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HomeCondo Insurance AgentsFlorida › Palm Bay

Find Condo Insurance Agents Near You in Palm Bay, FL

Browse condo insurance agents serving Palm Bay, Florida. Updated 2026-07-14.

The top-rated condo insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance, Patriot Growth Insurance Service, LLC. This directory lists 18 condo insurance agents serving Palm Bay.

Showing 18 condo insurance agents in Palm Bay, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amber Smith - GEICO Insurance Agent620 Malabar Rd SE Suite 8(321) 327-6022
2Ryan Hill - State Farm Insurance Agent1460 Baytree Dr Suite D(321) 723-1444
3Space Coast Family Insurance2105 Palm Bay Rd NE Unit 3 215(321) 655-3920
4Patriot Growth Insurance Service, LLC1430 Palm Bay Rd NE Suite A and B(321) 725-1440
5Joe Raley - State Farm Insurance Agent5030 Minton Rd #1(321) 723-0333
6Weston Johnson - State Farm Insurance Agent590 Malabar Rd SE #6(321) 541-1433
7Sarpoolaki Insurance Center,LLC277 Malabar Rd SE(321) 914-0303
8GreatFlorida Insurance: Sabrina Lee4651 Babcock St NE # 17(321) 724-4409
9Brightway Insurance, The DeJesus Legacy Agency3200 Dixie Hwy NE Ste 7(321) 257-4045
10Monty McCart: Allstate Insurance820 Palm Bay Rd NE #111(321) 724-8851
AS
620 Malabar Rd SE Suite 8
Amber Smith - GEICO Insurance Agent
Condo Insurance Agent · Palm Bay, FL

Amber Smith – GEICO Insurance Agent serves Palm Bay, FL, providing condo insurance policies tailored to individual unit owners. This agency helps residents find coverage for dwelling protection and personal property within their condominium associations. It assists clients in understanding master policy gaps and selecting appropriate loss assessment endorsements. Services include assistance with liability coverage for incidents inside a unit and contents protection for personal belongings. The agency handles renters insurance coordination and special assessments as well.

RH
1460 Baytree Dr Suite D
Ryan Hill - State Farm Insurance Agent
Condo Insurance Agent · Palm Bay, FL

Ryan Hill - State Farm Insurance Agent serves homeowners, condo owners, and property managers in Palm Bay, Florida, offering tailored condo insurance policies that cover common building areas and personal liability. The agency helps clients understand loss assessment coverage and personal property protection specific to condominium associations. It also provides guidance on policy limits and deductibles for individual units. The agency additionally serves residents in the neighboring community of Melbourne, Florida, within the greater Brevard County metro area.

SC
2105 Palm Bay Rd NE Unit 3 215
Space Coast Family Insurance
Condo Insurance Agent · Palm Bay, FL

Space Coast Family Insurance serves Palm Bay and the surrounding communities of Melbourne, Rockledge, and Cocoa Beach with condo insurance solutions. It handles policies that protect individual units within multi-unit buildings, covering interior structures, personal belongings, and liability. The company also assists clients in understanding master policy gaps to avoid underinsurance. For typical jobs, the agent evaluates the client’s specific building association requirements and unit value to match appropriate coverage limits.

PG
1430 Palm Bay Rd NE Suite A and B
Patriot Growth Insurance Service, LLC
Condo Insurance Agent · Palm Bay, FL

Patriot Growth Insurance Service, LLC offers a range of condo insurance services for property owners in Palm Bay, Florida. It assists clients in securing coverage tailored to individual condominium units and association needs. The agency provides guidance on policy details and helps manage ongoing maintenance requirements for insured properties. It supports policyholders through the process of protecting their investments. The company services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

JR
5030 Minton Rd #1
Joe Raley - State Farm Insurance Agent
Condo Insurance Agent · Palm Bay, FL

Whether you need a one-time policy review or recurring coverage updates, a condo insurance agent in Palm Bay, Florida helps protect your unit from perils like fire, theft, and water damage. Joe Raley - State Farm Insurance Agent can advise on loss assessment protection and personal liability coverage as standard components. This agent may also explain how a master condo policy interacts with individual contents coverage. Service arrangements typically run on a one-time, scheduled, or as-needed basis.

WJ
590 Malabar Rd SE #6
Weston Johnson - State Farm Insurance Agent
Condo Insurance Agent · Palm Bay, FL

Weston Johnson - State Farm Insurance Agent provides specialized condo insurance services in Palm Bay, FL, focusing on policies that protect individual units and shared common areas. The agency works with homeowners to find appropriate coverage for personal property, liability, and additional assessments from the condo association. It also offers assistance with auto, renters, and life insurance products to ensure broader protection. Before Florida’s annual hurricane season begins, the agent helps clients review their policies for adequate windstorm and flood coverage.

SI
277 Malabar Rd SE
Sarpoolaki Insurance Center,LLC
Condo Insurance Agent · Palm Bay, FL

As hurricane season approaches in Palm Bay, many condo owners begin checking their insurance coverage for wind and flood protection. Sarpoolaki Insurance Center, LLC offers dedicated condo insurance agent services to help unit owners navigate these specific local requirements. They work with clients to assess personal property limits and understand how master policies interact with individual needs. For accurate policy recommendations, they begin by scheduling a detailed initial assessment of the unit's current coverage gaps and risk factors.

GI
4651 Babcock St NE # 17
GreatFlorida Insurance: Sabrina Lee
Condo Insurance Agent · Palm Bay, FL

GreatFlorida Insurance Sabrina Lee provides insurance services from its Palm Bay location, assisting clients with standard condo policies. The agency specializes in adding important coverage options such as flood insurance and loss assessment protection. Its professionals help owners understand policy details tailored to condominium association requirements. Commercial sectors served by the agency include offices requiring liability protection, warehouses needing property coverage, and food service establishments seeking comprehensive insurance for their operations.

BI
3200 Dixie Hwy NE Ste 7
Brightway Insurance, The DeJesus Legacy Agency
Condo Insurance Agent · Palm Bay, FL

Brightway Insurance, The DeJesus Legacy Agency, based in Palm Bay, FL, is known for connecting condo owners with tailored coverage solutions. The agency assists clients in protecting their units and personal assets against common regional risks such as storms and liability claims. Policies can be structured to meet individual needs and association requirements. The firm also offers inventory documentation services to help policyholders track their belongings more precisely for claims processing.

MM
820 Palm Bay Rd NE #111
Monty McCart: Allstate Insurance
Condo Insurance Agent · Palm Bay, FL

Monty McCart: Allstate Insurance provides residential condo insurance services in the Palm Bay area, covering individual unit policies for homeowners and tenants. The agency also offers commercial coverage for condominium associations and property management needs throughout the local region. Their work includes helping clients understand policy details for shared buildings and common areas. Clients are encouraged to follow up between regular visits for policy reviews or coverage adjustments after life changes such as renovations or new acquisitions.

WI
5240 Babcock St NE #300b
We Insure Pinnacle
Condo Insurance Agent · Palm Bay, FL
(321) 326-6160
weinsurepinnacle.com
RI
4961 Babcock St NE STE 7
Renegade Insurance - Palm Bay
Condo Insurance Agent · Palm Bay, FL
(321) 450-3076
renegadeinsurance.com/agency/palm-bay
JI
5270 Babcock St NE Suite 11B
Just Insurance Brokers
Condo Insurance Agent · Palm Bay, FL
(321) 345-5999
justinsurancebrokers.com/contact/palm-bay-fl-insurance
CI
190 Malabar Rd SW #122
Clover Insurance Agency
Condo Insurance Agent · Palm Bay, FL
(321) 725-6837
cloverinsuranceagency.com
DF
4640 Lipscomb St STE 19
Drive Florida Insurance & Services, LLC
Condo Insurance Agent · Palm Bay, FL
(772) 448-0946
dflinsuranceservices.net/%20%20%20%20%20%20deannelindo@dflinsuranceservices.net
SF
1037 Cepheus Pl NW
South Florida Insurance Brokers - Medicare Experts now also in Central Florida
Condo Insurance Agent · Palm Bay, FL
(786) 303-8065
sfib.net/palm-bay-florida
AI
6050 S Babcock St #17
Advanced Insurance Net
Condo Insurance Agent · Palm Bay, FL
(321) 255-1077
ainsurance.biz
AA
1805 Canova St SE # 3
Anchor & Atlas Insurance
Condo Insurance Agent · Palm Bay, FL
(321) 454-4444
anchoratlasinsurance.com

What Does a a Condo Insurance Agent in Palm Bay Cost?

The average cost for a condo insurance policy in Florida ranges from 400 to 1,200 per year depending on the unit value deductible and location in Palm Bay. Older buildings or those in flood zones may cost more. Loss assessment coverage and windstorm deductibles are common add-ons that increase the premium. This is general information and not insurance advice.

About condo insurance agents in Palm Bay

Condo insurance agents in Palm Bay help owners understand the unique coverage needs for Florida condominiums. Under Florida Statute 718.111, the association master policy covers the building structure, so your individual policy must protect your interior fixtures and personal liability. A local agent can explain how the 2023 Florida condo safety law affects your insurance requirements.

Frequently Asked Questions

What does a condo insurance agent in Palm Bay do?

A condo insurance agent helps you find a policy that covers your personal belongings interior walls and liability. They explain how the association master policy interacts with your individual HO6 policy. They also help you meet Florida mortgage requirements for condo insurance.

Do I need condo insurance if the association has a master policy?

Yes. The master policy typically covers the building structure and common areas. Your personal policy covers your interior finishes cabinets flooring and personal property. Florida law does not require individual condo insurance but most lenders do require it.

How does Florida law affect condo insurance coverage?

Florida Statute 718.111 requires associations to maintain property insurance on the building. Your individual policy should include loss assessment coverage for special assessments from the association. After the 2021 Surfside collapse Florida also requires more frequent structural inspections which can affect insurance rates.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.