The top-rated condo insurance agent in Spring Hill, Florida is Ayinde Matthews - State Farm Insurance Agent, rated 5.0 stars across 1,209 reviews. Other highly rated options include Richard Rizzolo - State Farm Insurance Agent, Mark Sonnier - State Farm Insurance Agent, Advantage Insurance - Home Insurance, Auto Insurance, Business Insurance & More. This directory lists 23 condo insurance agents serving Spring Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ayinde Matthews - State Farm Insurance Agent | 5278 Applegate Dr | (352) 340-4158 |
| 2 | Richard Rizzolo - State Farm Insurance Agent | 2189 Mariner Blvd | (352) 686-1003 |
| 3 | Mark Sonnier - State Farm Insurance Agent | 4032 Deltona Blvd | (352) 683-6500 |
| 4 | Advantage Insurance - Home Insurance, Auto Insurance, Business Insurance & More | 13224 Spring Hill Dr | (352) 688-1518 |
| 5 | ISU Bauknight Insurance | 10535 Spring Hill Dr | (352) 686-0612 |
| 6 | InsureOne Insurance | 7377 Spring Hill Dr | (352) 570-7762 |
| 7 | GreatFlorida Insurance: Sydney Schleider-Gonzalez | 1279 Kass Cir | (813) 851-0374 |
| 8 | Jason Aldrich: Allstate Insurance | 10004 Cortez Blvd | (352) 596-8181 |
| 9 | Beneficial Insurance Agency | 160 Commercial Way | (813) 381-5090 |
| 10 | Individual Retirement Solutions LLC | 12577 Spring Hill Dr | (727) 807-0019 |
Ayinde Matthews - State Farm Insurance Agent serves Spring Hill, Florida, and the surrounding Hernando County area, focusing on condo insurance solutions. This agency helps condominium owners understand the specific coverage required by their association’s master policy. They assist clients in addressing gaps between the building’s insurance and personal property needs, such as interior fixtures and liability protection. Tailored policies can also include coverage for loss of use and personal liability. The agency handles assessments for building damage and offers options for deductibles required by the condo association.
Richard Rizzolo - State Farm Insurance Agent provides a comprehensive range of condo insurance services in Spring Hill, FL. It offers personalized coverage consultations to help unit owners understand their specific policy needs. Routine policy reviews are available to ensure adequate protection as individual circumstances change. The agency also assists clients with claim filing and loss prevention guidance. Services are available for single-family homes, apartments, retail, and restaurants.
Mark Sonnier - State Farm Insurance Agent serves Spring Hill, Florida, and the surrounding communities in Hernando County. The agency handles condo insurance policies tailored for individual unit owners, addressing building property and liability coverage needs. It also provides policies for personal belongings and additional living expenses after a covered loss. The agent offers personalized consultations to explain policy details and compare options. To handle a typical job, the agency reviews each client's specific condo association master policy and personal situation, then recommends appropriate individual coverage limits.
Advantage Insurance - Home Insurance, Auto Insurance, Business Insurance & More serves homeowners, property managers, and condo association boards in Spring Hill, Florida. The agency specializes in helping condo owners secure coverage that protects individual units and personal belongings against common local risks like storm damage and liability claims. They also assist property managers with tailored policies for shared building elements. Beyond Spring Hill, this independent agency serves clients throughout the greater Brooksville area and adjacent Hernando County communities.
ISU Bauknight Insurance offers both one-time and scheduled service options for condominium owners in Spring Hill, FL who need a standalone policy to cover gaps left by the master association plan, including interior upgrades and personal liability. Coverage typically addresses fixtures, personal property, and loss assessment protection specific to condo living. Service runs on an as-needed basis, available each time a new policy is purchased or a current one must be renewed.
InsureOne Insurance offers specialty services tailored to condominium unit owners, including coverage for interior improvements, personal liability, and loss assessment protection. In Spring Hill, FL, the agency provides general assistance with comparing policies from different carriers to find suitable options for individual living situations. It helps clients understand how their master association policy interacts with a personal HO-6 policy. During hurricane season, the agency specifically advises on ensuring adequate dwelling and contents protection against storm damage.
GreatFlorida Insurance: Sydney Schleider-Gonzalez in Spring Hill, Florida provides tailored condo insurance coverage to protect individual units and personal belongings. It also offers specialized add-ons such as loss assessment and liability protection for common area accidents. The agency works to meet the unique needs of condo owners and investors. It serves a wide range of commercial sectors, including offices, warehouses, and food service operations requiring property and liability protections.
As hurricane season approaches in Spring Hill, condo owners often need to review their policy. Jason Aldrich: Allstate Insurance helps local clients match coverage to current building codes and HOA requirements. Although condos include master policies, unit owners still need personal property protection and liability coverage for interior damage. Any water intrusion from a shared wall or roof leak can create immediate financial exposure without the right plan. Inspecting your current declarations page is the usual first step toward a proper assessment.
Beneficial Insurance Agency in Spring Hill, FL, provides residential condominium insurance coverage for individual unit owners. The agency also addresses commercial condo insurance needs for associations and property managers throughout the local service area. Policies are tailored to protect personal belongings, interior structures, and liability exposures common in Florida condo living. After an initial policy is issued, clients can expect attentive follow-up for renewals and endorsements between regular annual visits.
What Does a a Condo Insurance Agent in Spring Hill Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO-6 policy, but rates vary based on location, unit value, and deductible choices. Spring Hill policies may be higher due to hurricane risk and windstorm exposure. This is general information, not insurance advice.
About condo insurance agents in Spring Hill
Condo insurance agents in Spring Hill, Florida help unit owners secure HO-6 policies that cover personal property, interior walls, and liability. Florida law requires condo associations to carry master policies, but owners must insure their own improvements and fixtures. A local agent can explain how the Florida Condominium Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Spring Hill do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior structures, and liability. They also review your association master policy to identify gaps in coverage.
Is condo insurance required in Florida?
Yes, most Florida condo associations require unit owners to carry an HO-6 policy. Florida Statutes Section 718.111 allows associations to mandate minimum coverage amounts for owners.
How do Florida condo insurance claims work?
You file a claim with your own insurer for damage to your unit interior and personal property. The association handles claims for common areas under the master policy. Florida law sets a 5-year statute of limitations for property insurance claims.
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