The top-rated condo insurance agent in Olney, Maryland is Carlos Covarrubias - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Brennan Breidenstein - State Farm Insurance Agent, Paul Partington Jr: Allstate Insurance, Michele Y. Primich: Allstate Insurance. This directory lists 12 condo insurance agents serving Olney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carlos Covarrubias - State Farm Insurance Agent | 2915 Olney Sandy Spring Rd Ste B | (301) 476-0002 |
| 2 | Brennan Breidenstein - State Farm Insurance Agent | 2939-B Olney Sandy Spring Rd | (301) 253-6656 |
| 3 | Paul Partington Jr: Allstate Insurance | 3403 Olandwood Ct STE 202 | (301) 924-4960 |
| 4 | Michele Y. Primich: Allstate Insurance | 3460 Laytonsville Rd Ste 202 | (301) 570-9200 |
| 5 | Jamie Schad - State Farm Insurance Agent | 18200 Georgia Ave ste p | (301) 774-9555 |
| 6 | Niko Di Giulio - State Farm Insurance Agent | 16644 Georgia Ave | (301) 924-4252 |
| 7 | J. Kevin Hughes: Allstate Insurance | 2919 Olney Sandy Spring Rd Ste B | (301) 869-5000 |
| 8 | Kent Schwab: Allstate Insurance | 2919 Sandy Springs Rd F | (301) 924-0580 |
| 9 | Nationwide Insurance: Schrier Insurance Agency Inc | 3423 Olney Laytonsville Rd STE 4 | (301) 774-0801 |
| 10 | Aronow Insurance Agency Inc | 3416 Olandwood Ct #209 | (301) 774-0175 |
Carlos Covarrubias - State Farm Insurance Agent serves Olney, Maryland, and the surrounding Montgomery County area by offering condo insurance policies. This agency helps condo owners protect their personal property, interior structures, and liability exposure. Standard policies may cover losses from fire, theft, or water damage not caused by flooding. Specific services handled include personal property valuation and loss-of-use coverage for unit owners.
Brennan Breidenstein - State Farm Insurance Agent provides a comprehensive range of condo insurance services in Olney, Maryland, including tailored coverage for personal property, liability protection, and loss assessment. The agency helps clients understand and select appropriate deductibles and policy limits to protect their individual unit and investments. For condo owners, it offers routine policy reviews to ensure coverage keeps pace with changing needs or renovations. In addition to condominiums, the agency services single-family homes, apartments, retail establishments, and restaurants.
Paul Partington Jr: Allstate Insurance serves homeowners, businesses, and property managers in Olney, Maryland, who need condo insurance. It offers coverage that helps protect policyholders from financial loss due to damage to their unit or personal belongings. The agency also assists with related policy options for loss of use or liability claims. Its services are designed to meet the specific insurance needs of condominium residents and owners in the area. The agency additionally provides coverage for clients in the surrounding Rockville-Silver Spring metro region.
Michele Y. Primich: Allstate Insurance in Olney, MD offers condo insurance with a clear distinction between a single, one-time policy purchase and the ongoing coverage options of a recurring service plan. A basic policy protects the interior structure and personal belongings, while additional endorsements can address loss assessment liabilities or water backup. This agency serves local condo owners and can structure service on either a one-time basis for a new purchase or scheduled renewals to maintain continuous protection as needed.
Serving Olney, Maryland, and the surrounding communities, Jamie Schad - State Farm Insurance Agent handles comprehensive condo insurance policies tailored to local condominium owners. This agency works with clients to secure coverage that protects personal belongings, interior structures, and liability against common risks in the area. For a typical job, it first assesses the specific needs of the client’s unit to recommend appropriate policy limits. It then coordinates closely with the condo association’s master policy to fill necessary coverage gaps efficiently.
Niko Di Giulio - State Farm Insurance Agent in Olney, MD specializes in helping condominium owners secure coverage for their individual units and personal property. The agency also assists clients by explaining how master policies interface with personal condo insurance needs, and it offers general auto, life, and home insurance services. During winter storms, it helps condominium residents review deductibles and understand their financial responsibility for damage to common-area walls and fixtures.
J. Kevin Hughes: Allstate Insurance in Olney, MD, assists clients with their general property and liability insurance needs, with specific add-on services tailored for owners of condominium units to cover interior structures and personal belongings. Their specialists evaluate local condo association master policies to help identify gaps in individual coverage. This agency can also serve commercial sectors such as offices, warehouses, and food service establishments seeking business protection plans.
As the spring storm season approaches, homeowners in Olney often seek coverage tailored to condominium association master policies. Kent Schwab: Allstate Insurance provides specialized condo insurance designed to fill gaps left by the building’s main coverage. This agency works with local residents to review specific condo bylaws, recommending personal property, liability, and loss assessment policies. A thorough walk-through of the unit is typically scheduled before the final policy details are confirmed through an initial coverage assessment.
Nationwide Insurance: Schrier Insurance Agency Inc offers residential condo insurance in Olney, Maryland, helping owners protect their individual units and personal property. Commercial coverage for small associations or rental properties is also available in the local area. Agents review policy details to match each client’s specific liability and building needs. Follow-up services provide annual policy check-ins or updates after closing, ensuring consistent protection between regular filing periods.
Aronow Insurance Agency Inc in Olney, MD is known for helping condominium owners secure appropriate coverage for their specific property needs. The agency assists clients in protecting their individual units against common risks such as water damage, theft, and liability within their complex. Policy discussions often include how master condominium policies interact with personal condo insurance. The agency can add on coverage for special assessments or loss of assessment fees following a covered claim on the association's property.
What Does a a Condo Insurance Agent in Olney Cost?
Condo insurance in Maryland typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like a higher deductible or lower coverage limits can reduce the premium. Older buildings or units with high-value finishes may increase the cost. This is general information not insurance advice.
About condo insurance agents in Olney
Condo insurance agents in Olney Maryland help unit owners secure HO-6 policies that cover personal property and interior improvements. Maryland law requires condo associations to carry a master policy, but individual owners need their own coverage for walls floors and personal liability. A local agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Olney do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings interior structures and liability. They also explain how your coverage fits with the condo associations master policy required under Maryland law.
Do I need condo insurance if the association has a master policy in Maryland?
Yes. The associations master policy typically covers the building shell and common areas. Your HO-6 policy covers your personal property interior improvements and liability. Maryland law does not require you to buy HO-6 but your lender may require it.
What factors affect condo insurance cost in Olney Maryland?
Costs depend on your units location size deductible and coverage limits. The age of the building and your claims history also matter. Maryland does not set standard rates so prices vary among insurers.
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