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HomeCondo Insurance AgentsMaryland › Frederick

Find Condo Insurance Agents Near You in Frederick, MD

Browse condo insurance agents serving Frederick, Maryland. Updated 2026-07-14.

The top-rated condo insurance agent in Frederick, Maryland is Danielle Leonard - State Farm Insurance Agent, rated 5.0 stars across 541 reviews. Other highly rated options include Adams Insurance Agency - A Relation Company, Kathy Schultze - State Farm Insurance Agent, Connie Phillips Insurance. This directory lists 20 condo insurance agents serving Frederick.

Showing 20 condo insurance agents in Frederick, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Danielle Leonard - State Farm Insurance Agent1090 W Patrick St suite c(301) 695-5244
2Adams Insurance Agency - A Relation Company474 Prospect Blvd(301) 662-0340
3Kathy Schultze - State Farm Insurance Agent100 Tuscanney Dr E(301) 694-6711
4Connie Phillips Insurance605 W Patrick St(301) 662-5717
5Lindquist Insurance7430 New Technology Way Suite 120(301) 694-0008
6BMC Insurance, Frederick MD295 Bucheimer Rd B(301) 698-5425
7Escobar Insurance Agency45 Waverley Dr Suite I(301) 620-0950
8Connie Snook - State Farm Insurance Agent1 Mt Olivet Blvd(301) 695-7896
9Lebherz Insurance401 W Patrick St(301) 662-0250
10Proper Insurance Services, LLC50 Citizen's Way #410(888) 631-6680
DL
1090 W Patrick St suite c
Danielle Leonard - State Farm Insurance Agent
Condo Insurance Agent · Frederick, MD

Danielle Leonard’s State Farm Insurance Agency serves the Frederick, Maryland area as a dedicated condo insurance agent. It helps condo owners protect their personal property, liability, and interior structures not covered by their association’s master policy. The agency’s work includes assessing individual coverage gaps and explaining how deductibles align with HOA policies. It handles specific services such as loss assessment coverage for shared repairs and upgrades for unit improvements, ensuring each policy matches a condo’s unique needs.

AI
474 Prospect Blvd
Adams Insurance Agency - A Relation Company
Condo Insurance Agent · Frederick, MD

Adams Insurance Agency, a Relation Company in Frederick, MD, provides a full range of condo insurance services tailored to protect individual unit owners. Regarding maintenance plans, the agency can recommend appropriate coverage for interior updates and personal liability. Its team assists clients in understanding policy specifics for shared building elements and common areas. The agency services condo properties throughout the Frederick area, including both single-family homes and apartments, as well as select retail and restaurant properties that require specialized insurance solutions.

KS
100 Tuscanney Dr E
Kathy Schultze - State Farm Insurance Agent
Condo Insurance Agent · Frederick, MD

Kathy Schultze - State Farm Insurance Agent in Frederick, Maryland, serves homeowners, property managers, and individual condo owners seeking tailored coverage for their residential units. The agency provides guidance on master policy gaps, personal liability, and interior property protection. Residents throughout Frederick benefit from working with a knowledgeable professional who understands the specific insurance needs of condominium owners. The agency also covers clients in the nearby communities of Urbana and New Market, offering the same dedicated service to those areas.

CP
605 W Patrick St
Connie Phillips Insurance
Condo Insurance Agent · Frederick, MD

Connie Phillips Insurance serves the Frederick, Maryland area and the surrounding communities. This company handles condo insurance policies designed to protect individual units and personal property. The agency helps clients assess the specific coverage needed by their homeowners association requirements. It addresses gaps between a master policy and personal liability. For a typical job, the agent reviews current condo declarations and personal inventory details to build a policy that fills coverage needs.

LI
7430 New Technology Way Suite 120
Lindquist Insurance
Condo Insurance Agent · Frederick, MD

Lindquist Insurance offers both one-time and recurring service options for condo owners in Frederick, MD, tailoring the approach to individual property needs. Coverage typically protects interior structures, personal belongings, and liability from accidents inside a unit. A condominium insurance agent can also include loss assessment protection for shared building repairs. Service runs on either a one-time basis for a single policy purchase or as scheduled renewals to adjust coverage annually.

BI
295 Bucheimer Rd B
BMC Insurance, Frederick MD
Condo Insurance Agent · Frederick, MD

BMC Insurance in Frederick, MD provides specialized condo insurance services, including coverage for interior structures, personal property, and liability protection. The company also offers general guidance on policy options and works to align coverage with homeowners association master policies. As condos can face unique challenges during winter, BMC Insurance helps owners ensure adequate protection against freezing pipes and ice dam damage that may occur in shared building systems.

EI
45 Waverley Dr Suite I
Escobar Insurance Agency
Condo Insurance Agent · Frederick, MD

When storms roll through Frederick, condo owners often face questions about water damage and liability for shared walls. Escobar Insurance Agency helps property owners in Frederick navigate these condo-specific coverage needs. Policies for attached homes require careful assessment of master policy gaps and personal property protection. The agency focuses on matching building ordinance coverage and loss assessment endorsements to fit each homeowner's situation. To begin, a representative typically reviews the existing condominium documents to verify adequate protection before recommending any specific policy.

CS
1 Mt Olivet Blvd
Connie Snook - State Farm Insurance Agent
Condo Insurance Agent · Frederick, MD

Connie Snook - State Farm Insurance Agent in Frederick, MD, provides general insurance services for property owners while specializing in condo insurance tailored to individual unit needs. This local agency helps condominium owners understand policies that cover interior structures and personal belongings often excluded by master associations. Their work typically involves assessing personal liability and loss-of-use scenarios unique to communal living. The agent can also assist commercial sectors requiring coverage, such as offices, warehouses, and food service operations, ensuring diverse property protection needs are addressed.

LI
401 W Patrick St
Lebherz Insurance
Condo Insurance Agent · Frederick, MD

Lebherz Insurance specializes in providing condo insurance coverage tailored to Frederick, Maryland residents. It works with clients to secure policies that protect individual units and personal belongings against common risks. The agency also helps ensure appropriate liability coverage is included. Additionally, Lebherz Insurance can assist with finding separate policies for shared building elements when needed, such as loss assessment coverage for unexpected repairs to common areas.

PI
50 Citizen's Way #410
Proper Insurance Services, LLC
Condo Insurance Agent · Frederick, MD

Proper Insurance Services, LLC provides residential condo insurance in Frederick, Maryland, and also offers commercial coverage for smaller properties in the surrounding area. The agency works with local condo associations and individual unit owners to help secure policies that address shared building structures and interior personal property. Attention is given to common dwelling considerations like liability and loss assessments. Clients may return between regular policy reviews for coverage adjustments or updates.

IB
182 Thomas Johnson Dr Ste 202
Insurance Brokers of Maryland, LLC
Condo Insurance Agent · Frederick, MD
(301) 668-2233
insurancebrokersofmd.com
FI
1030 W Patrick St
Farmers Insurance - Jeffrey Dittman
Condo Insurance Agent · Frederick, MD
(240) 772-5808
agents.farmers.com/md/frederick/jeffrey-dittman
FM
5280 Corporate Dr Suite A270
Frederick Mutual Insurance Company
Condo Insurance Agent · Frederick, MD
(301) 663-9522
frederickmutual.com
GI
3 College Ave # 3
Goosehead Insurance - Chris Stillisano
Condo Insurance Agent · Frederick, MD
(443) 539-3022
goosehead.com/agents/md/frederick/chris-stillisano
BI
50 Citizen's Way
Bellwether Insurance
Condo Insurance Agent · Frederick, MD
(240) 575-3227
bellwetherins.com
NI
1100 W Patrick St Ste C
Nationwide Insurance: Payne Insurance Agency Inc.
Condo Insurance Agent · Frederick, MD
(301) 670-9823
agency.nationwide.com/michael-j-payne-in-frederick-md
MA
5 Hillcrest Dr STE B203
Machado & Associates Insurance Agency Co
Condo Insurance Agent · Frederick, MD
(301) 901-5971
machado-ins.com
SA
519 N Market St
Sally Arnold & Associates
Condo Insurance Agent · Frederick, MD
(301) 662-2246
sallyarnoldinsurance.com
FS
310 S Jefferson St
F & S Insurance Services Inc
Condo Insurance Agent · Frederick, MD
(301) 695-6565
fandsinsurancesvs.com
BI
97 Thomas Johnson Dr Suite 201
Bowers Insurance
Condo Insurance Agent · Frederick, MD
(301) 662-1144
bowersinsurance.com

What Does a a Condo Insurance Agent in Frederick Cost?

Condo insurance in Maryland typically costs between $200 and $500 per year for a standard HO-6 policy. Factors like location in Frederick, coverage limits, and deductible amounts affect the premium. Flood insurance through the NFIP costs extra and averages around $700 per year in flood zones. This is general information and not insurance advice.

About condo insurance agents in Frederick

Condo insurance agents in Frederick Maryland help owners secure HO-6 policies that cover personal property and interior building elements. Maryland law requires condo associations to carry master policies but individual unit owners need their own coverage for improvements and liability. A local agent can explain how the Maryland Condominium Act affects your insurance needs.

Frequently Asked Questions

What does a condo insurance agent do in Frederick Maryland?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your coverage works with the association master policy required by Maryland law.

Is condo insurance required in Maryland?

Maryland does not legally require condo insurance for unit owners. However most mortgage lenders require an HO-6 policy and many condo associations also mandate minimum coverage in their bylaws.

What is typically covered by a Maryland condo insurance policy?

Standard HO-6 policies cover personal property, interior fixtures, and liability. Maryland law also allows coverage for loss assessment if the association master policy has a shortfall. You may need separate flood insurance in Frederick.

Condo Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.