The top-rated condo insurance agent in Cooper City, Florida is Lisa Faina: Allstate Insurance, rated 4.8 stars across 594 reviews. Other highly rated options include Maidely Tabraue: Allstate Insurance, Frank Walker - State Farm Insurance Agent, Janet Fernandez - State Farm Insurance Agent. This directory lists 11 condo insurance agents serving Cooper City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Faina: Allstate Insurance | 2643 N Hiatus Rd | (954) 437-9220 |
| 2 | Maidely Tabraue: Allstate Insurance | 12240 SW 53rd St #508 | (954) 266-2340 |
| 3 | Frank Walker - State Farm Insurance Agent | 12330 SW 53rd St Suite 711 | (954) 434-2244 |
| 4 | Janet Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Suite 101 | (954) 680-6605 |
| 5 | Michael Fernandez - State Farm Insurance Agent | 10600 Griffin Rd Ste 102 | (954) 900-4077 |
| 6 | Horizons Insurance & Financial Services | 10620 Griffin Rd Suite 103 | (954) 862-1735 |
| 7 | Knight Insurance of Broward | 9112 Griffin Rd | (954) 382-5244 |
| 8 | Dewey Insurance Agency, Inc. | 10620 Griffin Rd #201 | (954) 436-5630 |
| 9 | Adrian Tabraue: Allstate Insurance | 12260 SW 53rd St Ste 601B | (954) 453-5076 |
| 10 | Advanced Insurance & Financial | 12240 SW 53rd St # 501 | (954) 436-4027 |
Lisa Faina: Allstate Insurance serves the Cooper City, Florida area as a local provider of condo insurance. It offers coverage policies designed to protect individual unit interiors from common perils. The agency assists condo owners in securing protection for personal belongings and liability risks. It also provides options for loss assessment coverage, which helps safeguard unit owners against shared building expenses from certain property damage claims.
Maidely Tabraue: Allstate Insurance provides condo insurance coverage to property owners in Cooper City, FL. Services include protecting individual units from common risks like fire, theft, and liability. The agency helps clients understand the balance between master policy coverage and personal needs through clear explanations. Regular policy reviews are offered to ensure ongoing protection as circumstances change. It services single-family homes, apartments, retail properties, and restaurants.
Frank Walker - State Farm Insurance Agent in Cooper City, FL provides coverage for condo owners and property managers seeking tailored protection for their individual units and shared building assets. The agency assists clients in understanding master policy gaps, offering policies that safeguard personal belongings, interior structures, and liability exposures common in Florida’s residential associations. Services include risk consultations, policy comparisons, and claims assistance for the Cooper City area. The agency also serves neighboring communities within western Broward County, such as Davie and Weston.
Janet Fernandez - State Farm Insurance Agent serves Cooper City, Florida, and its surrounding communities with condo insurance coverage. It handles policies designed specifically for individual unit owners, addressing common building liabilities and interior personal property needs. A typical job involves reviewing a client’s existing master policy to identify coverage gaps, then tailoring a condo unit policy accordingly. The agency generally operates by scheduling a personal consultation to explain policy options and helping clients select appropriate deductibles and endorsements for their specific unit.
For a course of coverage in this area, a first distinction falls between one-time policies for a single condo unit and recurring coverage for ongoing protection. Michael Fernandez - State Farm Insurance Agent in Cooper City, FL, offers local condo insurance solutions addressing property damage and liability. Coverage can help maintain a resident’s financial security against common building-related exposures. This agent arranges service specifically on either a one-time or as-needed basis, allowing each policyholder to choose their preferred frequency.
Horizons Insurance & Financial Services in Cooper City, FL, specializes in helping condo owners secure tailored coverage for their individual units. It also assists clients with general insurance needs for their personal property and liability protection. The agency works to explain how master policies interact with individual plans, ensuring no gaps exist in coverage. Ahead of Florida’s hurricane season, it helps homeowners review their policies to confirm that windstorm and flood protections are in place for their specific condo association requirements.
When hurricane season arrives in South Florida, securing proper insurance for a condominium unit becomes a pressing concern for many residents in Cooper City. Knight Insurance of Broward works as a local condo insurance agent, helping clients understand the coverage requirements specific to their buildings and associations. They focus on matching policy options to individual unit needs rather than offering generic solutions. The process typically begins with a review of the current master policy to determine gaps, followed by an in-person or virtual inspection of the unit.
Dewey Insurance Agency, Inc. in Cooper City, FL provides residential condo insurance services for local homeowners. The agency also offers commercial coverage to serve area businesses as well. This bilingual firm works throughout Cooper City and the surrounding South Florida communities. They help clients evaluate appropriate coverage limits and policy options. Dewey Insurance Agency encourages policyholders to follow up whenever their circumstances change or when they have questions between regular visits for account reviews.
Adrian Tabraue: Allstate Insurance offers general property coverage and specializes in tailored condo insurance policies for residents in Cooper City, FL. These policies address individual unit protection, liability, and loss assessment coverage. The agency works to help condominium owners safeguard their personal belongings and interior structures. It assists clients by reviewing their specific risks and the terms set by their condo associations. The agency can serve commercial sectors including offices, warehouses, and food service establishments needing proper insurance solutions.
Advanced Insurance & Financial is known for its focus on condo insurance services in Cooper City, FL. The agency assists local condominium unit owners in securing coverage for personal property and interior structural improvements. It also helps navigate the specific requirements set by condo associations and South Florida weather risks. Clients receive guidance to ensure their policies align with building master plans. A scalable rider for flood or hurricane wind damage protection can be added as a specialty option.
What Does a a Condo Insurance Agent in Cooper City Cost?
Condo insurance in Cooper City Florida typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Factors like the unit value, deductible amount, and location near the coast affect the premium. Flood insurance is separate and may cost 400 to 700 dollars annually. This is general information and not insurance advice.
About condo insurance agents in Cooper City
Condo insurance agents in Cooper City Florida help owners secure HO-6 policies that cover personal property and interior walls. Florida law requires condo associations to insure the building structure, but individual unit owners need their own policy for fixtures and liability. A local agent can explain how the Florida Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Cooper City do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior improvements, and liability. They also guide you on the minimum coverage required by your condo association in Cooper City.
Do I need condo insurance if my association has a master policy?
Yes, you still need your own HO-6 policy. The master policy typically covers the building structure and common areas, but your personal property and interior upgrades are not covered. Florida law does not require individual coverage, but most lenders do.
How does Florida law affect my condo insurance needs?
Florida Statute 718.111 requires associations to maintain property insurance on the building. However, unit owners are responsible for insuring their own unit additions and improvements. An agent can help you understand your specific obligations under this law.
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