The top-rated commercial insurance agent in North Kingstown, Rhode Island is Mary Lippe: Allstate Insurance, rated 4.8 stars across 34 reviews. Other highly rated options include North Kingstown Insurance, LENNON INSURANCE AGENCY LLC, Cathleen Harrison: Allstate Insurance. This directory lists 10 commercial insurance agents serving North Kingstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mary Lippe: Allstate Insurance | 6828 Post Rd | (401) 885-6110 |
| 2 | North Kingstown Insurance | 6480 Post Rd #2 | (401) 337-7023 |
| 3 | LENNON INSURANCE AGENCY LLC | 7444 Post Rd | (401) 783-1816 |
| 4 | Cathleen Harrison: Allstate Insurance | 685 Boston Neck Rd | (401) 725-8150 |
| 5 | Amwins Group Benefits. LLC. | 50 Whitecap Dr | (800) 242-1991 |
| 6 | Wickford Insurance Inc | 1130 Ten Rod Rd | — |
| 7 | Falvey Insurance Group | 66 Whitecap Dr | (401) 792-0144 |
| 8 | Sangster Insurance | 70 Romano Vineyard Way | (401) 295-2200 |
| 9 | Nationwide Insurance: Mark J Graham | 650 Ten Rod Rd | (401) 295-9100 |
| 10 | Axia Insurance Services | 420 Scrabbletown Rd Suite C | (401) 268-3060 |
What Does a a Commercial Insurance Agent in North Kingstown Cost?
Typical costs for commercial insurance in Rhode Island vary widely by industry, business size, and location. A small retail shop in North Kingstown might pay 500 to 1,500 dollars per year for general liability, while a construction company could pay 3,000 to 10,000 dollars or more. Workers compensation rates are set by the state and depend on your payroll and classification code. This is general information, not insurance advice.
About commercial insurance agents in North Kingstown
Commercial insurance agents in North Kingstown, Rhode Island help local businesses find coverage for property, liability, and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. Agents can guide you through state-specific requirements and help protect your business assets.
Frequently Asked Questions
What types of commercial insurance do North Kingstown businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Rhode Island law requires workers compensation for businesses with one or more employees. Your agent can help you determine which policies fit your specific industry.
How do I find a commercial insurance agent in North Kingstown Rhode Island?
You can search online directories or ask other local business owners for referrals. Look for agents licensed in Rhode Island who have experience with your type of business. Many agents offer free initial consultations to discuss your needs.
What is the minimum liability coverage for commercial vehicles in Rhode Island?
Rhode Island requires minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage. Commercial vehicles may need higher limits depending on the type of business and vehicle use.
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