The top-rated condo insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include Debbie Hart - State Farm Insurance Agent, JSR Insurance, CNR Insurance Inc. This directory lists 23 condo insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | Debbie Hart - State Farm Insurance Agent | 49 Old Solomons Island Rd Ste 203 | (410) 266-5353 |
| 3 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 4 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 5 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 6 | Sylvia Hopkins - GEICO Insurance Agent | 102 Old Solomons Island Rd Suite 301 | (410) 571-7722 |
| 7 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 8 | Roslynne Ross: Auto Insurance | 914 Forest Dr #201 | (410) 280-1928 |
| 9 | Nationwide Insurance: John G Rogers And Associates Inc. | 888 Bestgate Rd Suite 104 | (800) 310-3991 |
| 10 | O'Brien & Associates | 339 Buschs Frontage Rd #206 | (410) 571-5900 |
Mathes Insurance Advisors, Inc. serves the Annapolis, Maryland, metro area as a dedicated condo insurance agent. This company helps condominium owners navigate the specialized coverage needs that come with shared building ownership. It provides policies that protect interior fixtures and personal belongings while addressing the gaps often left by a condo association's master policy. Specific assistance includes tailoring HO-6 policies and securing coverage for unit upgrades and personal liability within the local market.
Debbie Hart - State Farm Insurance Agent in Annapolis, MD provides a full range of condo insurance services, from personal property protection to liability coverage. The agency assists clients in understanding complex condo association master policies and filling gaps with individual H06 policies. It offers straightforward policy reviews and claims filing help for local condominium owners. The company services single-family homes, apartments, condos, and retail spaces throughout the Annapolis area.
JSR Insurance serves condominium owners and property managers in Annapolis, Maryland. It offers coverage for individual unit interiors, personal belongings, and liability protection against common loss scenarios in multi-unit buildings. The agency also helps clients navigate master policy gaps and special assessment risks that often affect condo association members. Its assistance extends to homeowner boards seeking appropriate insurance solutions for their communities. JSR Insurance additionally supports clients throughout the broader Anne Arundel County region, including the neighboring community of Severna Park.
CNR Insurance Inc serves Annapolis, Maryland, and the surrounding communities with specialized condo insurance agent services. It handles the coverage needs of condominium unit owners, including assistance with master policy gaps and personal property protection. Each client’s situation is assessed individually to determine appropriate liability and loss assessment options. The company then works to match those specific requirements with suitable policy selections from its available carriers, ensuring a tailored approach for every typical job.
Specializing in condo insurance, Goosehead Insurance - Tim Coe in Annapolis, MD helps clients secure coverage tailored to individual association rules and personal property needs. The agency provides guidance on standard policies, including liability protection and loss assessment coverage for shared building areas. It also assists with ensuring adequate dwelling limits and contents protection for unit owners. During hurricane season in the Annapolis area, the agent helps clients understand wind and hail deductibles and how to properly document belongings before a storm arrives.
Sylvia Hopkins - GEICO Insurance Agent in Annapolis, MD, offers condo insurance service through either a one-time policy purchase or an ongoing renewable plan tailored to individual coverage needs. Condo insurance typically protects the interior structure, personal belongings, and liability within the unit. These policies can supplement a master association policy, filling gaps in coverage for owners. Service runs on either a one-time, scheduled, or as-needed basis, allowing clients to choose their preferred frequency of policy review and adjustment.
As coastal weather shifts in Annapolis, condo owners often need updated coverage to protect against storm and water damage. Old Bay Insurance Agency helps clients in Annapolis, Maryland, review their specific building bylaws and personal property needs to ensure proper protection for their unit. The agency works as a condo insurance agent, focusing on the unique risks that come with shared walls, common areas, and association master policies. Their process begins with a walk-through of the unit to identify all valuable contents and structural responsibilities.
Roslynne Ross: Auto Insurance provides condo insurance services for property owners in the Annapolis, Maryland area. Their work focuses on securing coverage for individual condo units, with specialized options for liability protection against accidents inside the home. They also arrange add-ons such as loss assessment coverage for building repairs shared by the condo association. The agency serves commercial sectors that include local offices, storage warehouses, and food service establishments requiring adapted insurance solutions for their distinct business operations.
Nationwide Insurance: John G Rogers And Associates Inc. provides residential condo insurance for owners in Annapolis, Maryland. The agency also handles commercial coverage for condo associations and other local businesses within the surrounding area. Standard policies address common unit protection and liability needs for both individual owners and shared structures. The team focuses on clear explanation of coverage options during initial meetings. They follow up after policy issuance and offer repeat service between regular visits to adjust limits upon request.
What Does a a Condo Insurance Agent in Annapolis Cost?
Condo insurance in Annapolis typically costs between 200 and 500 dollars per year for a standard policy. Factors like unit size, deductible choice, and coverage limits affect the price. A higher deductible lowers your premium but means more out of pocket for a claim. This is general information and not insurance advice.
About condo insurance agents in Annapolis
Condo insurance agents in Annapolis help owners understand the unique coverage needed for their unit. Maryland law requires condo associations to carry a master policy, but that policy may not cover your personal belongings or interior improvements. An agent can explain the difference between bare walls and all in coverage and help you choose a policy that fits your specific condo documents.
Frequently Asked Questions
What does a condo insurance agent do in Annapolis?
A condo insurance agent reviews your association master policy and identifies gaps. They then help you select a personal condo policy that covers your belongings, liability, and interior upgrades. Agents also explain Maryland specific rules about deductibles and loss assessment coverage.
Is condo insurance required by law in Maryland?
Maryland does not require individual condo owners to carry insurance by state law. However most condo associations require owners to have a personal policy as part of the condominium bylaws. Check your association documents for specific coverage minimums.
What is loss assessment coverage in a Maryland condo policy?
Loss assessment coverage pays your share of a special assessment when the association master policy has a claim. In Maryland common assessments come from damage to shared areas like roofs or hallways. Agents recommend at least 5000 dollars of loss assessment coverage.
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