The top-rated commercial insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 16 commercial insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 10 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
Affordable Insurance serves the Pawtucket, Rhode Island metro area as a commercial insurance agent. The company assists local businesses with obtaining necessary coverage for general liability and property protection. It works with a variety of enterprises to assess their individual risk exposures. Affordable Insurance also provides guidance on workers’ compensation policies and commercial auto insurance options. These services help businesses in the area manage claims and meet regulatory requirements. The firm handles specific coverage for restaurant operations and contractors' general liability.
Andrews Insurance Agency provides a full range of commercial insurance solutions including general liability, property, and workers' compensation coverage for businesses in Pawtucket, RI. Its service plans include regular policy reviews to ensure adequate protection as business needs evolve, along with claims assistance to help clients navigate the process. The agency serves single-family homes, apartments, retail locations, and restaurants, tailoring coverage to the unique requirements of each commercial operation and property type.
Medicare Mavis in Pawtucket, RI, helps businesses distinguish between one-time service options for a single project and recurring service agreements for ongoing risk management. The agency provides commercial insurance agent coverage tailored to local companies, including general liability, property, and workers’ compensation policies. Clients can engage services on an as-needed basis, scheduling individual consultations only when policy reviews or adjustments are required, rather than committing to a fixed maintenance schedule.
Jack Tavares: Allstate Insurance serves clients in Pawtucket, Rhode Island, and the surrounding communities. The agency handles commercial insurance needs for local businesses, including risk assessment and policy selection. Each client’s specific operations and liabilities are evaluated to determine appropriate coverage options. The agency provides guidance through the application process and manages ongoing policy adjustments as business needs evolve. A typical job begins with a thorough consultation and ends with a tailored coverage plan designed to address the unique exposures a commercial client faces.
Butler & Messier Insurance serves local businesses, property managers, and commercial property owners in Pawtucket, Rhode Island. It provides commercial insurance agent services, helping clients secure coverage for liability, property, and other business-related risks. The agency works with companies to navigate their specific insurance needs and find appropriate policies. Its services extend to businesses and property managers throughout the Providence metropolitan area, covering nearby communities such as Central Falls.
Smith Insurance Group in Pawtucket, RI offers specialty commercial insurance products tailored to small and midsize businesses, covering property, liability, and workers’ compensation. Its general service work includes helping local companies assess operational risks and secure appropriate coverage plans. As winter approaches, the agents assist firms in arranging protection against snow-related property damage and business interruption from hazardous weather.
As the winter season brings snow and ice to Pawtucket, local businesses face increased risks of slips on their storefronts and parking lots. Garcia Insurance Agency responds to these needs by providing commercial insurance policies that address such common seasonal hazards alongside more extensive liability coverage for shops and restaurants across the area. Their work process begins with a thorough on-site inspection of your property to assess current risks and identify coverage specifics.
All-Star Insurance Agency in Pawtucket, RI, provides commercial insurance policies designed to protect businesses from common operational risks. Its work involves assessing client needs and arranging coverage for property, liability, and workers’ compensation. The agency can add specialty endorsements for equipment breakdown, cyber liability, or commercial auto exposures. This tailored approach assists local enterprises in managing their unique loss potentials. The agency serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Since 2006, General Insurance LLC has provided residential property insurance in Pawtucket, RI, helping homeowners protect their dwellings. The agency also outfits local businesses with commercial insurance for general liability, property, and workers’ compensation. Companies in manufacturing, retail, and construction across Providence County rely on them for risk evaluation and policy placement between independent renewal cycles. The firm schedules annual coverage reviews with each client and handles mid-term endorsements for policy adjustments needed between regular service visits.
T & R Svc LLC is known for helping businesses in Pawtucket, RI, secure appropriate commercial insurance coverage for their daily operations. The agency works with local companies to assess liability, property, and worker protection needs. Commercial agents in this area typically guide clients through policy options that respond to regional business risks and regulatory requirements. T & R Svc LLC can also add on customized coverage for specialized equipment or unique industry exposures commonly faced by small to mid-sized enterprises in Rhode Island.
What Does a a Commercial Insurance Agent in Pawtucket Cost?
Commercial insurance costs in Pawtucket Rhode Island vary widely by industry and coverage limits. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction contractor could pay 3000 to 8000 dollars annually for combined coverage. Workers compensation rates are set by the state and depend on payroll and job classification. This is general information not insurance advice.
About commercial insurance agents in Pawtucket
Commercial insurance agents in Pawtucket Rhode Island help local businesses secure coverage for property liability and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. Agents can also advise on business auto policies and umbrella liability for companies operating in the Providence metropolitan area.
Frequently Asked Questions
What types of commercial insurance does a Pawtucket agent offer?
A Pawtucket commercial insurance agent typically offers general liability property insurance workers compensation and commercial auto coverage. They may also provide professional liability and cyber insurance for local businesses.
Is commercial auto insurance required for businesses in Rhode Island?
Yes Rhode Island law requires all motor vehicles used for business purposes to carry liability insurance. The minimum limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 25 thousand dollars for property damage.
How does a commercial insurance agent help with Rhode Island workers compensation rules?
Rhode Island employers with one or more employees must carry workers compensation insurance. A commercial agent can help you obtain a policy that meets the state requirements and advise on classification codes and premium audits.
Commercial Insurance Agents in Other Rhode Island Cities
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