The top-rated commercial insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, McLane Insurance Agency, The Beacon Mutual Insurance Company. This directory lists 17 commercial insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | The Beacon Mutual Insurance Company | 1 Beacon Center | (401) 825-2667 |
| 5 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 6 | Providence Mutual Fire Insurance Co | 340 East Ave | (877) 763-1800 |
| 7 | Sacchetti Classic Auto Insurance | 845 Post Rd | (401) 461-0900 |
| 8 | Elder Care Insurance Solutions Inc | 3466 W Shore Rd Rear | (401) 885-7467 |
| 9 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 10 | The Egis Group | 120 Lavan St | (401) 274-0303 |
Bankers Life serves businesses and individuals throughout Kent County and the Warwick area, offering commercial insurance agency services tailored to the needs of local enterprises. The company provides essential coverage options designed to help firms manage risk and protect their assets. Typical offerings include general liability policies and commercial property insurance, which are vital for safeguarding operations and physical locations. Bankers Life also assists clients in securing workers' compensation plans for their employees, addressing workplace injury risks, and obtaining business interruption coverage to offset revenue loss during unexpected closures.
Brook Insurance Associates LLC serves businesses and commercial property managers in the Warwick, Rhode Island, area by offering a variety of commercial insurance policies. It helps clients secure coverage for general liability, property, and workers' compensation risks. The company further assists with commercial auto policies and business owner’s packages. Agent consultations focus on assessing unique operational exposures to recommend appropriate protection. As a local agency, Brook Insurance Associates LLC also works with commercial clients located in the neighboring city of Cranston and the greater Providence metropolitan region.
McLane Insurance Agency provides residential insurance services to property owners in Riverside, Rhode Island. The agency also delivers commercial insurance coverage for local businesses seeking protection for their assets and operations. Policies are tailored to meet the needs of small and mid-sized enterprises in the surrounding area. Clients can expect clear explanations of their coverage options and responsive support. Regular follow-up between renewal visits is provided to address any changes in coverage requirements or business circumstances.
The Beacon Mutual Insurance Company serves businesses in Warwick, Rhode Island, and the surrounding communities throughout the state. It handles commercial insurance policies that cover property, liability, and other operational risks specific to local enterprises. The agency works to match each client with appropriate coverage limits and deductibles. It typically assesses a company’s exposures, reviews its daily operations, and then customizes a plan that addresses the most relevant hazards while staying within the owner’s budget.
DeGiulio Insurance Group, LLC in Warwick, RI offers both one-time commercial policies and ongoing coverage arrangements for area businesses. They provide general liability, property, and workers’ compensation insurance, helping local enterprises manage operational risks. As a commercial insurance agent, the firm works to match clients with appropriate protection from various carriers. Service arrangements run on a scheduled renewal basis to accommodate evolving policy needs.
Providence Mutual Fire Insurance Co offers a comprehensive range of commercial insurance agent services designed to protect business operations in the Warwick area. It provides ongoing risk management consultation and policy maintenance plans to ensure coverage remains aligned with evolving needs. Clients have consistent access to agents for policy reviews and claims support. The company services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
As winter weather across Rhode Island causes unpredictable road conditions, Warwick businesses require reliable commercial auto coverage to protect their vehicles and fleets. Sacchetti Classic Auto Insurance serves as a commercial insurance agent, offering policies tailored to meet the liability and physical damage needs of local companies. The agency helps clients evaluate risks associated with delivery vans, service trucks, and other commercial vehicles operating throughout the region. New clients can begin by scheduling a thorough inspection and assessment of their current coverage and vehicle inventory.
Elder Care Insurance Solutions Inc operates as a commercial insurance agent in Warwick, RI, assisting business owners with coverage needs while focusing on specialized risk management for healthcare-related enterprises. The agency evaluates liability, property, and operational exposures to design appropriate policies. It serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments, tailoring protection to each industry's distinct regulatory and operational demands.
What Does a a Commercial Insurance Agent in Warwick Cost?
Commercial insurance costs in Rhode Island vary by business type, size, and risk. A small retail shop in Warwick might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars or more for a package policy. Workers compensation rates are set by the state and depend on payroll and industry classification. This is general information, not insurance advice.
About commercial insurance agents in Warwick
Commercial insurance agents in Warwick, Rhode Island help local businesses find coverage for property, liability, and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. A local agent can explain these requirements and find policies that match your business needs.
Frequently Asked Questions
What types of commercial insurance do agents in Warwick offer?
Agents in Warwick offer general liability, property insurance, commercial auto, workers compensation, and professional liability. They also provide specialized policies for industries like construction and retail.
Is commercial auto insurance required in Rhode Island?
Yes, Rhode Island law requires commercial auto insurance for vehicles used for business purposes. Minimum liability limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury.
How do I choose a commercial insurance agent in Warwick?
Look for an agent licensed in Rhode Island with experience in your industry. Ask about their claims process and whether they represent multiple insurance companies to compare options.
Commercial Insurance Agents in Other Rhode Island Cities
Cranston · East Greenwich · East Providence · Johnston · Middletown · North Kingstown · North Providence · Pawtucket · Providence · West Warwick · Woonsocket