The top-rated condo insurance agent in Winter Springs, Florida is Josh Dike - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Pontell Insurance Group, Jeremy Jones - State Farm Insurance Agent, Sunny Insurance Agency LLC. This directory lists 11 condo insurance agents serving Winter Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Josh Dike - State Farm Insurance Agent | 680 E State Rd 434 | (407) 890-9488 |
| 2 | Pontell Insurance Group | 1331 Sundial Point | (407) 696-1333 |
| 3 | Jeremy Jones - State Farm Insurance Agent | 1049 Willa Springs Dr # 1031 | (407) 699-1531 |
| 4 | Sunny Insurance Agency LLC | 3625 FL-419 Ste 290 | (407) 274-9674 |
| 5 | Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann | 1073 Willa Springs Dr STE 2041 | (407) 955-4460 |
| 6 | We Insure Winter Springs - Josh Hinkle | 890 Northern Way #2 | (321) 422-3255 |
| 7 | TNT Insurance Agency LLC | 1065 E State Rd 434 | (386) 310-1660 |
| 8 | Jean Arthur Associates Inc | 5626 Red Bug Lake Rd | (407) 699-9930 |
| 9 | Camp Insurance Llc | 126 W State Rd 434 | (407) 544-4363 |
| 10 | Packard Insurance Group | 301 W State Rd 434 #333 | (407) 706-6000 |
Josh Dike - State Farm Insurance Agent serves the Winter Springs, Florida, area and surrounding Seminole County as a condo insurance agent. The company assists condominium unit owners with policies that cover personal property, interior unit improvements, and liability protection. They also help clients understand how their personal coverage works alongside their condo association’s master policy. Specific services handled here include personal liability coverage and loss assessment coverage for condominium owners.
Pontell Insurance Group provides comprehensive condo insurance options tailored to individual policyholder needs. Its service approach focuses on securing adequate coverage for building interiors and personal belongings while addressing common unit-owner liabilities. The company offers guidance through annual policy reviews to ensure coverage keeps pace with changing property values. Pontell Insurance Group serves clients owning single-family homes, apartments, retail spaces, and restaurants in the Winter Springs, Florida area.
Homeowners and condo owners in Winter Springs, FL turn to Jeremy Jones - State Farm Insurance Agent for tailored condo insurance policies that protect individual units and shared building structures. Professional guidance helps clients understand master policy gaps and select appropriate personal coverage for belongings and liability. Coverage options address risks common to Florida communities, including windstorms and theft. The agency also serves property managers and residents throughout the greater Orlando metro area, including nearby Oviedo.
Sunny Insurance Agency LLC serves condo owners in Winter Springs, Florida, and the surrounding Seminole County communities. The agency handles condominium insurance policies that cover interior structures, personal belongings, and liability protection for unit owners. It focuses on aligning policy details with each homeowner association’s master coverage requirements to avoid gaps. To handle a typical job, the agency reviews the client’s current HOA master policy, compares individual needs against those terms, then tailors a policy recommendation that fills uncovered exposures.
Goosehead Insurance - Juan Rodriguez Flores & Peter Lengemann in Winter Springs, FL offers both one-time consultations for policy evaluation and recurring service for ongoing policy management. They provide tailored condo insurance coverage designed to protect individual units and shared building aspects within homeowners associations. Their service operates on an as-needed basis, allowing clients to request support when specific questions or changes to their coverage arise.
As a local condo insurance agent, We Insure Winter Springs - Josh Hinkle specializes in helping owners secure policies that cover both individual unit interiors and shared building structures. It also provides services to address gaps in master association coverage, loss assessment claims, and personal liability protection for residents living in Winter Springs, FL. Additionally, the agency assists with coverage adjustments during the Atlantic hurricane season to ensure properties remain protected from storm damage.
As the Atlantic hurricane season brings higher winds to Winter Springs, securing the right condo insurance coverage against storm damage and liability becomes essential. TNT Insurance Agency LLC assists local condominium owners and associations in evaluating their building policies to align individual unit coverage with master policy provisions. Situated in Winter Springs, this agency focuses specifically on the nuances of condo insurance, helping clients understand loss assessment protection and interior structural needs. Their process typically begins with a policy review to identify gaps and recommend appropriate adjustments during an initial assessment.
Jean Arthur Associates Inc connects Winter Springs clients with specialized coverage options designed for condominium unit owners, including protection for interior structures, personal liability, and loss assessment. The agency assists policyholders in navigating the unique insurance requirements established by homeowners associations. Its services facilitate coverage selections for various commercial sectors such as professional offices, storage warehouses, and food service establishments.
Camp Insurance Llc provides residential condo insurance services for property owners in Winter Springs, Florida. The agency also handles commercial coverage options for businesses located within the surrounding area. An agent works with clients to review policy details and address specific coverage needs. Follow-up assistance and arrangements for repeat service between regular policy visits are available to ensure continued protection and support.
Packard Insurance Group of Winter Springs, FL is known for assisting condo owners with tailored coverage that aligns with association master policies. The agency helps clients navigate the gap between personal liability and structural responsibilities common in Florida condominium living. By focusing on individual needs, it ensures every policy addresses unique risks from interior upgrades to personal belongings. For additional peace of mind, the company offers an optional add-on for extended water damage protection beyond standard clauses.
What Does a a Condo Insurance Agent in Winter Springs Cost?
Typical annual premiums for a condo insurance HO6 policy in Winter Springs Florida range from 300 to 800 dollars for basic coverage. Factors like unit location, building age, deductible choices, and additional windstorm coverage can affect the price. This is general information and not insurance advice.
About condo insurance agents in Winter Springs
Condo insurance agents in Winter Springs Florida help owners protect their units and personal property. Florida law requires condo associations to maintain a master policy, but individual unit owners need their own HO6 policy for interior walls, fixtures, and personal liability. An agent can explain how Florida Statute 718.111 affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Winter Springs do?
A condo insurance agent helps you find an HO6 policy that covers your unit interior, personal belongings, and liability. They also explain how your policy coordinates with the condo association master policy required by Florida law.
Do I need condo insurance if the association has a master policy in Florida?
Yes. The association master policy typically covers the building exterior and common areas. You need your own HO6 policy to cover interior improvements, personal property, and liability for incidents inside your unit. Florida law does not require unit owners to carry insurance, but most lenders do.
How do Florida condo insurance requirements differ from other states?
Florida has specific laws about condo master policies under Florida Statute 718.111. These laws require associations to carry property insurance on the building, but unit owners must insure their own additions and betterments. Florida also has a high risk of hurricane damage, so windstorm coverage is often a separate consideration.
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