The top-rated condo insurance agent in Jacksonville, Florida is Augustyniak Insurance Group, rated 4.9 stars across 2,263 reviews. Other highly rated options include Brightway Insurance, The Pihl Agency, Bold City Insurance, Ricci Insurance Group. This directory lists 20 condo insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Augustyniak Insurance Group | 12058 San Jose Blvd STE 304 | (904) 268-3106 |
| 2 | Brightway Insurance, The Pihl Agency | 3003 Claire Ln Suite 401 | (904) 262-2886 |
| 3 | Bold City Insurance | 12627 San Jose Blvd STE 604 | (904) 495-0523 |
| 4 | Ricci Insurance Group | 3721 Dupont Station Ct S | (904) 710-2310 |
| 5 | 925 Partners Insurance Agency | 12735 Gran Bay Pkwy Ste 130 | (855) 925-1200 |
| 6 | My Florida Mobile Home Insurance | 12058 San Jose Blvd STE 303 | (904) 262-8153 |
| 7 | Aleman Insurance Agency LLC | 1819 Hendricks Ave Ste 3 | (904) 337-3379 |
| 8 | A & B Insurance Agency, Inc | 2153 Blanding Blvd | (904) 388-6446 |
| 9 | Rumlin Insurance Agency | 5600 New Kings Rd #4 | (904) 764-1753 |
| 10 | Insurance Planet | 7999 Philips Hwy #209 | (904) 990-7797 |
Augustyniak Insurance Group serves the Jacksonville, Florida metro area as a provider of condo insurance policies. This agency helps condominium unit owners secure coverage that protects their personal property and interior structures against common perils such as fire, theft, and water damage. They assist clients in understanding master policy gaps and selecting appropriate liability protection for their individual units. Their services include customizing loss assessment coverage and tailoring personal liability limits for local condo residents.
Brightway Insurance, The Pihl Agency provides condo insurance services for property owners in Jacksonville, Florida. It offers tailored coverage options to protect units and personal belongings against common risks. The agency assists clients in comparing multiple policies to find appropriate protection levels and deductibles. Maintenance consultation is available to help policyholders understand how routine upkeep can prevent future claims. This agency services single-family homes, apartments, retail spaces, and restaurants.
Bold City Insurance serves homeowners, investors, and property managers in Jacksonville, Florida, by offering specialized condo insurance policies that cover individual units and common area liabilities. These policies help protect personal belongings and interior structures against local weather events like storms. The agency assists clients in navigating coverage options tailored to condominium association requirements. Bold City Insurance also serves the neighboring community of Atlantic Beach, ensuring residents in the greater Jacksonville metro area have access to professional guidance for their condo insurance needs.
Ricci Insurance Group serves Jacksonville, Florida, and its surrounding communities with condo insurance coverage. The company handles policies that address the specific needs of condominium owners, including interior structures, personal property, and liability protection within the local area. Navigating the unique master policy structures of various condo associations is a key part of its work. To handle a typical job, it first reviews the association’s master policy to determine coverage gaps, then tailors an individual policy to match the client’s specific unit and lifestyle requirements.
925 Partners Insurance Agency in Jacksonville, FL, specializes in tailoring policies for condominium owners, addressing specific unit coverage gaps left by master association plans. Its general service work includes evaluating personal property, interior fixtures, and loss assessment exposures for individual policyholders. Florida’s intense hurricane season and associated storm surge risks often prompt the agency to review windstorm deductibles and flood insurance options with clients.
My Florida Mobile Home Insurance in Jacksonville, FL helps clients distinguish between a one-time policy for a newly purchased condo unit and recurring annual coverage that automatically renews. Condo insurance agents in this area typically outline per-occurrence deductibles and personal property limits while explaining how the master association policy interacts with individual unit coverage. Service runs on both a one-time basis for new policies and an as-needed schedule for mid-term changes or claims.
As hurricane season approaches in Jacksonville, Aleman Insurance Agency LLC provides condo owners with policies tailored to protect against storm damage and flooding risks. This local agency specializes in condo insurance, addressing the unique needs of shared-building ownership. They assess coverage requirements for interior structures, personal property, and liability within association master policies. The process begins with a thorough inspection of the unit to evaluate current protections and identify gaps in necessary against regional weather threats.
Located in Jacksonville, A & B Insurance Agency, Inc works to help clients select appropriate condo insurance policies. This agency specializes in extending standard condo coverage with options for individual unit upgrades. Their service adapts to the unique protection needs of multi-unit property owners. These insurance solutions include policies designed for various commercial sectors, such as offices, warehouses, and food service establishments.
Rumlin Insurance Agency in Jacksonville, Florida, is known for helping condominium owners secure appropriate property coverage tailored to their specific association requirements. The firm serves clients throughout the local market by offering policies that address interior dwelling protection and personal liability. A core service includes gap coverage for assessments or upgrades not covered by the master policy. Additionally, the agency regularly provides water backup and loss assessment endorsements as a specialty add-on for comprehensive unit protection.
Insurance Planet in Jacksonville, FL provides residential condo insurance service, addressing the specific coverage needs of individual unit owners. They also offer commercial policies for condo associations seeking property and liability protection. Their service area includes the broader Jacksonville region. A dedicated agent helps clients compare policies during the initial selection process. Every renewal period allows for a thorough review to adjust coverage. This follow-up service establishes continuity between regular annual visits, ensuring each condo remains adequately protected as circumstances change.
What Does a a Condo Insurance Agent in Jacksonville Cost?
The cost of a condo insurance policy in Florida typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. However premiums can be higher in coastal areas like Jacksonville due to hurricane risk. Factors like the age of the building your deductible and the amount of personal property coverage also affect the price. This is general information and not insurance advice.
About condo insurance agents in Jacksonville
A condo insurance agent in Jacksonville helps you understand the coverage needed for your unit. Florida law requires HO-6 policies to cover certain gaps left by the association master policy. Local agents know the specific risks like hurricanes and flooding that affect Jacksonville properties.
Frequently Asked Questions
What does a condo insurance agent do in Jacksonville?
A condo insurance agent helps you buy an HO-6 policy that covers your personal property and liability. They also explain what your association master policy covers so you do not have gaps. In Florida the agent can advise on windstorm and flood coverage which are often separate.
Do I need a special agent for a condo in Florida?
You do not need a special license but you should work with an agent experienced in Florida condos. Florida law requires that your HO-6 policy cover the deductible on the master policy for certain losses. An experienced agent will ensure your policy meets this requirement.
How do I choose a condo insurance agent in Jacksonville?
Look for an agent who is licensed in Florida and has experience with condominium associations. Ask if they can explain the master policy and help you select appropriate coverage limits. You can verify an agents license through the Florida Department of Financial Services website.
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