The top-rated condo insurance agent in Clermont, Florida is Heather Thies - State Farm Insurance Agent, rated 4.9 stars across 1,116 reviews. Other highly rated options include Guardian Insurance Group, Emmanuel Carrasquillo: Allstate Insurance, A+ American Casualty Insurance Inc. This directory lists 19 condo insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather Thies - State Farm Insurance Agent | 525 W Hwy 50 | (352) 394-6933 |
| 2 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 3 | Emmanuel Carrasquillo: Allstate Insurance | 1655 E Hwy 50 U 322 | (352) 644-7777 |
| 4 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 5 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 6 | Suanne Pinkard - State Farm Insurance Agent | 13900 County Rd 455 #105 | (407) 287-5469 |
| 7 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 8 | Estrella Insurance | 194 N Hwy 27 Ste E | (352) 717-5515 |
| 9 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 10 | AAA Clermont Insurance | 12340 Roper Blvd | (352) 394-5503 |
Heather Thies - State Farm Insurance Agent serves the Clermont, Florida area, specializing in condo insurance for local homeowners. This agency provides personalized coverage options tailored to the unique needs of condominium owners, including protection for personal belongings and interior structural elements. Policyholders receive guidance on navigating their association’s master policy and filling coverage gaps. The office handles claims assistance and policy reviews specifically for condo unit owners.
Guardian Insurance Group provides comprehensive condo insurance services, helping owners secure coverage for units and shared structures in Clermont, FL. The company assists clients in selecting appropriate policy limits for personal property and liability, while also reviewing plans for maintenance-related risks like water damage. Regular policy check-ins are offered to ensure coverage meets evolving needs. The agency works with single-family homes, apartments, retail spaces, and restaurants.
Emmanuel Carrasquillo: Allstate Insurance, located in Clermont, FL, offers policies for condo owners that may be structured as either a one-time purchase for a single policy term or as a recurring service with annual renewals to maintain continuous protection. Coverage options typically address interior fixtures, personal liability, and loss assessments from the building’s master policy. Service runs on an as-needed basis, where clients can request quotes or policy adjustments at any time without a fixed schedule.
A+ American Casualty Insurance Inc serves condo owners in Clermont, Florida, and its surrounding communities. The agency handles policies specifically for condominium units, covering both interior structures and personal liability exposures. In each client engagement, it reviews the master association policy first to identify coverage gaps. It then structures individual endorsements to align protection with the client’s actual personal assets and living area risks. This method ensures the condo policy complements the building’s master coverage without costly overlaps or dangerous omissions.
Patriot Growth Insurance Services, LLC serves homeowners, property managers, and real estate investors seeking condo insurance in Clermont, Florida. The agency provides tailored policies that protect individual units and common areas, covering risks such as water damage, liability, and loss of use. It helps clients understand master policy gaps to ensure adequate personal coverage. Beyond Clermont, Patriot Growth Insurance Services, LLC also extends its services to neighboring communities throughout the greater Orlando metropolitan area.
Serving as a dedicated condo insurance agent in Clermont, FL, Suanne Pinkard - State Farm Insurance Agent specializes in tailoring condo unit coverage to meet individual HOA and personal property needs. The agency also provides general advice on aligning master policy gaps with personal assets and liability protection. For area condo owners, this guidance proves especially valuable during hurricane season, when securing proper windstorm and flood protection becomes a critical financial safeguard.
As hurricane season approaches in Clermont, condo owners face heightened concerns about wind and water damage. Advantage Insurance Advisors provides tailored condo insurance policies designed to address these regional risks. They review individual association master policies to identify coverage gaps for personal belongings, interior structures, and liability. Each homeowner receives a focused consultation to ensure adequate protection for their unit. An initial property inspection is scheduled to document current conditions and confirm appropriate coverage limits before any policy is bound.
Estrella Insurance assists condominium unit owners in Clermont with protecting their personal property and liability exposures. The agency specializes in securing supplemental coverage for gaps a master policy may leave, including interior improvements, loss assessment, and dwelling protection for individual units. For commercial operations, it also structures policies to cover offices, warehouses, and food service facilities, ensuring these distinct property types have consistent, appropriate risk management.
Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services provides residential condo insurance for owners in Clermont, FL. Commercial coverage options are also available for local condominium associations and property managers. Policies protect against common risks such as water damage, liability claims, and loss of personal property within the unit. Serving Clermont and the surrounding Lake County area, the firm ensures clients understand their coverage details during initial consultations. Personalized follow-up service is provided between regular policy review visits to update endorsements as needed.
AAA Clermont Insurance provides comprehensive coverage solutions tailored to condo owners in Clermont, FL. The agency specializes in policies that protect individual units while addressing common area liabilities and loss assessment endorsements. Services include coverage for interior structures, personal property, and additional living expenses following a covered loss. The agency can serve various commercial sectors such as offices needing liability protection, warehouses requiring high-value inventory coverage, and food service operations facing unique exposure risks.
What Does a a Condo Insurance Agent in Clermont Cost?
Typical condo insurance costs in Florida range from 300 to 800 dollars per year for an HO6 policy. Factors like location in Clermont, unit value, and deductible choice affect the price. Flood and wind coverage may add extra cost. This is general information not insurance advice.
About condo insurance agents in Clermont
Condo insurance agents in Clermont Florida help unit owners understand their coverage needs under Florida law. They explain the difference between the association master policy and your personal HO6 policy. Agents also guide you on loss assessment coverage and other local requirements.
Frequently Asked Questions
What does a condo insurance agent in Clermont do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property and interior walls. They review your association master policy to avoid gaps in coverage. They also explain Florida statutes regarding condo insurance requirements.
Is condo insurance required in Florida?
Yes, most Florida condo associations require unit owners to carry an HO6 policy. Florida law does not mandate it for all condos but lenders and associations usually do. An agent can help you meet these requirements.
How do Florida condo insurance laws affect my policy?
Florida law requires your HO6 policy to cover the interior of your unit if the master policy does not. The Florida Condominium Act also sets rules for loss assessment coverage. An agent can explain how these laws apply to your specific situation.
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