The top-rated condo insurance agent in Maple Grove, Minnesota is Zach Augustyn - State Farm Insurance Agent, rated 5.0 stars across 781 reviews. Other highly rated options include Sniezek Group Agency: Allstate Insurance, Teresa Rupkalvis - State Farm Insurance Agent, Breitenfeldt Group. This directory lists 19 condo insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Augustyn - State Farm Insurance Agent | 7200 Hemlock Ln N Ste 102 | (763) 424-2200 |
| 2 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 3 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 4 | Breitenfeldt Group | 11664 Fountains Dr | (877) 732-9800 |
| 5 | Dan Perinovic - State Farm Insurance Agent | 7048 E Fish Lake Rd | (763) 425-9800 |
| 6 | Farmers Insurance - Derek McCoy | 7225 Forestview Ln N | (763) 292-2889 |
| 7 | RightQuote | 11670 Fountains Dr STE 217 | (612) 812-9292 |
| 8 | Minnesota Lakes Insurance | 7066 E Fish Lake Rd | (763) 208-9722 |
| 9 | Tyler Engquist - State Farm Insurance Agent | 15611 Grove Cir N | (763) 781-5111 |
| 10 | Grant Lang American Family Insurance | 11240 86th Ave N | (763) 494-8553 |
Zach Augustyn - State Farm Insurance Agent serves Maple Grove, Minnesota, and the surrounding areas, specializing in condo insurance policies for homeowners associations and individual unit owners. The agency assists clients in understanding the distinctions between master policies and personal coverage needs, protecting personal belongings and liability within the condo structure. It offers personalized insurance reviews to align deductible options with local HOA requirements. Specific services include loss assessment coverage and personal liability protection for condo residents.
Sniezek Group, an Allstate Insurance agency in Maple Grove, Minnesota, provides condo insurance services that include both standard policy options and customized coverage selections for individual unit owners. It also offers policy review services to help clients understand current protection levels and adjust deductibles or endorsements as needed. The agency serves residential properties ranging from single-family homes to apartment units, as well as commercial locations such as retail spaces and restaurants.
Teresa Rupkalvis - State Farm Insurance Agent services the Maple Grove area and surrounding communities in Minnesota, handling condo insurance policies for local condominium owners. This agency assists clients with coverage that protects personal property and interior structures within a unit, addressing common condo living risks. For each job, the agent typically reviews the homeowner association's master policy with the client, then recommends personalized coverage to fill any gaps.
Serving condo owners, homeowners, and property managers in Maple Grove, MN, Breitenfeldt Group provides condo insurance agent services to help secure appropriate coverage for individual units and association requirements. The agency assists clients in understanding policy details, such as personal liability and interior structural protection, to match their specific condo living needs. Its service area extends to nearby communities throughout the northwest Twin Cities metro, including Plymouth and Brooklyn Park.
Dan Perinovic - State Farm Insurance Agent in Maple Grove, MN, offers condo insurance solutions tailored for individual unit owners. The key difference between a one-time policy and recurring service involves ongoing protection versus a single transaction; recurring plans include annual coverage reviews and account updates. Coverage addresses interior damage, personal liability, and loss assessments from the building’s master policy. Policyholders can adjust deductibles and add endorsements for enhanced protection. Service runs on a scheduled basis, with built-in annual renewals unless the client specifically opts for a one-time standalone policy.
Farmers Insurance - Derek McCoy in Maple Grove, MN offers tailored condo insurance policies, protecting individual units from interior damage and liability concerns. It also provides broader coverage options for loss assessments and personal property. The agency works with local condo owners to adjust limits based on building age and association requirements. It typically helps clients prepare for seasonal risks such as frozen pipe bursts or roof leaks during harsh Minnesota winters.
With the fluctuating Minnesota seasons bringing risks like ice dams and storm damage, condo owners in Maple Grove need reliable coverage for both interior spaces and shared building liabilities. RightQuote serves this community by addressing distinct unit-owner insurance requirements, including loss assessment protection and personal property safeguards. Their team focuses on aligning policies with homeowners association bylaws, ensuring gaps are avoided. New clients typically begin with a review of existing coverage documents and a discussion of personal assets to determine appropriate limits for a tailored assessment.
Minnesota Lakes Insurance provides residential condo insurance services for property owners in Maple Grove, Minnesota. The agency also offers commercial coverage options to meet the needs of local businesses and investment properties. Serving the surrounding communities, their representatives help clients understand building and liability protection specific to condominium associations and individual units. Policyholders can follow up with the agency between regular visits to adjust their coverage as personal circumstances or property values change.
Tyler Engquist - State Farm Insurance Agent in Maple Grove, MN, provides general insurance services to protect property and assets. The agency specializes in condo insurance, tailoring policies to cover individual units and shared building areas. Dedicated agents guide clients through coverage for personal belongings, liability, and structural improvements. The office serves commercial sectors such as offices, warehouses, and food service operations, offering policies that address their unique operational risks and property needs.
What Does a a Condo Insurance Agent in Maple Grove Cost?
Typical condo insurance premiums in Minnesota range from 200 to 600 dollars per year for an HO-6 policy, depending on coverage limits, deductible, and location. Factors like the age of the building and your personal property value also affect the price. This is general information and not insurance advice.
About condo insurance agents in Maple Grove
Condo insurance agents in Maple Grove, Minnesota help unit owners understand coverage for personal property and interior improvements. Minnesota law requires condo associations to carry a master policy, but that policy typically does not cover your belongings or upgrades. An agent can explain how an HO-6 policy fills these gaps and meets lender requirements.
Frequently Asked Questions
What does a condo insurance agent in Maple Grove do?
A condo insurance agent helps you find an HO-6 policy that covers personal property, liability, and loss assessment. They also explain how Minnesota condo association master policies interact with your individual coverage.
Do I need condo insurance if the association has a master policy?
Yes. The association master policy usually covers the building structure and common areas, but not your personal items or interior upgrades. Lenders in Minnesota often require a separate HO-6 policy to protect your investment.
What is loss assessment coverage and why is it important in Minnesota?
Loss assessment coverage pays your share of a special assessment from the condo association after a covered loss, such as fire or water damage. Minnesota statutes allow associations to assess unit owners for deductibles or uninsured portions of a claim.
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