The top-rated condo insurance agent in Pikesville, Maryland is Dane Spealman - State Farm Insurance Agent, rated 4.9 stars across 179 reviews. Other highly rated options include Jon Kennedy - State Farm Insurance Agent, Columbia Group, LPG Insurance Group. This directory lists 13 condo insurance agents serving Pikesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dane Spealman - State Farm Insurance Agent | 3635 Old Court Rd ste b | (410) 484-4567 |
| 2 | Jon Kennedy - State Farm Insurance Agent | 1777 Reisterstown Rd Ste 222 | (410) 486-2800 |
| 3 | Columbia Group | 3635 Old Court Rd suite 601 | (410) 483-8888 |
| 4 | LPG Insurance Group | 1330 Reisterstown Rd Rear Suite | (443) 802-7063 |
| 5 | Wealcatch Insurance, Inc. | 37 Walker Ave | (410) 653-3053 |
| 6 | AJR Insurance | 6 Church Ln | (443) 544-8011 |
| 7 | Relation Insurance - Spero Group | 1866 Reisterstown Rd ste e | (410) 602-7723 |
| 8 | Schoenfeld Insurance | 25 Hooks Ln #316 | (410) 602-2000 |
| 9 | the smith firm and agency | 103 Sudbrook Ln Suite 202 | (443) 264-4398 |
| 10 | Strasco Insurance Agency Inc. | 3 Greenwood Pl Ste 307 | (410) 486-2020 |
Dane Spealman - State Farm Insurance Agent serves the Pikesville, MD area and the surrounding Baltimore County region as a dedicated condo insurance agent. This agency helps condominium owners secure policies that protect their individual units, personal belongings, and liability within shared building structures. They work to match coverage with the specific requirements of each homeowners association. Clients can expect guidance on essential condo insurance services such as loss assessment coverage and personal property protection tailored to local needs.
Jon Kennedy - State Farm Insurance Agent in Pikesville, MD, offers a full range of condo insurance policies designed to protect individual units and shared building structures. Their coverage options include protection for personal belongings, liability, and loss of use. The office provides ongoing policy reviews and claim assistance to help clients adjust their plans as needs change. They service single-family homes, apartments, retail spaces, and local restaurants.
Columbia Group serves homeowners and condo association boards in Pikesville, Maryland, seeking specialized condominium unit coverage. The agency assists policyholders in navigating master policy gaps, ensuring adequate protection for interior fixtures and personal liability. It offers personalized consultations to explain loss assessment coverage and interior contents options, designed to safeguard property investments. Other standard insurance products are also available for the local community. The company additionally provides its services to clients throughout nearby Owings Mills in Baltimore County.
LPG Insurance Group, based in Pikesville, MD, assists condo owners in distinguishing between one-time policy purchases and recurring annual renewals tailored to evolving coverage needs. The agency works to secure protection for units against common risks, including fire and liability claims. Service for clients is offered on an as-needed basis, with consultations and policy adjustments available whenever requested throughout the year.
Wealcatch Insurance, Inc. specializes in helping condominium owners in Pikesville, MD obtain coverage for their individual units, including interior fixtures and personal possessions. The agency works closely with condo associations and homeowners to navigate the gap between master policies and personal needs. It assists clients by explaining how standard HO-6 policies function and where additional endorsements may be necessary. As winter approaches, the company is particularly helpful in clarifying whether a policy covers damage from a frozen pipe or a broken water heater.
AJR Insurance serves Pikesville, Maryland, and the surrounding communities in Baltimore County. It handles condo insurance policies for individual unit owners, addressing the unique coverage gaps between a master building policy and personal possessions. The company assesses each client’s specific building association requirements and personal risk factors. To handle a typical job, it compares coverage options from multiple carriers and explains the differences in deductibles and liability limits before finalizing the policy.
As hurricane season approaches, condo owners in Pikesville, MD, often seek to confirm their coverage for wind and water damage. Relation Insurance - Spero Group helps local policyholders align their plans with current building and liability requirements specific to condominium associations in the area. The agency reviews individual unit exposure, including loss-assessment details and personal property limits, before proposing an appropriate package. An initial on-site inspection of the unit and its common elements typically begins the process of building a tailored insurance strategy.
Schoenfeld Insurance in Pikesville, MD, works with clients to secure coverage for residential properties. The agency specializes in condo insurance, offering policies that address individual unit needs and common area liabilities. They focus on protecting local homeowners from financial loss due to theft, fire, or weather damage. The company can also serve commercial sectors for offices, warehouses, and food service.
The Smith Firm and Agency provides residential condo insurance services in Pikesville, Maryland. The agency also offers commercial coverage to protect association properties and common areas within the local region. For each client, policies are structured to address building interiors and personal liability needs common to condominium ownership in the Baltimore area. Following an initial policy review, the office schedules periodic check-ins to confirm coverage remains appropriate between regular service intervals.
Strasco Insurance Agency Inc. in Pikesville, MD, is known for helping condo owners secure appropriate coverage for their individual units and personal belongings. The company assists clients in navigating the unique overlap between a master policy and personal liability, making sure unit interiors are properly protected. It offers personalized consultations to evaluate the specific risks associated with condominium living in the local area. A specialty service it can provide is arranging supplemental coverage for loss assessments from the homeowners association.
What Does a a Condo Insurance Agent in Pikesville Cost?
Typical condo insurance costs in Maryland range from 200 to 600 dollars per year depending on the unit value and coverage limits. Factors like location in Pikesville and the building age can affect the premium. Loss assessment coverage adds around 25 to 50 dollars annually. This is general information not insurance advice.
About condo insurance agents in Pikesville
Condo insurance agents in Pikesville Maryland help unit owners secure HO-6 policies that cover personal property and interior structures. Maryland law requires condo associations to maintain master policies but individual owners still need their own coverage for improvements and liability. An agent can explain how the Maryland Condominium Act affects your insurance needs.
Frequently Asked Questions
What does a condo insurance agent in Pikesville do?
A condo insurance agent helps you find an HO-6 policy that covers personal property interior walls and liability. They can also advise on loss assessment coverage which is important under Maryland law.
Is condo insurance required in Maryland?
Yes most Maryland condo associations require owners to carry an HO-6 policy. The Maryland Condominium Act allows associations to set minimum coverage requirements in their governing documents.
How is condo insurance different from renters insurance in Maryland?
Condo insurance covers interior structural elements like drywall and flooring which renters insurance does not. Maryland law holds unit owners responsible for repairs inside their unit making HO-6 coverage essential.
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