The top-rated condo insurance agent in Tampa, Florida is Joseph Ledo - State Farm Insurance Agent, rated 4.9 stars across 793 reviews. Other highly rated options include Seibert Insurance Agency, Insurance Direct, Josue Rivera - State Farm Insurance Agent. This directory lists 65 condo insurance agents serving Tampa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph Ledo - State Farm Insurance Agent | 11001 N Dale Mabry Hwy | (813) 969-3331 |
| 2 | Seibert Insurance Agency | 5121 Ehrlich Rd STE 111 | (813) 960-4672 |
| 3 | Insurance Direct | 2800 N Mac Dill Ave suite b | (813) 849-7000 |
| 4 | Josue Rivera - State Farm Insurance Agent | 8591 W Linebaugh Ave | (813) 358-5155 |
| 5 | Webb Insurance Group | 3212 S Dale Mabry Hwy | (813) 887-5531 |
| 6 | Professional Insurance Services | 13907 Carrollwood Village Run | (813) 963-6701 |
| 7 | Crown Insurance Group, Inc. | 6903 Gunn Hwy | (813) 933-9990 |
| 8 | GreatFlorida Insurance: Mike Polivchak | 4034 W Hillsborough Ave | (813) 870-2334 |
| 9 | Univista Insurance | 5537 Sheldon Rd Suite D | (813) 315-4248 |
| 10 | American Integrity Insurance Group | 3000 Bayport Dr Suite 500 | (866) 968-8390 |
Joseph Ledo - State Farm Insurance Agent serves the Tampa, Florida metro area and surrounding communities. The agency provides condo insurance, a specialized coverage that protects individual units against common risks like fire, theft, and water damage. It also assists with personal liability protection for policyholders residing in shared buildings. Condo owners can turn to this agency for guidance on covering interior fixtures and personal belongings. The office specifically handles loss assessment coverage and personal property protection policies.
Seibert Insurance Agency serves the Tampa, Florida, area and surrounding communities, specializing in providing condo insurance policies for local unit owners. The agency handles coverage for individual condo units, addressing interior structures, personal property, and liability protection specific to association requirements. Working with clients to assess their policy needs, it compares options from multiple carriers to find suitable plans that meet both building regulations and personal asset protection. This approach ensures each client receives a tailored policy that aligns with their specific living situation and financial risk tolerance.
Insurance Direct provides a range of insurance services tailored for condominium owners in Tampa, Florida. The agency helps clients secure coverage that meets the specific requirements of condo associations and protects personal belongings and interior structures. Maintenance plans are not offered, as the focus remains on annual policy reviews and claims assistance for policyholders. Its services extend to single-family homes, apartments, retail spaces, and restaurants in the Tampa area.
Hurricane season in Tampa puts condo insurance needs into focus for many residents. Josue Rivera State Farm Insurance Agent assists local owners with coverage that addresses storm damage and common liability concerns. Policies can include protection for interior finishes and shared building elements often required by homeowners associations. The agent explains how different condo declarations affect individual unit coverage limits. This approach helps customers understand loss assessments and deductible choices specific to regional risks. An initial review of the current policy and association documents starts the process of identifying suitable coverage options.
For a condo owner in Tampa, a one-time policy review by Webb Insurance Group can clarify existing coverage gaps, while an annual reassessment may better account for changing building codes or personal property values. The agency addresses common condo coverage needs, such as loss assessment liability and interior structural upgrades that differ from standard homeowners insurance. Their service for local condominium insurance follows an as-needed basis, allowing clients to request consultations or policy adjustments whenever individual circumstances arise.
Professional Insurance Services provides residential condo insurance for property owners in Tampa, Florida, while also offering commercial coverage for local businesses and associations. The agency serves clients throughout the Tampa Bay area with tailored policies designed to protect condominium units and communal assets. By maintaining clear communication and detailed records, the company facilitates efficient follow-up on claims or policy adjustments between regular visits, ensuring coverage remains current as homeowner needs evolve.
Crown Insurance Group, Inc. in Tampa, FL provides condo insurance policies tailored to the specific coverage gaps often left by a building’s master policy, including interior improvements and personal liability. It also assists clients in understanding loss assessment coverage and protecting high-value personal property. The agency helps condo owners navigate potential risks such as hurricane-related water damage and seasonal storm exposure that can impact Tampa units.
GreatFlorida Insurance: Mike Polivchak helps clients in Tampa, Florida, secure coverage for residential condominium units. The agency commonly specializes in adding protections for interior structures, personal belongings, and individual liability exposures that a building’s master policy may not cover. Standard condo insurance work typically includes quoting policies that address gap coverage, loss assessment, and named-peril endorsements tailored to the insured unit. The agent can serve various commercial sectors, including offices, warehouses, and food service operations that require their own customized property and liability policies.
American Integrity Insurance Group in Tampa, FL serves condo owners, homeowner associations, and property managers seeking specialized coverage for their residential units. The agency provides customized condo insurance policies that address building structure, personal liability, and loss assessment needs common to local properties. It helps clients in the city meet mortgage and HOA insurance requirements with appropriate protection levels. The company also covers policyholders in neighboring communities such as St. Petersburg within the broader Tampa Bay metro area.
What Does a a Condo Insurance Agent in Tampa Cost?
Condo insurance in Tampa typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like unit location, building age, and coverage limits affect the price. Windstorm coverage in coastal areas may add 100 to 300 dollars more. This is general information and not insurance advice.
About condo insurance agents in Tampa
Condo insurance agents in Tampa help owners secure HO6 policies that cover personal property and interior walls. Florida law requires condo associations to carry a master policy but individual owners need their own coverage for improvements and liability. An agent can explain how the Florida Condominium Act affects your insurance needs.
Frequently Asked Questions
What does a condo insurance agent in Tampa do?
A condo insurance agent helps you choose an HO6 policy that fits your unit and budget. They explain what the association master policy covers and what you need to add. They also guide you on loss assessment coverage required by many Florida condos.
Do I need condo insurance if the association has a master policy?
Yes, the master policy typically only covers the building structure and common areas. You need your own policy for personal belongings, interior fixtures, and liability. Florida law does not require individual condo insurance but most lenders and associations do.
How does Florida law affect condo insurance requirements?
Florida Statute 718.111 requires associations to maintain property insurance on the building. Owners must insure their own unit improvements and personal property. An agent can help you understand your responsibility for deductibles and loss assessments under state law.
Condo Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Casselberry · Clearwater · Clermont · Coconut Creek · Cooper City · Coral Gables