The top-rated condo insurance agent in Sarasota, Florida is Amistad Insurance | Affordable Insurance Clark Rd , Sarasota, rated 5.0 stars across 829 reviews. Other highly rated options include Dees Insurance Group, Millennium Insurance and Investment Group of Florida, The Insurance Man and Company. This directory lists 20 condo insurance agents serving Sarasota.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amistad Insurance | Affordable Insurance Clark Rd , Sarasota | 3307 Clark Rd #204 | (941) 366-4500 |
| 2 | Dees Insurance Group | 235 N Orange Ave UNIT 200 | (941) 306-4524 |
| 3 | Millennium Insurance and Investment Group of Florida | 3649 Bahia Vista St | (941) 365-6331 |
| 4 | The Insurance Man and Company | 62 Sarasota Center Blvd | (941) 312-5771 |
| 5 | Dakkak Insurance | 5783 S Beneva Rd | (941) 923-5800 |
| 6 | The Peeples Insurance Agency | 8270 Bee Ridge Rd | (941) 377-7654 |
| 7 | GreatFlorida Insurance: Mike Polivchak | 2803 N Tamiami Trl | (941) 355-6886 |
| 8 | Amistad Insurance | Affordable Insurance Sarasota | 2852 Ringling Blvd | (941) 366-4500 |
| 9 | AutoLife Insurance Group, Inc. | 3691 Webber St | (941) 210-4499 |
| 10 | Multi Insurance Services | 2309 12th St | (941) 894-3300 |
Amistad Insurance | Affordable Insurance Clark Rd in Sarasota provides a full range of condo insurance policies tailored to local homeowners in the area. It offers service and maintenance plans that help clients manage routine unit upkeep, including coverage for common interior systems and personal liability protection. The agency assists residents in navigating specific association requirements for condominium properties. Its services extend to single-family homes, apartments, retail units, and local restaurants.
Dees Insurance Group serves the Sarasota, Florida area as a provider of condo insurance policies. This agency works to help condominium owners secure coverage for their individual units and personal property. Navigating the unique requirements of association master policies can be complex, and the firm assists clients in understanding coverage gaps. It offers services such as evaluating dwelling protection and securing liability insurance for unit owners.
Millennium Insurance and Investment Group of Florida in Sarasota provides condo insurance policies tailored to individual unit owners and association requirements. The agency assists clients in securing coverage for interior structures, personal property, and liability within condominium communities across the region. They evaluate different policy options to match the specific needs of each policyholder. An additional service they offer is supplemental flood insurance to protect units in Florida’s coastal environment.
Serving Sarasota condo owners and property managers, The Insurance Man and Company provides policies that protect individual units and common areas against hurricane damage, liability claims, and water intrusion. The agency assists clients in evaluating deductible options and coverage limits that meet association requirements. Focusing on the specific insurance needs of condominium dwellers, it helps bridge gaps between master policies and personal belongings. The company also extends its service to the neighboring areas of Siesta Key and Longboat Key.
Dakkak Insurance serves Sarasota and the surrounding Florida communities, handling condo insurance policies for local owners and associations. It addresses the unique coverage needs of condominium living, including interior structures, personal liability, and loss assessments from the master policy. The agency carefully reviews individual condo board rules and community requirements to ensure complete protection for each client. To handle a typical job, it begins by analyzing the specific condo bylaws and coverage gaps, then recommends a tailored policy that aligns with the client's financial and risk preferences.
Located in Sarasota, FL, The Peeples Insurance Agency differentiates between one-time options and ongoing scheduled service for condominium unit owners. The agency assists clients in matching their personal coverage to the master policy of their association, addressing gaps for interior fixtures and personal liability. This service runs as needed, arranged at a client’s specific request or scheduled for periodic reviews when the master policy updates occur.
GreatFlorida Insurance: Mike Polivchak serves the Sarasota, Florida, metro area as a local Condo Insurance Agent. It helps condominium owners and associations secure coverage tailored to their specific property types. Policies typically protect individual units from common perils such as fire, theft, and water damage. The agency also addresses master policy gaps to ensure residents have proper financial protection. Services handled here include individual condo unit insurance and loss assessment coverage for common area repairs.
Specializing in coverage for individually owned units within larger associations, Amistad Insurance | Affordable Insurance Sarasota provides condo insurance in Sarasota, FL. It works with local property owners to craft policies that address interior structures, personal liability, and loss assessment protection. These services help residents meet their homeowners association requirements while securing contents and upgrades. For seasonal concerns, it assists with adjusting deductibles and master policy gaps before hurricane season.
With hurricane season approaching in Sarasota, many condo owners review their structural and contents coverage. AutoLife Insurance Group, Inc. assists clients by explaining common peril exclusions specific to Florida condominium associations. The agency evaluates how standard master policies interact with individual unit protection, particularly for interior fixtures and belongings. They recommend adjusting liability limits based on building proximity to the Gulf coast. New policyholders begin with a property inspection to document existing conditions and assess potential windstorm vulnerabilities, which informs the initial coverage strategy.
Multi Insurance Services helps property owners secure coverage for their condominium units in Sarasota, Florida. It also specializes in offering tailored endorsements such as loss assessment and ordinance or law upgrades. The agency assists clients in navigating local insurance requirements specific to high-rise and waterfront communities. Commercial sectors it can serve include offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Sarasota Cost?
Condo insurance in Sarasota Florida typically costs between 300 and 800 dollars per year for a standard HO6 policy. Costs vary based on the unit value deductible chosen and location within flood zones. Hurricane coverage adds to the premium. This is general information not insurance advice.
About condo insurance agents in Sarasota
A condo insurance agent in Sarasota Florida helps you understand the specific coverage needed for your unit. Florida law requires HO6 policies for condo owners to cover interior structures and personal property. Local agents know the unique risks of the Sarasota area including hurricane exposure and flood zones.
Frequently Asked Questions
What does a condo insurance agent in Sarasota do?
A condo insurance agent helps you find a policy that covers your interior walls floors and personal belongings. They explain the difference between the master policy and your individual HO6 policy. The agent also advises on additional coverage for assessments and loss of use.
Is condo insurance required by law in Florida?
Florida law does not require condo owners to carry insurance by statute. However most mortgage lenders require an HO6 policy. Additionally your condo associations governing documents usually mandate minimum coverage levels.
How does Florida hurricane coverage work for condos?
Florida law requires a separate windstorm deductible for hurricane damage. This deductible is usually a percentage of the dwelling coverage amount. Your agent can help you choose a deductible that fits your budget and risk tolerance.
Condo Insurance Agents in Other Florida Cities
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