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HomeCondo Insurance AgentsFlorida › St. Augustine

Find Condo Insurance Agents Near You in St. Augustine, FL

Browse condo insurance agents serving St. Augustine, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in St. Augustine, Florida is Christopher Brown - GEICO Insurance Agent, rated 4.9 stars across 373 reviews. Other highly rated options include Perry Unwalla - State Farm Insurance Agent, Leigh Insurance Agency, Tim Huber Insurance. This directory lists 22 condo insurance agents serving St. Augustine.

Showing 22 condo insurance agents in St. Augustine, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christopher Brown - GEICO Insurance Agent224 State Rte 312(904) 506-6500
2Perry Unwalla - State Farm Insurance Agent3791 A1A S ste a(904) 461-5400
3Leigh Insurance Agency1797 Old Moultrie Rd STE 111(904) 826-0799
4Tim Huber Insurance28 Clark St(904) 824-2555
5The Bailey Group – An NFP Company1200 Plantation Island Dr S UNIT 210(904) 461-1800
6Direct Auto Insurance2467 US-1(904) 794-2357
7Fender Insurance Agency101 E Town Pl #225(904) 639-4333
8Britni Burkins: Allstate Insurance125 Nix Boat Yard Rd(904) 797-2660
9Ancient City Insurance2800 N 5th St #301(904) 827-1915
10Brightway Insurance, The Casey Agency108 Sea Grove Main St suite b(904) 217-7547
CB
224 State Rte 312
Christopher Brown - GEICO Insurance Agent
Condo Insurance Agent · St. Augustine, FL

Christopher Brown - GEICO Insurance Agent provides comprehensive condo insurance solutions for property owners in St. Augustine, Florida. The agency helps clients navigate coverage options that protect personal belongings, interior structures, and liability exposures specific to condominium living. It offers guidance on policy deductibles and loss assessment coverage to ensure residents are prepared for unexpected damages or claims. The company also assists with adjusting coverage limits as property values change. It serves a variety of property types, including single-family homes, apartments, retail businesses, and restaurants throughout the local area.

PU
3791 A1A S ste a
Perry Unwalla - State Farm Insurance Agent
Condo Insurance Agent · St. Augustine, FL

Perry Unwalla - State Farm Insurance Agent serves St. Augustine, Florida, and the surrounding communities in St. Johns County. The agency specializes in providing condo insurance coverage for homeowners and investors in local residential associations. It helps clients protect their personal property and structural improvements inside their unit against common risks such as fire, theft, and water damage. The agency also assists with liability coverage for accidents occurring within the condo and arranges loss assessment coverage for shared building areas.

LI
1797 Old Moultrie Rd STE 111
Leigh Insurance Agency
Condo Insurance Agent · St. Augustine, FL

Leigh Insurance Agency serves homeowners, property managers, and condominium associations in the St. Augustine area. The company helps clients understand the specific coverage required for condo policies, including master deed protections and loss assessments. Its guidance simplifies the process of securing dwelling and liability protection tailored to local housing regulations. For those seeking reliable insurance advice, the agency extends its services to residents throughout St. Johns County, including neighboring communities such as Ponte Vedra Beach.

TH
28 Clark St
Tim Huber Insurance
Condo Insurance Agent · St. Augustine, FL

Tim Huber Insurance serves the St. Augustine, Florida area and surrounding communities, handling specialized condo insurance policies for local residents. It focuses on protecting individual unit owners by addressing their unique coverage needs, such as interior improvements and liability within the association framework. The agency typically works by assessing each client’s specific building and personal property situation to tailor a policy that fills gaps left by the master condo insurance. This method ensures that the policy aligns closely with the individual’s actual exposure.

BG
1200 Plantation Island Dr S UNIT 210
The Bailey Group – An NFP Company
Condo Insurance Agent · St. Augustine, FL

For condo insurance, clients choose either a one-time policy for a specific unit purchase or recurring annual coverage that protects ongoing investments. The Bailey Group, based in St. Augustine, Florida, assists owners in securing policies that cover building interiors and personal liability within a homeowners association framework. Tailored advice helps match coverage to each property’s specific risks and HOA requirements. Service appointments are available on a one-time or as-needed basis, with annual renewal consultations scheduled in advance for recurring clients.

DA
2467 US-1
Direct Auto Insurance
Condo Insurance Agent · St. Augustine, FL

Direct Auto Insurance offers specialized condo insurance services aimed at protecting individual unit owners in St. Augustine, FL. The agency assists clients in securing coverage for interior structures, personal belongings, and liability within the homeowners’ association’s master policy. It also works with owners on loss assessment protection. As hurricane season approaches, it frequently advises condominium residents on adjusting deductibles specific to wind and water damage claims in the coastal area.

FI
101 E Town Pl #225
Fender Insurance Agency
Condo Insurance Agent · St. Augustine, FL

Fender Insurance Agency provides property insurance services for residents in St. Augustine, Florida. The company specializes in condo insurance, addressing the unique requirements of individual unit owners, such as interior structural coverage, personal liability, and loss assessment protection. Policies are tailored to handle specific coastal exposures common to the area. The agency can serve clients operating commercial sectors, including offices, warehouses, and food service businesses.

BB
125 Nix Boat Yard Rd
Britni Burkins: Allstate Insurance
Condo Insurance Agent · St. Augustine, FL

Britni Burkins: Allstate Insurance in St. Augustine, FL, is a local provider of condo insurance policies designed to protect individual unit owners. The agency helps clients secure coverage for interior structures, personal belongings, and liability risks common in shared residential buildings. It also assists homeowners with understanding the gap between a master policy and personal needs. An optional special add-on is coverage for loss assessment by a homeowners association.

AC
2800 N 5th St #301
Ancient City Insurance
Condo Insurance Agent · St. Augustine, FL

As hurricane season approaches St. Augustine, Ancient City Insurance helps condo owners ensure their policies cover wind and flood damage common to the area. This local agency specializes in policies tailored for individual unit owners, explaining how master association coverage interacts with personal needs. They walk clients through the nuances of interior liability and loss assessment protection for shared building elements. An initial consultation includes a review of current documents and a property-based assessment of necessary coverage gaps.

BI
108 Sea Grove Main St suite b
Brightway Insurance, The Casey Agency
Condo Insurance Agent · St. Augustine, FL
OC
212 San Marco Ave Suite D
Oldest City Insurance
Condo Insurance Agent · St. Augustine, FL
(904) 824-7283
oldestcityinsurance.com
BI
1 Spencer St
Benchmark Insurance
Condo Insurance Agent · St. Augustine, FL
(904) 829-2296
benchmarkins.com
TB
61 Cordova St
Thompson Baker Agency, Inc.
Condo Insurance Agent · St. Augustine, FL
(904) 824-1631
thompsonbaker.com
TP
320 High Tide Dr Suite 100F
Twin Palms Insurance Group, The Ward Agency
Condo Insurance Agent · St. Augustine, FL
(904) 643-9002
twinpalms.us
FC
731 A1A Beach Blvd
Florida Closing Company
Condo Insurance Agent · St. Augustine, FL
(904) 416-3555
floridaclosingco.com
HW
400 N Ponce De Leon Blvd
Herbie Wiles Insurance
Condo Insurance Agent · St. Augustine, FL
(904) 829-2201
herbiewiles.com
KI
2528 US-1 South
Knox Insurance Network
Condo Insurance Agent · St. Augustine, FL
(904) 797-2000
knoxinsnetwork.com
JT
2825 Lewis Speedway # 107
Janet Tillman - State Farm Insurance Agent
Condo Insurance Agent · St. Augustine, FL
(904) 824-8111
janettillman.com
BA
661 A1A Beach Blvd
Beck Agency
Condo Insurance Agent · St. Augustine, FL
(904) 417-7717
beckagency.org
BI
2801 N 3rd St Unit B
Brightway Insurance, St. Augustine
Condo Insurance Agent · St. Augustine, FL
(904) 217-7496
brightway.com/agencies/FL/St-Augustine/0033
OT
700 Plantation Island Dr S Suite 104
Old Town Insurance
Condo Insurance Agent · St. Augustine, FL
(904) 429-9444
oldtowninsuranceservices.com
SA
1975 A1A S # B
St Augustine Beach Insurance Inc
Condo Insurance Agent · St. Augustine, FL
(904) 217-4871

What Does a a Condo Insurance Agent in St. Augustine Cost?

The cost of a condo insurance policy in St. Augustine Florida typically ranges from 300 to 800 dollars per year for a basic HO6 policy. Factors that affect cost include the unit location coverage limits deductible and flood risk. Policies in high risk flood zones or with higher personal property limits will cost more. This is general information and not insurance advice.

About condo insurance agents in St. Augustine

A condo insurance agent in St. Augustine Florida can help you understand the specific coverage needed for your unit. Florida law requires condo associations to carry a master policy but individual unit owners often need an HO6 policy to cover interior structures and personal property. Local agents know the unique risks of coastal living including hurricane and flood exposure.

Frequently Asked Questions

What does a condo insurance agent in St. Augustine do?

A condo insurance agent helps you find an HO6 policy that covers your personal property interior walls and improvements. They also explain how your policy coordinates with the condo associations master policy. In Florida this is important because the master policy may not cover everything inside your unit.

Do I need condo insurance if the association has a master policy?

Yes you still need individual condo insurance in Florida. The association master policy typically covers the building structure and common areas. Your HO6 policy covers your personal property interior fixtures and liability. Florida law does not require you to have an HO6 policy but most lenders do.

How is condo insurance different from homeowners insurance in Florida?

Condo insurance or HO6 insurance covers only the interior of your unit and your personal belongings. Homeowners insurance covers the entire structure and the land. In Florida condo owners are also responsible for any upgrades or improvements made inside the unit which the master policy does not cover.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.