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HomeCondo Insurance AgentsMaryland › Germantown

Find Condo Insurance Agents Near You in Germantown, MD

Browse condo insurance agents serving Germantown, Maryland. Updated 2026-07-14.

The top-rated condo insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 875 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Germantown.

Showing 15 condo insurance agents in Germantown, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Malca - State Farm Insurance Agent20410 Observation Dr #112(240) 654-0204
2Klinger Insurance Group19785 Crystal Rock Dr STE 301(301) 428-4935
3Jay Jarvis - State Farm Insurance Agent20030 Century Blvd Ste 202(301) 569-6454
4Antonio Tatis - State Farm Insurance Agent20501 Seneca Meadows Pkwy Ste105(301) 528-5800
5Congressional Insurance Associates20440 Century Blvd #110(240) 912-4150
6CF Alliance Insurance Services20300 Seneca Meadows Pkwy #205(301) 515-9015
7Sam Moinzadeh: Allstate Insurance19725 Executive Park Cir(301) 916-9600
8Preferred Insurance Solutions20030 Century Blvd #201(301) 428-3344
9Schaefer & Delauder Insurance13208 Executive Park Terrace(301) 428-0282
10Clough Insurance Team19745 Executive Park Cir(301) 241-7181
MM
20410 Observation Dr #112
Miguel Malca - State Farm Insurance Agent
Condo Insurance Agent · Germantown, MD

Miguel Malca - State Farm Insurance Agent serves Germantown, Maryland, and the surrounding Montgomery County area as a dedicated provider of condo insurance policies. The company helps local condo owners find coverage that protects their personal belongings and interior structures. It works to align policy terms with the specific needs of homeowners in this community. Its services include protecting against common risks like fire and theft. It also assists with liability protection for individual unit owners in this region.

KI
19785 Crystal Rock Dr STE 301
Klinger Insurance Group
Condo Insurance Agent · Germantown, MD

Klinger Insurance Group provides comprehensive condo insurance services for clients across Germantown, Maryland. Its approach focuses on helping policyholders navigate the complexities of building master policies and individual unit coverage needs. The agency offers personalized guidance through plan selection and manages ongoing policy maintenance to ensure adequate protection as circumstances change. It handles claims assistance and annual policy reviews to adjust coverage limits. The company serves single-family homes, apartments, retail establishments, and local restaurants.

JJ
20030 Century Blvd Ste 202
Jay Jarvis - State Farm Insurance Agent
Condo Insurance Agent · Germantown, MD

Jay Jarvis - State Farm Insurance Agent serves Germantown homeowners, businesses, and property managers by providing tailored condo insurance policies that protect individual units and common areas from liability or damage. The agency helps clients navigate Maryland-specific coverage requirements and offers personalized guidance for single-unit policies and association master plans. Regular policy reviews are available to keep coverage aligned with changing property values. Jay Jarvis also serves the surrounding Montgomery County metro area, including the community of Gaithersburg.

AT
20501 Seneca Meadows Pkwy Ste105
Antonio Tatis - State Farm Insurance Agent
Condo Insurance Agent · Germantown, MD

Serving Germantown, Maryland, and the surrounding communities of Montgomery County, Antonio Tatis - State Farm Insurance Agent handles condo insurance policies for local residents and property owners. The agency manages coverage for condo units, addressing needs such as personal property protection and liability within homeowners association structures. For a typical policy, it first reviews the master association insurance to identify gaps, then customizes a personal policy to fill those specific coverage needs.

CI
20440 Century Blvd #110
Congressional Insurance Associates
Condo Insurance Agent · Germantown, MD

Congressional Insurance Associates in Germantown, MD distinguishes between one-time policy reviews for existing clients and recurring annual check-ins for new buyers, then customizes coverage for common condo perils such as interior water damage and personal liability. The agency draws on familiarity with local association master policies to help fill gaps in individual unit protection. Service operates on both a scheduled renewal basis and an as-needed basis for mid-term adjustments such as adding coverage for valuables.

CA
20300 Seneca Meadows Pkwy #205
CF Alliance Insurance Services
Condo Insurance Agent · Germantown, MD

Specializing in condominium insurance policies tailored for Germantown residents, CF Alliance Insurance Services focuses on protecting individual units and personal belongings while also offering coverage for common area liabilities. The agency works closely with property owners to explain how master policies interface with personal coverage, ensuring no gaps in protection. Before winter storms arrive, it frequently reviews policies to address risks from frozen pipes or roof damage that could affect both the interior and building exterior.

SM
19725 Executive Park Cir
Sam Moinzadeh: Allstate Insurance
Condo Insurance Agent · Germantown, MD

With winter weather threatening pipes and ice dams in Germantown, a condo owner needs reliable coverage for interior damage. Sam Moinzadeh: Allstate Insurance provides condo insurance policies designed for local homeowners associations and individual unit owners. The agency tailors each plan to meet the unique liability and structural requirements of multi-unit properties in this area. Before issuing a quote, the agent schedules an on-site inspection to assess the unit's condition and verify existing protections.

PI
20030 Century Blvd #201
Preferred Insurance Solutions
Condo Insurance Agent · Germantown, MD

Preferred Insurance Solutions offers condo insurance guidance for local Germantown property owners. The agency focuses on policies covering individual unit interiors, shared building liability, and loss assessment protection common in such residential communities. It assists clients in understanding coverage gaps and association requirements. This includes advising on personal property limits, water damage exclusions, and deductible options. The company also serves the insurance needs of commercial sectors including offices, warehouses, and food service establishments.

SD
13208 Executive Park Terrace
Schaefer & Delauder Insurance
Condo Insurance Agent · Germantown, MD

Schaefer & Delauder Insurance provides residential condo insurance services, seeking appropriate coverage for individual unit owners and their personal property. The agency also handles commercial policies to protect association common areas or rental investments within the Germantown, Maryland, area. Serving local clients, the firm works to identify necessary protections and policy limits tailored to condo living. The company maintains contact with policyholders for follow-up support between regular service visits to address any questions or updates.

CI
19745 Executive Park Cir
Clough Insurance Team
Condo Insurance Agent · Germantown, MD

Clough Insurance Team is known for providing tailored condo insurance options to residents of Germantown, Maryland, covering common area liability and interior structural needs. Its service range includes customizing policies to match each individual homeowner association’s requirements and local building regulations. Closing on a property often involves verifying coverage gaps that standard plans miss. A specialty service this team can add on is personal umbrella liability protection for higher asset safeguarding.

SA
20201 Century Blvd # 160
SimPim Affordable Insurance Co.
Condo Insurance Agent · Germantown, MD
(227) 275-6460
FI
12410 Milestone Center Dr Suite 600
Farmers Insurance - Randolf Fonseca
Condo Insurance Agent · Germantown, MD
(301) 279-9200
agents.farmers.com/md/germantown/randolf-fonseca
SD
20680 Seneca Meadows Pkwy
SR22 Drivers Insurance Solutions of Germantown
Condo Insurance Agent · Germantown, MD
(240) 219-8996
sr22germantown.com
AI
21030 Frederick Rd ste h
Allstate Insurance Agent: Juste Pehoua
Condo Insurance Agent · Germantown, MD
(301) 478-0900
agents.allstate.com/juste-pehoua-germantown-md.html
CI
12410 Milestone Center Dr
C Insurance
Condo Insurance Agent · Germantown, MD
(800) 318-6040
cinsurancellc.com

What Does a a Condo Insurance Agent in Germantown Cost?

Typical condo insurance costs in Germantown Maryland range from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the price include your units location the amount of personal property coverage and the deductible you choose. This is general information and not insurance advice.

About condo insurance agents in Germantown

A condo insurance agent in Germantown Maryland helps you understand the specific coverage needed for your unit. Maryland law requires condo associations to carry master policies but individual unit owners need their own HO-6 policy. Local agents can explain how the Maryland Condominium Act affects your personal property and liability coverage.

Frequently Asked Questions

What does a condo insurance agent in Germantown do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal property interior walls and liability. They also explain how your policy coordinates with the condo associations master policy in Maryland.

Is condo insurance required in Maryland?

Maryland law does not require individual condo owners to have insurance but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum amount of coverage.

How much condo insurance do I need in Germantown Maryland?

You need enough coverage to rebuild your units interior and replace your personal belongings. Maryland law requires you to review your condo associations master policy to understand what is already covered and what gaps remain.

Condo Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.