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Find Commercial Insurance Agents Near You in Middletown, RI

Browse commercial insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated commercial insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Coastal Financial Group & Island Tax Associates, Carey, Richmond & Viking Insurance, Hilb Group. This directory lists 12 commercial insurance agents serving Middletown.

Showing 12 commercial insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Coastal Financial Group & Island Tax Associates575 E Main Rd(401) 846-4290
3Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
4Hilb Group500 W Main Rd(401) 847-5200
5KVT Insurance LLC2 Corporate Pl(401) 849-8502
6Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
7The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
8New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
9Defend Insure Agency12 Circle Dr(401) 213-1715
10Newport Insurance Agency460 E Main Rd(401) 619-1660
AM
49 E Main Rd
AAA Middletown
Commercial Insurance Agent · Middletown, RI

AAA Middletown serves businesses throughout Newport County from its location in Middletown, Rhode Island. As a commercial insurance agent, the firm assists local enterprises in securing essential coverage to protect their operations and assets. General liability policies help guard against claims of bodily injury or property damage arising from business activities. The agency also handles workers compensation insurance, which provides benefits for employees who suffer work-related illnesses or injuries, ensuring compliance with Rhode Island regulations and safeguarding business continuity.

CF
575 E Main Rd
Coastal Financial Group & Island Tax Associates
Commercial Insurance Agent · Middletown, RI

Coastal Financial Group & Island Tax Associates provides a broad range of commercial insurance solutions including general liability, property, and workers’ compensation coverage. The company offers tailored service plans designed to review and adjust policies as business needs evolve. A dedicated maintenance program helps ensure clients remain compliant with changing regulatory requirements in Rhode Island. Its team serves a variety of local commercial properties, including single-family homes converted for business, apartment complexes, retail storefronts, and independent restaurants.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Commercial Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance serves local businesses, commercial property managers, and entrepreneurs seeking reliable coverage for their operations and assets. As a commercial insurance agent in Middletown, Rhode Island, it guides clients through policies that protect against property damage, liability exposures, and other business risks common to the region. Tailored risk assessments help ensure that each commercial policy aligns with specific needs and industry requirements. The agency also extends its services to businesses in nearby Newport, meeting the coverage demands of that adjacent community as well.

HG
500 W Main Rd
Hilb Group
Commercial Insurance Agent · Middletown, RI

Hilb Group provides commercial insurance agency services to businesses in Middletown, Rhode Island, and throughout the surrounding Newport County communities. The agency handles a broad range of business insurance needs, including general liability, property coverage, and workers’ compensation for local companies of various sizes. To address each client’s specific exposures, its team begins with a thorough review of operations and risk factors. It then follows a structured process of comparing coverage options from multiple carriers to recommend an appropriate policy.

KI
2 Corporate Pl
KVT Insurance LLC
Commercial Insurance Agent · Middletown, RI

KVT Insurance LLC in Middletown, RI distinguishes between one-time policies, which protect a client for a single project or event, and recurring policies that renew to provide ongoing annual coverage. As a commercial insurance agent, the firm helps businesses manage risk by arranging essential liability and property coverage. Following the initial assessment to recommend and bind a policy, service for recurring accounts is delivered on a scheduled renewal basis, and adjustments can often be requested as needed.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Commercial Insurance Agent · Middletown, RI

Aquidneck Island Insurance specializes in customizing coverage packages for local businesses, from retail shops to construction firms, addressing liability, property, and workers compensation needs. As a commercial insurance agent in Middletown, RI, it also assists clients with policy reviews and claims guidance, ensuring protection aligns with evolving operations. Throughout the busy summer tourism season, the company helps seasonal businesses secure short-term liability coverage for increased foot traffic and temporary staffing.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Commercial Insurance Agent · Middletown, RI

The SIG Insurance Agencies in Middletown, Rhode Island handles coverage for business property, liability, and employee protection. Its specialty add-ons include professional liability and cyber insurance to address evolving operational risks. The agency can serve a range of commercial sectors, including offices needing general liability, warehouses requiring property and cargo protection, and food service operations seeking spoilage and liquor liability coverage.

NI
674 Aquidneck Ave
New Insurance Agency RI
Commercial Insurance Agent · Middletown, RI

Serving residential clients with standard property and casualty policies, this Middletown, RI agency also addresses commercial insurance needs for local businesses. Coverage options are tailored to protect small and mid-sized companies from operational risks common in the region. The agent focuses on clear communication of policy terms to ensure business owners understand their protection. After initial policy setup, the agency reaches out proactively at renewal and whenever a client’s business operations change, confirming that service continues effectively between regular scheduled visits.

DI
12 Circle Dr
Defend Insure Agency
Commercial Insurance Agent · Middletown, RI

As Middletown’s coastal properties and small businesses face seasonal weather risks, Defend Insure Agency works to match commercial clients with appropriate liability and property coverage. Serving local operations from retail shops to marine trades, this independent agency evaluates each business’s unique exposures before offering policy options from multiple carriers. They focus on explaining policy terms clearly so owners understand their risk management choices. After an initial consultation, a representative typically visits the client’s premises to inspect existing safety measures and assess potential hazards before preparing a tailored quote.

NI
460 E Main Rd
Newport Insurance Agency
Commercial Insurance Agent · Middletown, RI

Newport Insurance Agency, based in Middletown, RI, is known for delivering commercial insurance solutions tailored to local businesses. It assists clients across various industries with property, liability, and workers’ compensation coverage, helping manage risk and maintain compliance. The agency evaluates each company’s unique operations to design suitable policies. As an added specialty service, it can also arrange customized inland marine insurance to protect equipment and inventory while in transit.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Commercial Insurance Agent · Middletown, RI
(401) 849-4100
agency.nationwide.com/brian-e-rogers-in-middletown-ri
NI
702 Aquidneck Ave #18
Newport Insurance Solutions, LLC
Commercial Insurance Agent · Middletown, RI
(401) 603-6717
newportinsurancesolutions.com

What Does a a Commercial Insurance Agent in Middletown Cost?

The cost of commercial insurance in Rhode Island varies by business type size and risk factors. A small retail shop might pay 500 to 1 500 per year for general liability while a construction company could pay 5 000 to 15 000 annually. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information not insurance advice.

About commercial insurance agents in Middletown

Commercial insurance agents in Middletown Rhode Island help businesses manage risk and meet legal obligations. Rhode Island law requires most employers to carry workers compensation insurance. A local agent can tailor coverage for your specific industry and location.

Frequently Asked Questions

What types of commercial insurance do businesses in Middletown need?

Common coverages include general liability property insurance and workers compensation. Rhode Island requires employers with one or more employees to have workers comp. Agents can also advise on commercial auto and professional liability.

How do Rhode Island insurance laws affect my business policy?

Rhode Island has specific minimum requirements for commercial auto liability and workers compensation. For example the state mandates minimum auto liability limits of 25 000 per person and 50 000 per accident. Your agent can explain how these apply to your business.

What information do I need to get a quote from a commercial insurance agent in Middletown?

You will need details about your business such as number of employees annual revenue and type of operations. Also provide any current policies and claims history. This helps the agent find accurate quotes from multiple insurers.

Commercial Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.