The top-rated condo insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 249 reviews. Other highly rated options include Julian Coates - State Farm Insurance Agent, Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates. This directory lists 19 condo insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Julian Coates - State Farm Insurance Agent | 3580 Old Washington Rd | (240) 348-4540 |
| 3 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 4 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 5 | Roxanne Jones - State Farm Insurance Agent | 3825 Leonardtown Rd Suite 3 | (301) 782-9184 |
| 6 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 7 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 8 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 9 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 10 | A&A Insurance Center - Tag & Title Services | 3633 Leonardtown Rd | (301) 638-9200 |
Jane Staples, a State Farm Insurance Agent, serves Waldorf and surrounding areas in Charles County as a condo insurance agent. The agency provides standard condo insurance policies tailored for unit owners. These policies cover individual interior structures and personal belongings against perils like fire and theft. Liability protection is included for accidents occurring within the unit. The agency also helps assess gaps between a master policy and the owner’s needs. It handles supplemental coverage for loss assessments and upgrades made to the condo.
Julian Coates - State Farm Insurance Agent provides condominium insurance solutions for property owners in Waldorf, Maryland. Their services include building and contents coverage tailored to condo association requirements. General maintenance plans and policy reviews assist clients in managing coverage needs. Service and support address individual unit concerns. The agency works with clients who own single-family homes and apartments. It also serves retail properties and restaurants seeking liability protection and property coverage.
Serving Waldorf, Maryland, and the surrounding communities in Charles County, Trevant Insurance Agency handles condo insurance policies designed to cover individual unit interiors. These policies protect against common risks such as fire, theft, and water damage from internal sources. Basic liability coverage is also included to address accidents that occur inside the home. The agency typically works with clients to review their association’s master policy before selecting a plan, ensuring their personal property and structural improvements receive the appropriate level of coverage without unnecessary gaps or overlaps.
Homeowners, businesses, and property managers in Waldorf, MD, turn to Allstate Insurance: Bill Waugh & Associates for condo insurance solutions. The agency provides coverage tailored to protect individual units and shared building structures against common risks. Clients receive guidance in selecting policies that address liability and personal property needs. The firm’s local knowledge helps residents navigate insurance requirements specific to condominium associations. Beyond Waldorf, its services are also extended to homeowners in the Huntington area and throughout Charles County.
Roxanne Jones, a State Farm Insurance Agent in Waldorf, MD, specializes in condo insurance, offering policies that cover interior fixtures, personal property, and liability protection. It also provides general homeowner and renters insurance services to the local community. For condo owners, the agency helps with unique concerns such as coverage gaps between a master policy and individual unit responsibility. Lake-effect snow and freezing pipes during Maryland winters are specific seasonal situations where professional guidance on policy limits becomes especially important.
For clients needing coverage for individually owned units within a larger building, this agency distinguishes between providing a one-time consultation for a single policy purchase and establishing an ongoing relationship with recurring policy reviews. Coverage is tailored specifically to condominium insurance needs in the Waldorf, MD area, addressing the unique responsibilities of unit owners versus their association’s master policy. Service runs on an as-needed basis according to each client’s request.
As the winter months approach in Waldorf, condensation and freeze risks make condo insurance coverage a pressing concern for unit owners. Woody Hoyle - State Farm Insurance Agent serves local condominium owners by offering policies that address common structural liabilities, personal property protection, and loss-assessment needs. Each policy is discussed with the client individually to reflect the specific layout and HOA requirements of their building. Coverage selection begins with a careful walk-through inspection of the unit, documenting all existing conditions.
Oliver Mack Insurance helps clients in Waldorf, MD navigate the coverage options for owner-occupied and rental condominium units. The agency specializes in tailoring policies that address common area liabilities and interior structural needs beyond a master association policy. It assists commercial sectors such as office buildings, warehouses, and food service operations with appropriate insurance solutions tailored to their property types and operational risks.
Hugh R.A. Stewart Insurance Agency serves residential clients in Waldorf, Maryland, by offering condo insurance policies tailored to individual unit owners. They also handle commercial coverage for local condominium associations. Their service area extends throughout the surrounding region. These agents work to secure appropriate protection for both personal property and shared building structures. Between regular policy reviews, they follow up with clients to address coverage questions or adjust limits as needed.
A&A Insurance Center - Tag & Title Services in Waldorf, MD is known for helping local condo owners secure tailored coverage for their individual units. The agency handles policies that protect interior structures and personal belongings while addressing shared building liability exposures common to association living. Services extend to evaluating replacement cost needs and coordinating with homeowners’ associations. For added convenience, the office can process vehicle registration and title transfers alongside a new condo insurance policy.
What Does a a Condo Insurance Agent in Waldorf Cost?
The cost of a condo insurance policy in Waldorf Maryland typically ranges from 300 to 600 dollars per year for a standard HO-6 policy. Factors such as your units location building age and coverage limits affect the price. For example adding flood insurance in a flood zone can increase the cost significantly. This is general information not insurance advice.
About condo insurance agents in Waldorf
A condo insurance agent in Waldorf Maryland can help you understand the coverage you need for your condominium unit. Maryland law does not require condo owners to carry a separate policy but your mortgage lender and homeowners association likely do. An agent can explain the difference between your association master policy and your personal HO-6 policy.
Frequently Asked Questions
What does a condo insurance agent in Waldorf do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior walls and liability. They also review your association master policy to identify coverage gaps. In Maryland agents can explain how the state insurance regulations affect your policy terms.
Do I need condo insurance in Maryland if I rent out my unit?
Yes if you rent out your Waldorf condo you need landlord insurance. Maryland law requires you to disclose certain insurance details to tenants. An agent can help you get coverage for loss of rental income and property damage from tenants.
How do I choose a condo insurance agent in Waldorf Maryland?
Look for an agent licensed in Maryland who has experience with condominium policies. Ask them about their knowledge of the Maryland Property and Casualty Insurance Guaranty Corporation. This protects you if your insurer becomes insolvent.
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