The top-rated condo insurance agent in Port St. Lucie, Florida is Christopher Melly - State Farm Insurance Agent, rated 4.9 stars across 946 reviews. Other highly rated options include Shane Griffis Insurance Agency, GreatFlorida Insurance: Annalise Fiedler, McGarr Insurance. This directory lists 20 condo insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Melly - State Farm Insurance Agent | 550 NW University Blvd STE 105 | (772) 249-4454 |
| 2 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 3 | GreatFlorida Insurance: Annalise Fiedler | 787 SE Port St Lucie Blvd | (772) 398-2333 |
| 4 | McGarr Insurance | 493 SW Port St Lucie Blvd | (772) 335-0915 |
| 5 | MAC Insurance Solutions - Insurance Agency in Port St Lucie | 1820 SE Port St Lucie Blvd | (772) 212-1463 |
| 6 | Barbie Prem Insurance | 1101 SE Port St Lucie Blvd | (772) 236-7000 |
| 7 | Acentria Insurance | 125 SE Via Tesoro #107 | (772) 461-6040 |
| 8 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 9 | M. E. Glennon & Associates Inc. | 540 NW University Blvd STE 106 | (772) 879-1307 |
| 10 | Insurpro Insurance Agency, Inc | 1860 SW Fountainview Blvd #100 | (772) 871-6272 |
Christopher Melly - State Farm Insurance Agent serves the Port St. Lucie, Florida, area as a provider of condo insurance policies. The agency helps unit owners protect their personal property and interior structures from common risks such as fire, theft, and water damage. They also assist with liability coverage for accidents occurring within a condominium unit. Policies are tailored to meet the requirements set by condominium associations and lenders. The agency regularly handles loss assessment coverage and personal liability protection for local condo owners.
Homeowners, property managers, and association boards in Port St. Lucie seeking specialized condo coverage can turn to Shane Griffis Insurance Agency. The agency provides policies that protect individual unit interiors and personal belongings while addressing common area liability exposures unique to Florida condominiums. Clients benefit from guidance on navigating local insurance requirements and risk considerations for coastal properties in this region. The agency also serves policyholders in the greater Treasure Coast area, including nearby Fort Pierce.
GreatFlorida Insurance with Annalise Fiedler provides comprehensive condo insurance services for property owners, including coverage for individual units, personal liability, and loss assessments. It offers ongoing policy reviews to ensure coverage aligns with changing needs and local regulations. Service plans include annual risk evaluations and assistance with filing claims from hurricane or water damage. This Port St. Lucie agency services single-family homes, apartments, retail spaces, and restaurants.
McGarr Insurance serves the Port St. Lucie area and nearby communities, handling all aspects of condo insurance coverage for local residents. As a dedicated condo insurance agent in this region, it addresses the specific needs of condominium owners, including interior protection and liability. Its typical approach begins with a detailed review of the client’s master policy to identify any coverage gaps. It then builds a tailored personal policy to fill those gaps, ensuring comprehensive protection against common risks in Southeast Florida.
In Port St. Lucie, the Atlantic hurricane season brings a sharp focus on sufficient hurricane coverage. MAC Insurance Solutions works specifically as a condo insurance agent in Port St Lucie, helping owners review their existing policies for wind and flood protection. They explain how master association policies interact with individual unit coverage. A typical beginning involves an initial assessment of a client’s current condo declaration and building coverage details.
Barbie Prem Insurance offers both one-time policy evaluations and recurring annual reviews to address evolving coverage needs for condo owners in Port St. Lucie, FL. The agency focuses on matching individual condo policies to specific building requirements and personal asset protection. Services include assessing dwelling coverage, personal liability, and loss assessment provisions. The agent can manage a single certificate request or provide ongoing support for policy updates. Service is available on both a scheduled renewal basis and an as-needed basis for immediate policy changes or claims assistance.
Acentria Insurance specializes in helping condo owners protect their individual units and personal belongings, offering liability coverage and loss assessment protection for shared building areas. It serves clients throughout Port St. Lucie, Florida, working to match policies with the specific requirements of local homeowners associations. The company’s services address seasonal concerns like hiring contractors for hurricane season preparations to safeguard against wind and water damage.
University Insurance Group assists property owners in Port St. Lucie, Florida, with their core condo insurance needs, providing essential coverage for individual units and common areas. They also specialize in arranging supplemental protection for valuable personal belongings and potential liability issues that exceed basic policy limits. Their services extend to commercial sectors, including local offices, warehouses, and food service establishments requiring tailored insurance solutions for their specific operational risks.
M. E. Glennon & Associates Inc. provides residential condo insurance services to clients in the Port St. Lucie, Florida area, along with commercial coverage options for local property owners. They assist policyholders in selecting plans that meet basic association requirements and individual unit protection needs. Their work supports homeowners throughout the application process and during policy renewals. The company remains available for follow-up questions or the adjustment of coverage between scheduled policy reviews.
What Does a a Condo Insurance Agent in Port St. Lucie Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO-6 policy. Costs depend on your unit value, location, deductible, and coverage limits. Flood insurance adds 400 to 1,500 dollars annually based on flood zone and building elevation. This is general information and not insurance advice.
About condo insurance agents in Port St. Lucie
Condo insurance agents in Port St. Lucie help you secure an HO-6 policy that covers your personal property and interior structures. Florida law requires condo associations to carry a master policy, but individual unit owners need their own coverage for improvements and liability. Local agents understand the unique risks of Port St. Lucie including hurricane exposure and flood zones.
Frequently Asked Questions
What does a condo insurance agent in Port St. Lucie do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings, interior walls, and liability. They also explain how your policy works with the association master policy and Florida building code requirements.
Do I need flood insurance for my condo in Port St. Lucie?
Flood insurance is not required by Florida law for condo unit owners, but your mortgage lender may require it if you are in a high risk flood zone. Port St. Lucie has several flood prone areas, so an agent can help you assess your risk.
How does Florida law affect condo insurance coverage?
Florida Statute 718.111 requires condo associations to maintain property insurance on the building. However, unit owners are responsible for insuring their own improvements and personal property. An agent can explain the loss assessment coverage that protects you if the association has a deductible.
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