The top-rated condo insurance agent in Tarpon Springs, Florida is East Lake Insurance & Taxes Tarpon Springs, rated 5.0 stars across 251 reviews. Other highly rated options include Anclote Insurance Agency LLC, Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent, Brightway Insurance, The Demian Megalaa Agency. This directory lists 13 condo insurance agents serving Tarpon Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | East Lake Insurance & Taxes Tarpon Springs | 3033 Ridgeline Blvd b2 | (727) 437-0725 |
| 2 | Anclote Insurance Agency LLC | 536 E Tarpon Ave # 1B | (727) 942-3100 |
| 3 | Martindale Insurance Services - Dain Martindale - Independent Medicare, Health & Life Insurance Agent | 536 E Tarpon Ave Suite 1A | (727) 513-2767 |
| 4 | Brightway Insurance, The Demian Megalaa Agency | 39934 US Hwy 19 N Ste A | (727) 213-2930 |
| 5 | GreatFlorida Insurance: Alex Kalopitas | 403 N Pinellas Ave | (727) 943-8899 |
| 6 | Donovan Insurance Solutions | 1 E Tarpon Ave | (727) 935-4858 |
| 7 | Seth Bodak: Allstate Insurance | 1995 S Pinellas Ave | (727) 937-5126 |
| 8 | Coastal Insurance | 201 S Pinellas Ave | (727) 937-4141 |
| 9 | Joe Ricci - State Farm Insurance Agent | 40190 US Hwy 19 N | (727) 938-1586 |
| 10 | MCP Insurance Services, Inc | 19 W Tarpon Ave Ste A | (727) 942-8999 |
East Lake Insurance & Taxes Tarpon Springs serves Pinellas County and the surrounding metro area from its Tarpon Springs, Florida office. It focuses on securing condo insurance policies tailored to local coastal homeowners associations and individual unit owners. The agency assists clients in navigating insurance requirements tied to common area liability and interior coverage. Its services include evaluating master policy gaps and arranging specific personal property protection for residents in this region.
Anclote Insurance Agency LLC offers a range of condo insurance services to clients throughout the Tarpon Springs, Florida area. It provides personalized coverage plans designed to protect individual units and shared building structures. The agency assists with policy maintenance and annual renewals to ensure consistent protection. It also offers guidance on adjusting coverage limits as property values or association requirements evolve. Anclote Insurance Agency LLC services single-family homes, apartments, retail locations, and restaurants.
Homeowners, condo associations, and property managers in Tarpon Springs turn to Martindale Insurance Services - Dain Martindale for independent condo insurance guidance. As an independent agent specializing in Medicare, health, and life insurance, the agency helps clients assess their coverage needs for their individual units or entire buildings. The emphasis is on finding appropriate policies tailored to the unique risks of coastal Florida condominium living, including wind and flood protection. This agency also serves clients throughout the greater Pinellas County metro area, including nearby Palm Harbor.
Brightway Insurance, The Demian Megalaa Agency serves Tarpon Springs and the surrounding communities of Pinellas and Pasco counties. It handles condo insurance policies tailored for individual unit owners, covering interior structures, personal property, and liability needs. The agency typically begins by reviewing the master condo association policy to identify coverage gaps. It then customizes a dwelling, contents, and loss assessment plan based on the client’s specific unit details and budget. Finally, its approach involves clearly explaining all policy exclusions and deductible options during a straightforward consultation.
Some condo insurance needs are met with a single policy purchase, while others require periodic adjustments as building values change. For owners in Tarpon Springs, Florida, GreatFlorida Insurance: Alex Kalopitas provides coverage tailored to individual unit risks, including interior damage and personal liability within homeowners associations. This agency focuses on matching policy options to specific condominium bylaws and local weather considerations. Service for updating or reviewing these plans is available on a one-time, scheduled, or as-needed basis, depending on the client's preferences.
Donovan Insurance Solutions provides specialized condo insurance policies tailored to the unique needs of Tarpon Springs owners. It assists clients in obtaining coverage for unit interiors, personal liability, and loss assessments from the condominium association. The agency works to explain how master policies interact with individual needs, ensuring gaps are addressed. As storm season approaches, it helps policyholders review windstorm and flood coverage to protect coastal properties from potential hurricane damage.
As hurricane season approaches in Tarpon Springs, condo owners often need to verify that their policy covers wind and flood damage. Seth Bodak: Allstate Insurance helps residents in this coastal area review their existing condo insurance coverage to match current association requirements and personal property needs. The company discusses the typical protections for interior structures and belongings while identifying any gaps. An initial consultation begins with a full inspection of the unit and its shared building features to guide the first assessment step.
Coastal Insurance provides specialized coverage for residential condominium properties in Tarpon Springs, Florida, addressing the unique risks faced by unit owners and associations. Their work centers on policies that protect interior structures, personal belongings, and liability exposures within multi-unit buildings. For added security, they offer supplementary endorsements covering flood damage, loss assessment, and increased replacement cost. This agency serves a range of commercial sectors requesting condo-style protections, including small office spaces, storage warehouses, and food service operations located within mixed-use developments.
Joe Ricci - State Farm Insurance Agent in Tarpon Springs, FL provides residential condo insurance coverage, tailoring policies to protect individual units and shared building interests. Commercial coverage is also available for condo associations seeking liability protection for common areas and amenities. Service extends across the broader Tarpon Springs area and nearby Pinellas County communities. After a policy is initially placed, the agent contacts clients for follow-up to review coverage adjustments and then offers continued service between regular renewal visits to address any changing needs.
MCP Insurance Services, Inc in Tarpon Springs, FL is known for helping condo owners protect their personal property and liability within their individual units. The agency guides clients through policies that cover interior fixtures, appliances, and furnishings often excluded by a master association plan. It also advises on loss assessment coverage and deductibles common to Florida condominiums. For an added specialty, MCP Insurance Services can arrange water backup coverage for damage from blocked drains or sump pump failures.
What Does a a Condo Insurance Agent in Tarpon Springs Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO6 policy. Factors like location in Tarpon Springs proximity to water and the value of your personal property affect the premium. Higher coverage limits and add ons like flood insurance increase the cost. This is general information and not insurance advice.
About condo insurance agents in Tarpon Springs
Condo insurance agents in Tarpon Springs Florida help unit owners secure HO6 policies that cover personal property and interior structures. Florida law requires condo associations to insure the building but unit owners need their own policy for walls floors and personal belongings. A local agent can explain how master policy coverage and individual needs align.
Frequently Asked Questions
What does a condo insurance agent in Tarpon Springs do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior improvements and liability. They also explain how your policy works with the condo associations master policy. This ensures you have no gaps in coverage.
Is condo insurance required in Florida?
Yes most Florida condo associations require unit owners to carry an HO6 policy. Florida Statute 718.111 allows associations to require insurance from owners. Your agent can help you meet this requirement.
How does Florida law affect condo insurance coverage?
Florida law sets minimum standards for condo association master policies. Unit owners must insure their own interior fixtures and personal property. A local agent can explain the loss assessment coverage which protects you if the association has a large deductible.
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