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Compare Condo Insurance Agents in Winter Haven, FL
Looking for a condo insurance agent in Winter Haven? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 condo insurance agents in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Semans - State Farm Insurance Agent
639 1st St S, Winter Haven, FL 33880
(863) 299-1274
robsemans.com
Team Barfield - Barfield Insurance
141 5th St NW #302, Winter Haven, FL 33881
(863) 662-3134
teambarfield.com
Jessica Cruz Phung - State Farm Insurance Agent
1102 Cypress Gardens Blvd Unit G, Winter Haven, FL 33884
5935 Cypress Gardens Blvd Suite 200, Winter Haven, FL 33884
(863) 269-4700
geico.com
Zinsmeister - Your Home, Boat & Auto Insurance Agency
1211 6th St SE, Winter Haven, FL 33880
(863) 294-1034
zinsmeisterinsurance.com
GreatFlorida Insurance: Brock Schnabel
5658 Cypress Gardens Blvd, Winter Haven, FL 33884
(863) 594-2600
winterhaven.greatflorida.com
American Insurance Inc
3610 Havendale Blvd, Winter Haven, FL 33881
(863) 965-2886
americaninsuranceinc.com
White Chip Insurance – Winter Haven
1217 6th St SW, Winter Haven, FL 33880
(863) 342-6723
whitechipinsurance.com
Garland Insurance fka Victory Insurance
116 W Central Ave, Winter Haven, FL 33880
(863) 683-9334
Clearvue Insurance Agency (Formerly Lorna Wilson Agency)
308 Ave G SW Suite 201, Winter Haven, FL 33880
(863) 866-8990
clearvueinsurance.com
Cypress Insurance Management
3021 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 326-1885
cypressinsuranceonline.com
Sealy Insurance
3395 Cypress Gardens Rd, Winter Haven, FL 33884
(863) 324-3100
Dershimer Insurance Agency
190 Avenue A NW, Winter Haven, FL 33881
(863) 299-8330
dershimerinsurance.com
Carroll-Marshall Insurance, Inc.
205 Ave G SW, Winter Haven, FL 33880
(863) 293-1111
cminsure.com
Brightway Insurance, The Bailey and Associates Agency
150 3rd St SW Suite 203, Winter Haven, FL 33880
(863) 614-1300
brightwaybaileyandassociates.com
Condo insurance agents in Winter Haven Florida help owners secure HO-6 policies that cover personal property and interior walls. Florida law requires condo associations to maintain a master policy, but owners need their own coverage for improvements and liability. Local agents understand Winter Haven flood zones and can guide you on windstorm deductibles required by Florida insurers.
What Does a Condo Insurance Agent in Winter Haven Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for an HO-6 policy, depending on coverage limits and location. Winter Haven rates may be lower than coastal areas but can increase with flood or windstorm endorsements. Deductibles for wind damage often range from 2 percent to 5 percent of the dwelling coverage. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Winter Haven do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior fixtures, and liability. They also explain how your policy coordinates with the condo association master policy required under Florida Statute 718.111.
Do I need condo insurance if I live in a Winter Haven high-rise?
Yes, even in a high-rise you need an HO-6 policy. Florida law does not require owners to carry insurance, but your mortgage lender will. The policy covers your personal property and any upgrades inside your unit.
How does Florida windstorm insurance apply to condos in Winter Haven?
Florida requires windstorm coverage for properties in high-risk areas. Winter Haven is inland but still subject to hurricane-force winds. Your agent can help you add a separate windstorm deductible or include it in your HO-6 policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.