The top-rated condo insurance agent in Minneapolis, Minnesota is Kim Nybo - State Farm Insurance Agent, rated 4.9 stars across 685 reviews. Other highly rated options include Insurance Resource Group, John Arens - State Farm Insurance Agent, Allinsurance seguros. This directory lists 20 condo insurance agents serving Minneapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Nybo - State Farm Insurance Agent | 2724 University Ave SE | (612) 767-7775 |
| 2 | Insurance Resource Group | 4286 Dahlberg Dr | (612) 875-4192 |
| 3 | John Arens - State Farm Insurance Agent | 3259 Johnson St NE | (612) 781-3454 |
| 4 | Allinsurance seguros | 3125 Hennepin Ave | (612) 735-2277 |
| 5 | BlueJay Insurance Agency, Inc. | 1229 Tyler St NE Suite 292 | (612) 236-4105 |
| 6 | Abbott Insurance Agency, LLC | 317 W 46th St | (612) 824-1160 |
| 7 | Birimo Insurance Agency | 200 W Lake St suit 325 | (763) 227-8620 |
| 8 | One Source Insurance Brokers | 1300 Godward St NE Suite 1900 | (612) 444-6277 |
| 9 | Kaphy Insurance Agency | 2910 Pleasant Ave 1st Floor, Suite 80A | (651) 444-0402 |
| 10 | Farmers Insurance - Michael Culhane | 1845 Stinson Blvd NE # 200 | (612) 655-6747 |
Kim Nybo - State Farm Insurance Agent serves the Minneapolis, Minnesota area and provides condo insurance to local residents. The agency helps condominium owners understand how their master policy interacts with personal coverage needs. It offers tailored policies that protect interior structures, personal belongings, and liability exposures common to shared-building living. Services include adjusting deductibles, adding loss assessment coverage, and securing protection for upgraded fixtures inside the unit.
Insurance Resource Group provides condominium insurance services to property owners in Minneapolis, Minnesota. It offers tailored coverage that addresses the specific needs of condo living, including protection for personal belongings and interior structures not covered by the master policy. The agency also assists clients in understanding their individual liability and loss assessment risks. These services are designed for single-family homes, apartments, retail spaces, and restaurants, ensuring comprehensive protection across different property types within the local market.
John Arens, a State Farm Insurance agent based in Minneapolis, MN, assists homeowners and condo unit owners with insurance policies tailored for individual residential units. Coverage often layers with a building’s master policy, protecting interior structures and personal possessions. The agency also works with property managers requiring liability protection for common areas. Maintaining flexible policy options helps address varied local condo association requirements across the metro area. Beyond Minneapolis, this insurance office provides services to clients in the neighboring community of St. Louis Park.
Allinsurance seguros serves Minneapolis and the surrounding Twin Cities communities as a condo insurance agent. It handles policies tailored to the specific needs of condominium owners, including coverage for interior structures, personal property, and liability. The company also addresses loss assessments and additional living expenses that may arise after a covered event. To manage a typical job, it first reviews the client’s condo association master policy to identify gaps. Then it customizes a supplemental plan that aligns with the homeowner’s individual risk profile and budget.
BlueJay Insurance Agency, Inc. in Minneapolis, MN distinguishes between one-time quotes for prospective buyers and recurring service options for current unit owners, tailoring coverage to each situation. As a condo insurance agent, the agency helps clients protect personal belongings, interior improvements, and liability exposures beyond what a master policy covers. Policy reviews adjust coverage as building values and association requirements change. Service runs on a one-time basis for initial policy setup and as-needed basis for endorsements, claims support, or annual renewals.
Abbott Insurance Agency, LLC specializes in providing condo insurance policies tailored to unit owners in Minneapolis. Its services include coverage for personal property, interior structural improvements, and liability protection within the building. The agency works to align policy limits with the master association’s master policy and the owner’s financial needs. It helps clients address gaps in coverage. During Minneapolis’s severe winter months, the agency assists with protection against frozen pipes and ice dam damage that can affect condo interiors and shared building walls.
As the Minnesota winter thaws into spring, condo owners often review their insurance coverage for seasonal hazards like ice dam damage and burst pipes. Based in Minneapolis, Birimo Insurance Agency offers guidance tailored for condominium unit owners, helping them understand master policy gaps and personal property protection. Their service focuses on explaining coverage options without aggressive sales tactics, ensuring each client comprehends their policy’s limits and deductibles. A typical first step with this agency involves a personal assessment of the client’s current condo documents and building association requirements.
One Source Insurance Brokers in Minneapolis, Minnesota assists clients with general insurance needs such as property and liability coverage, along with specialized options like loss assessment and flood protection for individual condo units. The agency helps residents ensure their personal belongings and interior improvements are adequately covered within a condo association policy. For commercial applications, it provides coverage plans tailored for offices, warehouses, and food service operations.
Kaphy Insurance Agency provides residential condo insurance services in Minneapolis, MN. The agency also handles commercial coverage for local businesses managing condominium properties. They work with clients throughout the Minneapolis area to secure policies that protect condominium units and shared common areas. Their practice focuses on understanding the specific insurance needs unique to condo owners and associations in this market. Clients can contact them for follow-up service between regular visits to adjust coverage as circumstances change.
Farmers Insurance - Michael Culhane in Minneapolis, MN provides condo insurance coverage designed to protect individual unit owners. The agency works with local policyholders to secure plans that address dwelling protection, personal property, and liability risks common to condominium living. It offers standard policy components such as loss assessment coverage and interior structural protection tailored to HOA requirements. An additional specialty service includes optional identity theft protection that covers financial losses and recovery costs related to personal data compromise.
What Does a a Condo Insurance Agent in Minneapolis Cost?
Condo insurance in Minnesota typically costs between 200 and 500 dollars per year for a standard HO-6 policy. Factors like your unit location, deductible amount, and coverage limits affect the price. High-value units or those in flood-prone areas may cost more. This is general information, not insurance advice.
About condo insurance agents in Minneapolis
Condo insurance agents in Minneapolis help owners protect their units and personal property. Minnesota law requires condo associations to have a master policy, but individual owners still need their own HO-6 policy for interior structures and liability. An agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Minneapolis do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They review your condo association master policy to identify gaps in coverage. They also advise on loss assessment coverage for shared building repairs.
Is condo insurance required by law in Minnesota?
Minnesota law does not require individual condo owners to carry insurance, but most mortgage lenders do require it. Your condo association bylaws may also require you to have a minimum level of coverage. An agent can help you meet these requirements.
How does Minnesota law affect condo insurance claims?
Minnesota has a two-year statute of limitations for filing a property insurance lawsuit after a loss. You must also report a claim promptly to your insurer. An agent can explain these time limits and help you understand your policy terms.
Condo Insurance Agents in Other Minnesota Cities
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