The top-rated condo insurance agent in Port Orange, Florida is HIG Insurance - Port Orange, rated 4.9 stars across 252 reviews. Other highly rated options include Sherzer & Associates, Maggie Alexander - State Farm Insurance Agent, Sherrill Schultz - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Port Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HIG Insurance - Port Orange | 1650 Taylor Rd Suite 304 | (386) 944-5555 |
| 2 | Sherzer & Associates | 3853 S Nova Rd | (386) 788-3500 |
| 3 | Maggie Alexander - State Farm Insurance Agent | 1820 Dunlawton Ave Unit 102 | (386) 868-5082 |
| 4 | Sherrill Schultz - State Farm Insurance Agent | 4554 S Clyde Morris Blvd Ste 3 | (386) 675-6355 |
| 5 | Blake Thomas - State Farm Insurance Agent | 4639 S Clyde Morris Blvd Unit 107 | (386) 760-2020 |
| 6 | GreatFlorida Insurance: Cal Seibert | 415 Dunlawton Ave Suite 108 | (386) 256-4812 |
| 7 | Jeff Evans - State Farm Insurance Agent | 745 Dunlawton Ave | (386) 761-1860 |
| 8 | Goosehead Insurance - Gary & Sam Paul | 5889 S Williamson Blvd Suite 1414 | (386) 492-9057 |
| 9 | Direct Auto Insurance | 4076 S Ridgewood Ave | (386) 767-9990 |
| 10 | Bill McCabe - State Farm Insurance Agent | 900 N Swallow Tail Dr Ste 101 | (386) 761-4101 |
HIG Insurance in Port Orange serves Volusia County as a local condo insurance agent. The agency helps condominium owners and associations secure essential property coverage tailored to Florida’s unique coastal conditions. It addresses common needs such as protection for interior improvements and personal liability within shared buildings. This includes advising clients on appropriate policy limits for their specific unit layouts and community requirements. Among the specific services it handles in this area are loss assessment coverage for special assessments and windstorm insurance for hurricane-prone properties.
Sherzer & Associates provides comprehensive condo insurance services in Port Orange, FL, including policy coverage for common areas, individual unit protection, and liability options. The agency offers ongoing plan reviews to help clients adjust coverage as building codes or personal circumstances change. Its service approach focuses on clarifying complex master policy details and ensuring appropriate gap coverage. The firm handles condominiums exclusively across local residential communities, working primarily with individual unit owners and homeowners associations rather than commercial properties like single-family homes, apartments, retail spaces, or restaurants.
Maggie Alexander - State Farm Insurance Agent in Port Orange, FL, serves homeowners, business owners, and property managers seeking tailored condo insurance solutions. The agency helps clients protect individual units and shared building structures against common risks like fire, theft, and liability. Policies can also cover personal belongings and loss of use. In addition to serving Port Orange, the agency provides coverage for residents in the nearby communities of Daytona Beach and surrounding Volusia County areas.
Sherrill Schultz - State Farm Insurance Agent serves Port Orange, Florida, and the surrounding communities in Volusia County. The office handles comprehensive condo insurance policies for both individual unit owners and associations. Coverage typically includes protection for interior structures, personal belongings, and liability risks that arise within a residential condominium. The agency works directly with clients to review specific details of their homeowners association master policy to identify any coverage gaps. It applies a thorough assessment of each client’s unique property and lifestyle needs to tailor a policy accordingly.
Blake Thomas - State Farm Insurance Agent in Port Orange, FL, specializes in condo insurance policies tailored to individual unit owners. The agency provides guidance on protecting personal belongings, interior fixtures, and liability within a condominium association’s master coverage framework. It serves clients throughout the local area, offering personalized consultations and claims assistance. When hurricane season brings the risk of wind and water damage, this agent helps condominium owners review their policies for adequate coverage and updates.
As hurricane season approaches along Florida’s Atlantic coast, GreatFlorida Insurance: Cal Seibert helps Port Orange condo owners secure appropriate coverage for their units against wind and flood risks. This agency provides guidance on policies tailored to condominium association requirements and individual interior protections. Clients consult with the agent to review their master policy gaps and personal liability needs. The process typically begins with a walk-through of the unit to assess interior fixtures and personal property.
Jeff Evans - State Farm Insurance Agent in Port Orange, FL offers both one-time policy reviews for comparing coverage options and ongoing service for managing claims and renewals. This agency helps condo owners navigate building master policies, ensuring personal contents and interior structures are properly covered for Florida-specific risks. Their services provide a dedicated local contact for adjusting policies as association requirements change. Personalized assistance is available on a one-time, scheduled, or as-needed basis depending on the client’s current insurance needs.
Goosehead Insurance - Gary & Sam Paul provides comprehensive coverage solutions for property owners in Port Orange, Florida. As a dedicated condo insurance agency, it specializes in protecting individual units and common area liabilities unique to condominium associations. Brokers assess structural risks and personal contents exposure to tailor appropriate policy limits for clients. The team serves a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
As Port Orange condo owners prepare for the occasional hurricane season, protecting interiors and shared building elements becomes an important concern. Direct Auto Insurance provides coverage options for individual units and common areas, helping residents meet their homeowners association requirements. Understanding the specific policy needs for both interior fixtures and structural components, the company works to clarify what each plan does and does not include. The process typically begins with a review of the current insurance request and a discussion about coverage limits during an initial assessment.
Bill McCabe’s agency, located in Port Orange, FL, provides residential condo insurance designed to protect individual units and personal belongings. The office also offers commercial coverage for condominium association properties and common-area liabilities. This service area extends across Port Orange and the surrounding Volusia County communities, meeting local policy requirements. A dedicated approach to explaining deductibles and loss assessment coverage helps clients understand their policies fully. Follow-up service after a claim and repeat coverage reviews between regular annual visits ensure that each policy remains appropriate for changing property needs.
What Does a a Condo Insurance Agent in Port Orange Cost?
Typical annual premiums for condo insurance in Port Orange range from 300 to 800 dollars for a standard HO6 policy. Factors include the unit value deductible chosen and location near the coast. Windstorm coverage may add 100 to 300 dollars per year. Flood insurance is separate and costs 500 to 1500 dollars annually depending on flood zone. This is general information not insurance advice.
About condo insurance agents in Port Orange
Condo insurance agents in Port Orange Florida help owners secure HO6 policies that cover interior walls fixtures and personal property. Florida law requires condo associations to maintain a master policy but unit owners often need separate coverage for improvements and liability. Local agents understand the specific windstorm and flood risks in Volusia County.
Frequently Asked Questions
What does a condo insurance agent in Port Orange do?
A condo insurance agent helps you choose an HO6 policy that fills gaps left by the association master policy. They explain coverage for interior structures personal property and loss assessment. They also advise on Florida specific requirements like windstorm deductibles.
Do I need condo insurance if the association has a master policy?
Yes. Florida law does not require unit owners to buy HO6 insurance but most mortgage lenders do. The master policy typically covers only the building exterior and common areas. Your personal belongings interior walls and liability are your responsibility.
How does Florida law affect condo insurance coverage?
Florida Statute 718.111 requires associations to maintain property insurance on the building. However unit owners must insure their own improvements and personal property. The statute also limits the association ability to charge deductibles to unit owners unless the governing documents allow it.
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