The top-rated condo insurance agent in Apopka, Florida is Zachary Ingram - GEICO Insurance Agent, rated 5.0 stars across 2,116 reviews. Other highly rated options include Numero Uno Insurance, Richard Moore - State Farm Insurance Agent, Amanda Kimmel: Allstate Insurance. This directory lists 20 condo insurance agents serving Apopka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zachary Ingram - GEICO Insurance Agent | 3840 E State Rd 436 #1012 | (407) 551-4350 |
| 2 | Numero Uno Insurance | 380 Semoran Commerce Pl Suite 102 | (407) 880-7283 |
| 3 | Richard Moore - State Farm Insurance Agent | 3320 E Semoran Blvd #1000 | (321) 280-9752 |
| 4 | Amanda Kimmel: Allstate Insurance | 1706 E Semoran Blvd STE 104 | (407) 889-8494 |
| 5 | The Insurance Store USA | 529 S Orange Blossom Trail | (407) 880-2090 |
| 6 | State Farm: Shren Yeager | 49A E 3rd St | (407) 880-3167 |
| 7 | Declue Brothers | 218 S Lake Ave | (407) 884-7843 |
| 8 | We Insure Apopka - Dexter Chase | 65 E Station St | (321) 248-4495 |
| 9 | Seancrest LLC | 645 Bishop Bay Lp | (561) 634-6684 |
| 10 | Patrick Malcolm: Allstate Insurance | 1089 W Orange Blossom Trail | (407) 884-0909 |
Zachary Ingram - GEICO Insurance Agent serves Apopka, FL and the surrounding Orange County area, offering condo insurance coverage. This agency helps condominium unit owners protect their personal property and interior structures from common perils. Policies are tailored to meet the specific needs of condo dwellers, addressing gaps between individual and master association coverage. Common services include liability protection for accidents inside the unit and loss assessment coverage for shared building repairs. The agency also handles claims assistance for damage from fire, theft, or water leaks within the condo.
Numero Uno Insurance in Apopka, Florida, provides a full range of coverage options for condo unit owners, including policies for interior structures, personal liability, and loss assessment protection. It offers service plans designed to help clients review and adjust their coverage to align with changing building association requirements. The company assists with claims navigation and policy updates for owners seeking affordable protection for their properties. It regularly services single-family homes, apartments, retail spaces, and restaurants.
Condo owners in Apopka and surrounding communities can work with Richard Moore - State Farm Insurance Agent to review policies that protect their individual units and personal belongings. The agency assists with coverage for interior structures, liability protection, and loss assessment endorsements, which help fill gaps left by a master association policy for those residing in multifamily properties. Service also extends to property managers who oversee condominium complexes. The agency provides these insurance solutions in the greater Orlando metro area, including communities like Altamonte Springs.
Amanda Kimmel: Allstate Insurance serves Apopka, Florida, and the surrounding Orange County communities, handling a wide variety of condo insurance policies. Its work covers essential protections for individual unit owners, including dwelling coverage, personal property, and liability needs. The agency also helps clients understand how their master association policies interact with their personal plans. To manage a typical assignment, it reviews the client’s current building coverage and then customizes a policy to fill any specific gaps or exclusions found.
The Insurance Store USA, located in Apopka, FL, distinguishes between one-time transaction services for straightforward condo purchases and recurring service options that support ongoing policy management for existing homeowners. Coverage tailored to condominium associations typically includes interior protections above the master policy and liability insurance for individual units. Local agents help owners evaluate gaps in building coverage and secure appropriate personal property endorsements. Service for both new buyers and renewing clients operates on an as-needed basis, allowing policyholders to request adjustments or consultations whenever their coverage needs change.
Shren Yeager of State Farm specializes in condo insurance policies designed to protect individual unit interiors and personal liability. It also offers general coverage options for contents and loss of use in Apopka, Florida. The agency works to help owners navigate the gap between their personal assets and the building’s master policy. Particularly during hurricane season, it assists clients in reviewing wind and flood coverage to ensure adequate protection against storm damage.
As hurricane season tightens its grip on Central Florida, residents of Apopka's many condominium communities seek reliable guidance for protecting their units. Declue Brothers provides specialized condo insurance services focused on the unique coverage gaps between individual policies and master association plans, addressing common concerns about windstorm deductibles and interior improvements. Their agents also explain how loss assessment coverage works for shared building elements. Condo owners often schedule a virtual or in-person inspection to document the unit's current condition and identify any necessary upgrades before the policy is finalized.
We Insure Apopka - Dexter Chase provides property insurance coverage for condominium units in the Apopka area. Its specialty add-ons include extended dwelling protection and coverage for interior improvements and betterments beyond original unit finishes. Additional water backup and floodplain endorsements are also available for homeowners seeking broader protection. The company serves commercial sectors such as office spaces, warehouses, and food service establishments.
Seancrest LLC provides residential condo insurance services to property owners in Apopka, Florida. They also extend commercial coverage options for small-scale condo associations operating within the same local area. Their work involves helping clients assess coverage needs for building interiors and shared structures typical in this market. After processing initial policies, they stay available for follow-up assistance or to adjust plans between regular renewal visits.
What Does a a Condo Insurance Agent in Apopka Cost?
The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a standard unit. Factors like location in Apopka, the age of the building, your deductible choice, and the amount of personal property coverage affect the premium. Flood insurance is often separate and can add 400 to 700 dollars per year. This is general information and not insurance advice.
About condo insurance agents in Apopka
A condo insurance agent in Apopka Florida helps you understand the specific coverage needed for your unit. Florida law requires condo associations to carry a master policy but that policy often does not cover interior fixtures or personal liability. A local agent can explain how an HO6 policy fills those gaps and protects your investment.
Frequently Asked Questions
What does a condo insurance agent in Apopka do?
A condo insurance agent in Apopka helps you choose an HO6 policy that covers your personal property, interior walls, and liability. They also review your associations master policy to identify coverage gaps. This ensures you are not left paying for damage the master policy does not cover.
Do I need condo insurance if the association has a master policy?
Yes, you still need an individual HO6 policy. The master policy typically covers the building structure and common areas but not your personal belongings or upgrades inside your unit. Florida law also requires you to have liability coverage for injuries that happen inside your condo.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However, individual unit owners are responsible for insuring their own interior improvements and personal property. A local agent can explain how this statute applies to your specific unit.
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