The top-rated condo insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Dan Peterson - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Dan Peterson - State Farm Insurance Agent | 3035 White Bear Ave Ste 1 | (651) 739-7272 |
| 5 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 6 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 7 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 8 | Dave Schiminsky - State Farm Insurance Agent | 2097 County Rd D STE B | (651) 774-8671 |
| 9 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 10 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN area and surrounding Ramsey County, providing specialized condo insurance policies for unit owners. The agency helps clients understand how master policies and individual coverage interact to protect personal property and liability. They assist with tailoring deductibles and assessing loss assessment coverage for shared building repairs. Specific services handled include personal property protection for belongings inside the unit and liability coverage for incidents occurring within the condo.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN provides coverage for condo owners, including personal property, liability, and loss-of-use protection. They offer guidance on tailoring policies to reflect individual needs and building structures. Service options include easy online bill pay, policy reviews, and claims assistance to simplify maintenance for clients. This agency services a variety of properties such as single-family homes, apartments, and also insures retail businesses and restaurants.
Jody Baber - State Farm Insurance Agent serves homeowners and property managers seeking coverage for their individual condo units and shared building structures. Providing condo insurance solutions in Maplewood, Minnesota, this agency helps clients understand master policy gaps and secure personal property and liability protection. It helps ensure financial safeguards for both residents and investment properties against common risks. The agency also extends its services to neighboring communities throughout the eastern Twin Cities metro area, including Oakdale and Woodbury.
Dan Peterson of State Farm Insurance Agent in Maplewood, MN, addresses the choice between one-time policy reviews for evaluating current condo coverage needs and ongoing service options that manage adjustments over time. His agency assists clients in securing insurance for unit interiors, personal property, and liability protections typically required by condominium associations. Service here is available on an as-needed basis to accommodate changes in policy or individual circumstances without a recurring schedule beyond client requests.
Serving Maplewood and the surrounding Twin Cities communities, Mark Ellingson: Allstate Insurance offers condo insurance coverage tailored for condominium owners. The agency handles protection for a unit’s interior structure, personal property, and personal liability. For each client, its general approach to a typical job begins with a thorough review of the building’s master policy to identify coverage gaps, then customizes a policy to fill those specific needs.
Rising Star Insurance Brokers specializes in matching condo unit policies with individual coverage needs, addressing gaps in master building plans. It offers general guidance on liability protection and personal property valuation for residents throughout Maplewood, Minnesota. This agency assists clients in understanding how deductibles and loss assessments apply to shared building repairs. With winter conditions threatening pipe bursts and roof damage, the company helps condo owners secure coverage for interior flooding that common insurance may exclude.
When spring thaws reveal winter damage to Maplewood condos, EP&B Insurance provides clear guidance on coverage gaps that typical homeowners policies often leave uncovered. This agency specializes in navigating the unique insurance needs of condo owners, helping residents understand what their association’s master policy insures versus personal belongings and interior improvements. EP&B schedules a walkthrough of the unit before finalizing any policy, verifying square footage and material upgrades to recommend appropriate limits. That initial on-site inspection forms their standard starting point for protection.
Based in Maplewood, Minnesota, Dave Schiminsky - State Farm Insurance Agent provides general liability and property coverage designed to protect residential structures and personal belongings. For clients seeking enhanced security, the office offers specialty add-ons, including scheduled personal property riders for high-value items and water backup coverage. Whether servicing a condominium association’s multi-unit building or an individual unit owner, it assists with policies that factor in shared walls and common areas. Its commercial insurance services can extend to protecting local offices, warehouses, and businesses in the food service sector.
Danna Agency provides residential condo insurance services for property owners in Maplewood, Minnesota. The agency also offers commercial coverage for condominium associations and mixed-use buildings within the surrounding area. Policies are tailored to protect individual units against common perils such as fire, water damage, and liability claims. Clients benefit from thorough policy reviews that address unique condo living risks and HOA requirements. The agency follows up after a claim is filed and assists with adjustments between regular visits to ensure ongoing protection and coverage stability.
Midwest Insurance Agencies in Maplewood, MN is known for providing tailored coverage solutions for condominium owners throughout the local area. Its service range includes assessing individual policy needs, from interior fixtures to personal liability protection. The company works closely with residents to secure plans that meet association requirements while safeguarding personal assets. A specialty service it can add on is separate coverage for high-value personal items like jewelry or electronics.
What Does a a Condo Insurance Agent in Maplewood Cost?
Condo insurance in Minnesota typically costs between 200 and 600 dollars per year for a standard policy. Factors include your unit location coverage limits and deductible choice. Higher value units or those in flood prone areas may cost more. This is general information and not insurance advice.
About condo insurance agents in Maplewood
Condo insurance agents in Maplewood Minnesota help you understand the coverage you need beyond your association master policy. Minnesota law requires HOAs to maintain insurance on the building but your personal belongings and interior improvements are your responsibility. A local agent can explain how to protect your unit from fire theft and liability claims.
Frequently Asked Questions
What does a condo insurance agent in Maplewood do?
A condo insurance agent reviews your association master policy to identify gaps and recommends a personal condo policy. They help you choose coverage for your personal property interior walls and liability. They also explain Minnesota specific rules about loss assessment coverage.
Do I need condo insurance if my HOA has a master policy?
Yes. The HOA master policy typically covers the building structure and common areas but not your personal belongings or upgrades. In Minnesota you are usually responsible for improvements you made to your unit and for your personal liability. A separate condo policy fills these gaps.
How do Minnesota laws affect condo insurance requirements?
Minnesota Statute 515B.3-113 requires associations to carry property insurance on the building but unit owners must insure their own fixtures improvements and personal property. Your agent can help you understand the specific coverage limits recommended for your unit.
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