The top-rated condo insurance agent in Dunedin, Florida is Isaac Stuiso - State Farm Insurance Agent, rated 4.9 stars across 367 reviews. Other highly rated options include Freeway Insurance, Dockside Insurance, Solace Insurance. This directory lists 14 condo insurance agents serving Dunedin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaac Stuiso - State Farm Insurance Agent | 1780 Main St #C | (727) 221-7500 |
| 2 | Freeway Insurance | 1411 Main St | (727) 203-7002 |
| 3 | Dockside Insurance | 748 Broadway #201 | (727) 475-7788 |
| 4 | Solace Insurance | 1659 Achieva Way Suite 121 | (727) 585-1174 |
| 5 | Jeff Campbell: Allstate Insurance | 1365 Main St | (727) 738-6088 |
| 6 | Ross Insurance Group Inc | 934 Curlew Rd | (727) 734-7000 |
| 7 | Dave Cosper - State Farm Insurance Agent | 1164 Belcher Rd | (727) 733-7610 |
| 8 | Robbie Hussein: Allstate Insurance | 1460 Beltrees St Ste 5 | (727) 733-8181 |
| 9 | Sebanda Insurance | 2323 Curlew Rd STE 7A | (727) 242-9303 |
| 10 | Peter Markos Insurance | 1454 Main St A | (727) 738-0777 |
Isaac Stuiso - State Farm Insurance Agent serves the Dunedin, Florida area as a local condo insurance agent. The agency helps condo owners and associations find coverage tailored to their specific property needs. Policies typically address common wall responsibility and personal liability concerns unique to attached housing. Services include dwelling protection and loss assessment coverage for homeowners trying to safeguard their investment. The agency also handles personal property and medical payments coverage specific to condominium living in Pinellas County.
Freeway Insurance serves the Dunedin, Florida area as a condo insurance agent. It assists condominium unit owners in securing residential coverage tailored to their individual needs. The company helps clients understand the distinctions between master building policies and personal unit policies. It also provides guidance on loss assessment endorsements that cover special assessments from the condo association. Common services handled include interior structure coverage for unit improvements and personal liability protection for accidents within the owned unit.
Dockside Insurance provides comprehensive condo insurance services for property owners in Dunedin, Florida, including policy consultations, risk assessments, and claims assistance. It offers ongoing maintenance of coverage plans to ensure clients meet their homeowners association requirements and personal asset protection needs. Regular policy reviews and updates are available to adapt to changing property values and local regulations. The company services condominiums, single-family homes, apartment buildings, retail spaces, and restaurants.
Solace Insurance serves condo unit owners and homeowners associations in Dunedin, Florida, offering tailored coverage for individual units and common areas. This agency helps clients navigate the unique insurance needs that come with condominium living, including loss assessment and interior structural protection. Its services extend to assisting property managers with master policy gaps and personal liability concerns. The agency also provides coverage solutions for clients in the nearby community of Clearwater and the broader Tampa Bay metropolitan area.
Jeff Campbell: Allstate Insurance provides condo insurance services for residents in Dunedin, Florida. Its specialty offerings typically include protection for personal property, liability coverage, and loss assessments, tailored specifically for condominium unit owners. The agency also helps clients navigate master policy gaps and understand coverage options. During Florida’s hurricane season, it assists policyholders in evaluating windstorm deductibles and securing adequate coverage before storms arrive.
Ross Insurance Group Inc, located in Dunedin, FL, distinguishes between a one-time consultation for assessing a specific property’s condo insurance needs and a recurring service that maintains ongoing coverage adjustments. Their work focuses on explaining common coverage areas such as interior walls, fixtures, and personal liability, which can vary by association master policy. Service is available on a one-time, scheduled, or as-needed basis to accommodate individual policyholders’ changing requirements.
Serving Dunedin and the surrounding communities in Pinellas County, Dave Cosper - State Farm Insurance Agent handles condo insurance needs for unit owners and associations. The agency focuses on securing coverage that protects personal property, interior structures, and liability exposures specific to condominium living. Each policy is carefully reviewed to align with the master policy and the individual’s specific requirements. For a typical job, the agent begins by discussing the client’s living situation and reviewing the association’s master policy, then tailors a personal coverage plan to fill any gaps.
After a hurricane or tropical storm passes over Dunedin, condo owners often face the complex task of filing claims for wind and water damage. Robbie Hussein: Allstate Insurance responds as a local agent serving the area. This agency specializes in helping residents navigate the specific coverage requirements for condominium associations, including master policy gaps and interior improvements. Their role involves clarifying how individual policies interact with building-wide coverage. The process typically begins with a thorough personal inspection of the unit's interior finishes and personal property to document existing conditions.
Sebanda Insurance provides a range of coverage options designed specifically for condo unit owners in Dunedin, Florida. Its policies typically address interior structural elements, personal belongings, and personal liability within the community. The agency also offers loss assessment coverage and optional upgrades for valuable items. Standard service includes periodic policy reviews to ensure adequate protection as property values change. Sebanda Insurance primarily handles coverage for condominiums and single-family homes, though it also extends its services to apartment complexes and retail storefronts within the local area.
What Does a a Condo Insurance Agent in Dunedin Cost?
Condo insurance in Florida typically costs between 300 and 800 dollars per year for a standard HO6 policy. Costs vary based on your unit value, location in Dunedin, deductible choice, and additional coverages like flood or wind. Flood insurance is separate and often required for condos in flood zones. This is general information and not insurance advice.
About condo insurance agents in Dunedin
A condo insurance agent in Dunedin Florida helps you understand the unique coverage needs for your unit. Florida law requires condominium associations to carry a master policy, but you still need a personal policy for your interior and belongings. A local agent can explain how Florida Statute 718.111 affects your coverage limits and deductible responsibilities.
Frequently Asked Questions
What does a condo insurance agent in Dunedin do?
A condo insurance agent reviews your association master policy and helps you buy a personal HO6 policy. They explain what the master policy covers and what you must cover yourself, such as interior walls, fixtures, and personal property.
Is condo insurance required by law in Florida?
Florida law does not require you to buy condo insurance, but your mortgage lender will likely require it. Many condominium associations also require you to carry a minimum amount of liability and loss assessment coverage as part of their bylaws.
How does the Florida master policy affect my condo insurance?
The master policy covers the building structure and common areas. Your personal policy covers your interior improvements and personal belongings. You should also consider loss assessment coverage for special assessments from the association, which is common in Florida.
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