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HomeCondo Insurance AgentsFlorida › Port Charlotte

Find Condo Insurance Agents Near You in Port Charlotte, FL

Browse condo insurance agents serving Port Charlotte, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Port Charlotte, Florida is Shepherd Insurance, rated 4.9 stars across 538 reviews. Other highly rated options include Chapman Insurance Group, ABC Insurance Group Inc, SWFL Insurance. This directory lists 20 condo insurance agents serving Port Charlotte.

Showing 20 condo insurance agents in Port Charlotte, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shepherd Insurance1357 S McCall Rd(941) 214-8668
2Chapman Insurance Group2455 S Tamiami Trl(941) 979-8426
3ABC Insurance Group Inc1225 S Tamiami Trl UNIT A10(941) 255-5663
4SWFL Insurance3718 N Tamiami Trl(941) 624-3444
5John Joiner Agency701 JC Center Ct #11(941) 613-1566
6Insurance Depot Of Charlotte County2395 S Tamiami Trl UNIT 4(941) 766-7283
7Amistad Insurance | Affordable Insurance Port Charlotte21234 Olean Blvd STE 6(941) 203-5880
8AWA Insurance17179 Bonnie Ave(941) 889-7836
9We Insure Ashley Guzman18245 Paulson Dr Suite 124(941) 787-7612
10Brightway Insurance, The Diaz Family Agency2495 Caring Way STE D(941) 867-6757
SI
1357 S McCall Rd
Shepherd Insurance
Condo Insurance Agent · Port Charlotte, FL

Shepherd Insurance is known for providing condo insurance coverage in Port Charlotte, FL. Its service range helps unit owners protect personal property, interior structures, and liability against common claims. Condo policies in this area must address hurricane exposure and association master policy gaps. The company helps clients understand what their individual policy covers beyond the building’s insurance. For added protection, it can offer water backup and sewer line coverage to safeguard condominium interiors.

CI
2455 S Tamiami Trl
Chapman Insurance Group
Condo Insurance Agent · Port Charlotte, FL

Chapman Insurance Group provides a full range of condo insurance services in Port Charlotte, Florida, helping unit owners secure appropriate coverage for their individual policies. The company focuses on tailoring each policy to meet the specific requirements of local condominium associations and building regulations. It maintains plans with multiple carriers to offer a variety of coverage options and deductible choices. The agency handles single-family townhomes, multi-unit apartments, ground-floor retail spaces, and nearby waterfront restaurants.

AI
1225 S Tamiami Trl UNIT A10
ABC Insurance Group Inc
Condo Insurance Agent · Port Charlotte, FL

ABC Insurance Group Inc in Port Charlotte, FL serves homeowners and property managers who need tailored coverage for their condominium units. The agency offers condo insurance policies designed to protect personal belongings and interior structures not covered by the master association plan. Clients can receive guidance on policy limits, deductibles, and loss assessment endorsements. The business also provides service to the nearby community of Punta Gorda, ensuring that condo owners across the greater Charlotte Harbor area have access to specialized coverage.

SI
3718 N Tamiami Trl
SWFL Insurance
Condo Insurance Agent · Port Charlotte, FL

SWFL Insurance serves the Port Charlotte area and surrounding communities, offering specialized guidance for condo owners navigating this unique insurance market. It handles policies that cover interior structures, personal property, and liability within individual units. The agency also addresses flood and hurricane coverage needs common to Southwest Florida properties. For each client, it carefully reviews the condo association’s master policy to identify gaps in protection and then customizes an individual policy to fill those specific exposures.

JJ
701 JC Center Ct #11
John Joiner Agency
Condo Insurance Agent · Port Charlotte, FL

Offering tailored policies for individual unit owners, the John Joiner Agency provides specialty condo insurance services in Port Charlotte, Florida. Its general insurance work focuses on protecting personal property, interior building improvements, and liability risks that standard homeowners coverage often excludes. The agency helps clients understand master policy gaps, ensuring adequate protection against common claims like water damage and theft. It also assists with adjustments during seasonal occupancy, such as winter shuttering preparations and hurricane vulnerability within the coastal community.

ID
2395 S Tamiami Trl UNIT 4
Insurance Depot Of Charlotte County
Condo Insurance Agent · Port Charlotte, FL

Insurance Depot Of Charlotte County in Port Charlotte, Florida provides both one-time policy reviews to assess current coverage gaps and recurring service options for ongoing adjustments to a condo insurance plan. Coverage typically protects interior structures, personal belongings, and liability for unit owners in the area. Their service runs on an as-needed basis, meaning clients can request assistance whenever their specific insurance needs arise without any pre-set schedule.

AI
21234 Olean Blvd STE 6
Amistad Insurance | Affordable Insurance Port Charlotte
Condo Insurance Agent · Port Charlotte, FL

As hurricane season approaches in Port Charlotte, many condo owners find it necessary to review their master policy gaps and personal liability coverage. Amistad Insurance | Affordable Insurance Port Charlotte serves as a local condo insurance agent, helping owners understand the distinction between a master policy and an individual HO-6 policy. They assist clients in securing coverage for interior fixtures, personal belongings, and loss-of-use expenses. The process typically begins with an in-person inspection of the unit to assess existing protections and to discuss specific policy limits.

AI
17179 Bonnie Ave
AWA Insurance
Condo Insurance Agent · Port Charlotte, FL

AWA Insurance provides comprehensive coverage options for property owners in Port Charlotte, FL, helping clients protect their investments against common local risks. The agency specializes in condo insurance, offering tailored policies that address unique building association requirements and individual unit needs. These policies can include add-ons for personal liability, loss assessment, and valuable items protection. AWA Insurance serves a broad range of commercial clients, including those operating offices, warehouses, and full-service food establishments.

WI
18245 Paulson Dr Suite 124
We Insure Ashley Guzman
Condo Insurance Agent · Port Charlotte, FL

We Insure Ashley Guzman provides residential condo insurance services to clients in Port Charlotte, Florida. The agency also handles commercial coverage for condominium associations and local businesses throughout the greater Charlotte County area. This agent works closely with homeowners to select appropriate policies that protect individual units and personal belongings. Clients can count on clear explanations of their coverage options and reliable follow-up between regular policy review visits.

BI
2495 Caring Way STE D
Brightway Insurance, The Diaz Family Agency
Condo Insurance Agent · Port Charlotte, FL
SI
18501 Murdock Cir Suite 500
Shepherd Insurance
Condo Insurance Agent · Port Charlotte, FL
(941) 639-7050
shepherdins.com/amberg
GI
2762 S Tamiami Trl unit a
GreatFlorida Insurance: Darlene Antinori
Condo Insurance Agent · Port Charlotte, FL
(941) 764-7991
portcharlotte.greatflorida.com
DT
3769 S Tamiami Trl Unit A
Del Toro Insurance
Condo Insurance Agent · Port Charlotte, FL
(941) 203-6582
deltoroinsurance.com/del-toro-insurance-s-tamiami-trail-port-charlotte
SI
532 S Tamiami Trl Unit 1
Spinnaker Insurance Agency
Condo Insurance Agent · Port Charlotte, FL
(941) 613-2210
spinnakerinsuranceagency.com
AI
2541 S Tamiami Trl
Allphase Insurance Services, Inc.-Dawn Cash
Condo Insurance Agent · Port Charlotte, FL
(941) 235-2474
allphaseinsurancefl.com
FF
675 S Tamiami Trl #5
Finly Family Insurance Agency
Condo Insurance Agent · Port Charlotte, FL
(941) 206-4444
finlyinsurance.com
LI
1680 El Jobean Rd Suite 1
Lamarca Insurance
Condo Insurance Agent · Port Charlotte, FL
(941) 206-0033
lamarcainsurance.com
EI
1777 S Tamiami Trl #404
Ezzi Insurance Advisors
Condo Insurance Agent · Port Charlotte, FL
(941) 627-1496
ezziadvisors.com
AI
1720 El Jobean Rd # 202
Active Insurance Agency
Condo Insurance Agent · Port Charlotte, FL
(954) 284-1536
BI
18245 Paulson Dr #112
Brightway Insurance, The Kabrich Agency
Condo Insurance Agent · Port Charlotte, FL
(941) 260-3154
brightwaykabrich.com

What Does a a Condo Insurance Agent in Port Charlotte Cost?

Condo insurance in Florida typically costs between 200 and 600 dollars per year for an HO-6 policy. Factors include your unit location coverage limits and deductible choice. Flood insurance through the NFIP averages around 700 dollars annually but can be higher in flood zones. This is general information not insurance advice.

About condo insurance agents in Port Charlotte

Condo insurance agents in Port Charlotte Florida help unit owners secure HO-6 policies that cover personal property and interior walls. Florida law requires condo associations to carry a master policy but owners still need individual coverage for improvements and liability. Local agents understand Port Charlotte weather risks and can explain how Florida statutes affect your policy limits.

Frequently Asked Questions

What does a condo insurance agent in Port Charlotte do?

A condo insurance agent helps you choose an HO-6 policy that meets your needs. They explain the difference between the association master policy and your personal coverage. They also advise on flood insurance which is not included in standard condo policies.

Is condo insurance required by law in Florida?

Florida law does not require condo owners to carry individual insurance. However most lenders will require an HO-6 policy if you have a mortgage. Your condo association bylaws may also mandate a minimum level of coverage.

How does Florida law affect my condo insurance policy?

Florida Statute 718.111 requires condo associations to maintain property insurance on common areas. Your personal HO-6 policy covers your unit interior improvements and personal liability. You must also consider flood insurance as Florida is a high risk state for flooding.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.