The top-rated condo insurance agent in Middleburg, Florida is Katherine Baustert - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Rich Morris - State Farm Insurance Agent, Felisha Foote: Allstate Insurance, Brightway Insurance, The Herd Agency. This directory lists 12 condo insurance agents serving Middleburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katherine Baustert - State Farm Insurance Agent | 2219 County Rd 220 Suite 301 | (904) 276-2112 |
| 2 | Rich Morris - State Farm Insurance Agent | 2067 Palmetto St | (904) 282-9898 |
| 3 | Felisha Foote: Allstate Insurance | 2640 Blanding Blvd Ste 206 | (904) 406-7838 |
| 4 | Brightway Insurance, The Herd Agency | 14 Swimming Pen Dr Suite 2 | (904) 469-1900 |
| 5 | Direct Auto Insurance | 1580 Branan Field Rd | (904) 406-7730 |
| 6 | Brightway Insurance - Middleburg | 2755 Blanding Blvd Ste. 110 | (904) 291-4663 |
| 7 | Liberty DSI | 1646 Corsair Ln #601 | (904) 264-0500 |
| 8 | Roberts Insurance of Middleburg | 2361 Blanding Blvd | (904) 282-7665 |
| 9 | Jenny Lynne & Co | 4213 Co Rd 218 | (904) 291-3655 |
| 10 | Lyndel Hale Agency - Insurance | 2751 Blanding Blvd Suite 106 | (352) 612-4154 |
Katherine Baustert - State Farm Insurance Agent serves Middleburg, Florida, and the broader Clay County area as a dedicated condo insurance agent. The agency helps condo owners navigate the specific coverage requirements often mandated by homeowners’ associations and building bylaws. It provides policies that protect personal belongings, interior structures, and liability within a unit. Common services include securing coverage for property damage, theft, and personal liability protection in this region. The agency also assists with loss assessment coverage for shared building elements.
Offering a range of condo insurance services, this agency works with policyholders to protect their units and personal belongings. Service plans include reviewing individual policies to align them with common area master coverage and assisting with claims filings for damages or liability. The agency provides guidance on loss assessment and special assessments that may arise from shared building issues. It serves clients living in single-family homes, apartments, and various types of residential condominium properties throughout Middleburg, FL.
Felisha Foote Allstate Insurance provides residential condo insurance services in the Middleburg area. The agency also handles commercial coverage for local condominium associations. The team can help property owners assess their policy needs within the surrounding Clay County region. They focus on explaining common coverage options for individual unit owners. Follow-up consultations and policy reviews are available between regular visits to ensure ongoing protection.
Brightway Insurance, The Herd Agency serves Middleburg, Florida, and the surrounding communities of Clay County with specialized condo insurance coverage. This agency handles policies tailored to condominium owners, including protection for interior structures, personal property, and liability exposure not covered by the master association policy. To handle a typical job, the agency begins with a thorough review of the condo’s governing documents and then customizes coverage limits to match the unit owner’s specific risk profile and budget constraints.
Direct Auto Insurance, located in Middleburg, Florida, serves local condo owners by providing insurance policies designed for individual unit coverage. The agency typically offers protection for interior structures, personal property, and liability risks specific to shared buildings. Condo insurance differs from standard homeowners insurance, often covering gaps left by the master association policy. Many residents use such policies to safeguard valuables and cover deductibles from building claims. This agency can additionally assist with adding loss assessment coverage, which protects owners against special assessments from the condo association for shared property damage.
In managing condo insurance, property owners and associations choose between one-time policies for specific incidents or recurring coverage for ongoing protection. This agency in Middleburg, FL, helps clients navigate differences between personal condo unit policies and master association plans, ensuring proper alignment of coverage limits for common areas and individual interiors. They assess factors like building construction and local weather risks when recommending deductibles and liability options. Service appointments are available on a scheduled or as-needed basis to address renewals, claims questions, or policy adjustments throughout the year.
Liberty DSI serves Middleburg, Florida, and the broader Clay County area as a Condo Insurance Agent. The company helps condominium unit owners secure coverage that addresses building property, personal liability, and loss assessments. Policies are tailored to meet the requirements of individual condo associations and mortgage lenders. Liberty DSI also assists clients with filing claims for damage caused by water leaks or storm events specific to this region.
Roberts Insurance of Middleburg specializes in securing tailored condo insurance policies that address individual unit coverage needs, including interior structures and personal liability. The agency also serves the Middleburg area by providing general insurance guidance and policy adjustments for condominium owners. It assists clients in reviewing master policy gaps and filling them with appropriate personal coverage. Before hurricane season, the company helps condominium residents evaluate their wind and flood protection options.
As hurricane season approaches in Middleburg, many condo owners review their coverage to ensure their investment is protected. Jenny Lynne & Co offers professional condo insurance guidance tailored to the specific needs of local homeowners and associations. The agency works with clients to understand building policies and personal contents coverage. By carefully explaining policy details and deductible options, they help Middleburg residents secure appropriate financial safeguards for their units. An initial assessment of the property and current coverage begins the process of finding the right insurance solution.
What Does a a Condo Insurance Agent in Middleburg Cost?
The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a standard unit. Factors like location building age and coverage limits affect the price. Policies in flood zones or coastal areas may cost more. This is general information and not insurance advice.
About condo insurance agents in Middleburg
A condo insurance agent in Middleburg Florida can help you find a policy that covers your personal property and interior walls. Florida law requires condo associations to insure the building but not your belongings. An agent can explain how loss assessment coverage works for shared areas.
Frequently Asked Questions
What does a condo insurance agent in Middleburg do?
A condo insurance agent helps you compare policies from different insurers. They explain what the master policy covers and what you need for your unit. They also advise on deductibles and liability limits.
Is condo insurance required in Florida?
Florida law does not require condo owners to have insurance. However most mortgage lenders do require a policy. An agent can help you meet lender requirements and protect your investment.
What is loss assessment coverage in Florida?
Loss assessment coverage pays your share of a claim against the condo association. For example if the roof is damaged the association may charge each owner. An agent can help you choose a coverage limit that fits your risk.
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