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HomeCondo Insurance AgentsMaryland › Elkridge

Find Condo Insurance Agents Near You in Elkridge, MD

Browse condo insurance agents serving Elkridge, Maryland. Updated 2026-07-14.

The top-rated condo insurance agent in Elkridge, Maryland is Zacharias Insurance Agency, rated 4.9 stars across 153 reviews. Other highly rated options include Mary Crow - State Farm Insurance Agent, Tonya Semones: Allstate Insurance, J & L Insurance Services LLC. This directory lists 11 condo insurance agents serving Elkridge.

Showing 11 condo insurance agents in Elkridge, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Zacharias Insurance Agency6755 Business Pkwy #104(410) 660-2699
2Mary Crow - State Farm Insurance Agent6325 H, Washington Blvd(410) 379-6500
3Tonya Semones: Allstate Insurance5841 Washington Blvd(410) 796-0370
4J & L Insurance Services LLC6865 Deerpath Rd Suite 101(443) 775-9566
5Continental Insurance Agency, Inc.7421 Washington Blvd(410) 540-9999
6Semones Insurance: Allstate Insurance5841 Washington Blvd(410) 796-0370
7Todd J. Zoren: Allstate Insurance6010 Meadowridge Center Dr SUITE G(410) 551-3005
8MetLife6085 Marshalee Dr #210(877) 638-2862
9Nationwide Insurance: Ekop Insurance Agency, Inc.6920 Scarlet Oak Dr(443) 812-4135
10Syed Insurance6363 Washington Blvd Suite C(410) 645-1715
ZI
6755 Business Pkwy #104
Zacharias Insurance Agency
Condo Insurance Agent · Elkridge, MD

Zacharias Insurance Agency serves the Elkridge, Maryland, area as a condo insurance agent. The agency assists condo owners in securing coverage tailored to their specific needs, including protection for interior structures and personal belongings. It also helps clients understand master policy gaps to ensure adequate liability coverage. The agency handles risk assessment for unit owners and customizes policies with loss assessment coverage and personal property replacement options.

MC
6325 H, Washington Blvd
Mary Crow - State Farm Insurance Agent
Condo Insurance Agent · Elkridge, MD

Mary Crow - State Farm Insurance Agent in Elkridge, MD, provides a range of condo insurance services, including coverage for personal property, liability, and loss of use. The agency offers routine policy reviews to ensure clients maintain adequate protection as their needs change. Services also include assistance with filing claims and adjusting coverage limits. The company typically services single-family homes, apartments, retail spaces, and restaurants in the local area.

TS
5841 Washington Blvd
Tonya Semones: Allstate Insurance
Condo Insurance Agent · Elkridge, MD

Tonya Semones with Allstate Insurance serves homeowners and property managers in Elkridge, Maryland who need specialized coverage for individual condo units. The agency focuses on tailoring policies to protect personal belongings, interior structures, and liability within association-governed buildings. Clients receive guidance on understanding master policy gaps, ensuring adequate protection for renovations and personal assets. Coverage options are designed to meet the unique needs of condo living. The agency also serves the greater Columbia area, providing the same personalized insurance guidance to residents throughout Howard County.

JL
6865 Deerpath Rd Suite 101
J & L Insurance Services LLC
Condo Insurance Agent · Elkridge, MD

Serving Elkridge, MD, and the surrounding Howard County communities, J & L Insurance Services LLC handles condo insurance policies for local homeowners. It works to secure coverage that protects personal property and interior building elements typically not included in a master association policy. The company helps clients understand the distinctions between individual and shared liability. For a typical job, it assesses the client’s specific unit risk factors before comparing available options to present a clear coverage recommendation.

CI
7421 Washington Blvd
Continental Insurance Agency, Inc.
Condo Insurance Agent · Elkridge, MD

Continental Insurance Agency, Inc. in Elkridge, MD distinguishes between one-time policy adjustments and recurring coverage reviews for condo owners. Its services focus on protecting personal property and liability within individual units, addressing gaps not covered by the building’s master policy. Policies can be tailored to a client’s specific unit value and deductible preferences. Service runs on an as-needed basis, with clients contacting the agency when their policy expires or their coverage needs change.

SI
5841 Washington Blvd
Semones Insurance: Allstate Insurance
Condo Insurance Agent · Elkridge, MD

When winter weather threatens the Baltimore corridor, condominium owners in Elkridge need prompt protection for their units. Semones Insurance: Allstate Insurance provides practical guidance on Maryland’s specific condo master-policy gaps and recommends appropriate coverage for personal belongings, interior fixtures, and liability. The agency explains structural walls, roof deductibles, and loss-assessment provisions clearly to help policyholders comply with association rules. A comprehensive initial in-unit inspection or virtual walk-through typically precedes the exploration of policy limits and amenity endorsements, ensuring all shared-area exposures are properly evaluated.

TJ
6010 Meadowridge Center Dr SUITE G
Todd J. Zoren: Allstate Insurance
Condo Insurance Agent · Elkridge, MD

Todd J. Zoren: Allstate Insurance in Elkridge, MD, specializes in crafting tailored condo insurance policies that protect unit interiors and personal liability. The agency also works with clients to bundle condominium coverage with auto or renters policies for greater simplicity. For all policyholders, the team provides routine coverage reviews to ensure limits remain aligned with current building association requirements. During the winter season, it assists with claims related to frozen pipes or water damage from roof leaks, offering critical guidance.

ME
6085 Marshalee Dr #210
MetLife
Condo Insurance Agent · Elkridge, MD

MetLife provides comprehensive condo insurance solutions for property owners in Elkridge, Maryland. The agency focuses on standard coverage for unit interiors and personal belongings, while also offering specialized add-ons such as protection for building improvements and loss assessment coverage. Clients can incorporate additional endorsements for water backup or identity theft protection. MetLife serves a variety of commercial sectors, including local offices, warehouse facilities, and food service establishments.

NI
6920 Scarlet Oak Dr
Nationwide Insurance: Ekop Insurance Agency, Inc.
Condo Insurance Agent · Elkridge, MD

Nationwide Insurance: Ekop Insurance Agency, Inc. in Elkridge, MD is known for providing condo insurance policies tailored to individual unit owners. Its service range includes coverage for personal belongings, interior structural improvements, and liability protection against accidents inside the home. For local condominium associations, the agency can assist with master policy gaps and loss assessment coverage. Deductible and personal property replacement cost options help owners adjust their plans. A specialty service it can add on is additional coverage for valuable items such as jewelry or fine art.

SI
6363 Washington Blvd Suite C
Syed Insurance
Condo Insurance Agent · Elkridge, MD

Syed Insurance provides residential condo insurance services to property owners in Elkridge, Maryland, and also offers commercial coverage for local businesses. The agency specializes in navigating the specific requirements of condo associations and individual unit policies common to the area. Their service area extends throughout Elkridge and parts of Howard County. Clients can rely on prompt follow-up support and efficient repeat service between regular policy review visits to address any claims or coverage adjustments.

TG
6865 Deerpath Rd Suite 101
Top Grade Insurance
Condo Insurance Agent · Elkridge, MD
(667) 407-1446
topgradeins.com

What Does a a Condo Insurance Agent in Elkridge Cost?

Typical condo insurance costs in Maryland range from 200 to 600 dollars per year for an HO-6 policy. Factors include your unit location in Elkridge, the value of your personal property, and the deductible you choose. Policies with higher coverage limits or additional endorsements for water backup or loss assessment will cost more. This is general information and not insurance advice.

About condo insurance agents in Elkridge

Condo insurance agents in Elkridge Maryland help you understand the unique coverage needs for condominium ownership. Maryland law requires condo associations to carry master policies, but individual unit owners need their own HO-6 policy to cover personal property and interior improvements. A local agent can explain how the Maryland Condominium Act affects your insurance responsibilities.

Frequently Asked Questions

What does a condo insurance agent in Elkridge do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy works with the associations master policy required under Maryland law.

Is condo insurance required in Maryland?

Maryland law does not require individual condo owners to carry insurance, but most lenders and condo associations will require it. An agent can help you meet these requirements and protect your investment.

How does the Maryland Condominium Act affect my insurance?

The Maryland Condominium Act requires the association to carry a master policy for common areas and the building structure. Your agent can help you understand what the master policy covers and what you need for your unit.

Condo Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.