The top-rated condo insurance agent in Miami Lakes, Florida is Florida One Insurance, rated 4.9 stars across 22,068 reviews. Other highly rated options include Lion Insurance Group, AllStar Insurance & Taxes, Univista Insurance. This directory lists 17 condo insurance agents serving Miami Lakes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance | 15165 NW 77th Ave | (786) 501-2059 |
| 2 | Lion Insurance Group | 7950 NW 155th St STE 203 | (954) 384-2900 |
| 3 | AllStar Insurance & Taxes | 16010 NW 57th Ave Suite 110 | (305) 909-6886 |
| 4 | Univista Insurance | 5901 NW 151st St #201 | (786) 509-4845 |
| 5 | Estrella Insurance | 15434 NW 77th Ct | (305) 828-3311 |
| 6 | HoneyQuote | Florida Home Insurance | 5875 NW 163rd St #207 | (561) 264-2614 |
| 7 | Equiinsurance | 14062 NW 82nd Ave | (305) 557-5578 |
| 8 | NSI Insurance Group | 5875 NW 163rd St #207 | (305) 556-1488 |
| 9 | GreatFlorida Insurance: Linette Gutierrez | 15271 NW 60th Ave Suite 202 | (305) 260-6518 |
| 10 | Preferred Insurance Advisors Inc. | 14100 Palmetto Frontage Rd suite 320 | (305) 698-9880 |
Florida One Insurance serves condo owners throughout the Miami Lakes area and the surrounding Miami-Dade County region. The agency focuses specifically on helping residents secure appropriate coverage for their individual condominium units. This work typically involves coordinating master association policies with personal contents and liability protection. Understanding the unique insurance needs of Florida condo dwellers is central to its daily operations. It regularly assists clients with loss assessment endorsements and dwelling coverage tailored to local association bylaws.
Lion Insurance Group provides a full range of condo insurance services in Miami Lakes, FL, including policy evaluations and tailored coverage options. It offers annual policy reviews to ensure proper protection and assists with claims processing when needed. Routine maintenance plans are available to adjust coverage as building regulations or condo association requirements change. The agency services single-family homes, apartments, retail storefronts, and local restaurants.
AllStar Insurance & Taxes serves homeowners, businesses, and property managers in Miami Lakes, Florida, by helping them secure tailored condo insurance policies that protect individual units and shared building assets. The company also assists clients with understanding local association requirements and coverage limits common in South Florida. Its services extend to surrounding communities, including the nearby city of Hialeah, offering similar condo insurance guidance to residents there.
Univista Insurance is known for providing tailored condo insurance solutions in Miami Lakes, Florida. The company helps unit owners protect their personal property and liability within individual condominium units. Its service range includes coverage for interior fixtures, appliances, and additional living expenses following a covered loss. Univista Insurance also offers the ability to add on loss assessment coverage, which protects policyholders from special assessments levied by the homeowners association for shared property damage.
Estrella Insurance provides residential condo insurance in Miami Lakes, Florida, helping owners protect their units and personal property. Commercial coverage is also available for associations needing broader liability protection. Service extends throughout Miami Lakes and surrounding South Florida areas. The agency evaluates individual policy needs during each visit, discussing building coverage limits and contents protection. Follow-up support is offered after a policy is issued, and repeat customers can arrange regular insurance reviews to adjust coverage as their circumstances change.
Located in Miami Lakes, HoneyQuote | Florida Home Insurance serves that city and the surrounding South Florida communities. Its team handles condominium unit owner policies, including master policy gap coverage and personal property protection. Each job begins with a thorough assessment of the association’s coverage structure to find where the unit owner needs additional protection. The agency then compares available markets to match the specific condo bylaws and owner assets. Throughout the process, it clarifies policy terms to ensure the homeowner understands their coverage limits and excluded perils.
Equiinsurance specializes in tailored condo insurance policies for Miami Lakes residents, covering individual unit interiors and personal liability. The agency works with property owners to address association master policy gaps and protect against common losses. Services include policy reviews, coverage adjustments for renovations, and claims assistance. Condo insurance in this area often requires attention to hurricane deductibles and flood exclusions. Equiinsurance helps clients understand seasonal storm preparation needs and how to secure adequate protection before the Atlantic hurricane season peaks.
Based in Miami Lakes, NSI Insurance Group helps clients understand the difference between one-time policy setup and ongoing coverage management. A condominium insurance agent addresses the gap between a condo association’s master policy and an individual unit owner’s personal property and liability needs, requiring detailed examination of each policy’s terms and exclusions. This local agent provides these specialized services on both a one-time and as-needed basis, accommodating homeowners at the time of purchase or upon request.
With the Atlantic hurricane season pressing upon Miami Lakes homeowners, Preferred Insurance Advisors Inc. helps ensure their condo policies are reviewed for sufficient wind and flood coverage. The agency focuses exclusively on condo insurance, providing Florida-specific guidance on master policy gaps and special assessment risks. A no-cost initial risk assessment examines policy deficiencies and recommends appropriate adjustments. This personalized consultation sets the groundwork for an on-site property inspection to finalize coverage details.
What Does a a Condo Insurance Agent in Miami Lakes Cost?
Condo insurance costs in Miami Lakes Florida typically range from 300 to 800 dollars per year for an HO-6 policy. Factors include the unit value location and the deductible amount. Windstorm coverage can add 100 to 300 dollars annually due to Florida hurricane risk. Costs vary by case and insurance company. This is general information not insurance advice.
About condo insurance agents in Miami Lakes
A condo insurance agent in Miami Lakes Florida helps unit owners secure proper coverage for their condominium. Florida law requires condo associations to maintain a master policy but unit owners still need individual HO-6 policies for personal property and interior improvements. Local agents understand the specific requirements of Miami Lakes condos and can guide you through Florida insurance regulations.
Frequently Asked Questions
What does a condo insurance agent in Miami Lakes do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior walls and liability. They also explain how your policy coordinates with the condo associations master policy. In Florida this is especially important because association deductibles can be high.
Is condo insurance required for unit owners in Miami Lakes Florida?
Yes most condo associations in Florida require unit owners to carry an HO-6 policy. Florida Statute 718.111 does not mandate it but individual association bylaws usually do. Your agent can help you meet the minimum coverage requirements set by your association.
How does Florida law affect condo insurance for Miami Lakes owners?
Florida law requires condo associations to insure the building and common areas but unit owners are responsible for their own interior. The Florida Condominium Act also allows associations to impose large windstorm deductibles. A local agent can help you choose coverage that protects you from these deductibles.
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