A condo insurance agent in Andover Minnesota helps you protect your unit and personal belongings. Minnesota law requires condo associations to carry a master policy but your personal property and interior improvements need separate coverage. A local agent can guide you through the specific requirements for your Andover condo.
Frequently Asked Questions
What does condo insurance cover in Minnesota?
Condo insurance typically covers your personal property, interior walls and fixtures, and liability for accidents in your unit. It also provides loss assessment coverage if the association charges you for a shared claim. Minnesota law does not set a standard minimum for condo insurance so your agent can help you choose appropriate limits.
Is condo insurance required in Andover Minnesota?
Most mortgage lenders require you to have a condo insurance policy. Even if not required by a lender it is wise to have coverage because the association master policy may not cover your personal items or upgrades. Your agent can explain what the master policy covers and what you need.
How do I choose a condo insurance agent in Andover?
Look for an agent who is licensed in Minnesota and has experience with condominium policies. Ask about their knowledge of local condo association rules and the specific coverage options available. You can verify an agents license through the Minnesota Department of Commerce.
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