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Find Commercial Insurance Agents Near You in Waterloo, IA

Browse commercial insurance agents serving Waterloo, Iowa. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Waterloo, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 commercial insurance agents in Waterloo, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
VGM Insurance Services
1111 Van Miller Wy, Waterloo, IA 50701
(800) 362-3363 vgminsurance.com
Christel Manson - State Farm Insurance Agent
1935 E Ridgeway Ave, Waterloo, IA 50702
(319) 232-6630 theinsurancechick.com
PDCM Insurance
3022 Airport Blvd, Waterloo, IA 50703
(319) 234-8888 pdcm.com
The Sinnott Agency
622 W 4th St, Waterloo, IA 50702
(319) 233-6103 sinnottagency.com
Farmers Insurance - Zachary Goodwin
2747 University Ave, Waterloo, IA 50701
(319) 243-1111 agents.farmers.com
Gallagher Insurance, Risk Management & Consulting
2945 Airport Blvd, Waterloo, IA 50703
(319) 433-1098 assuredpartners.com
Tjernagel Insurance
2920 Falls Ave, Waterloo, IA 50701
(319) 235-6719 tjernagelins.com
Farm Bureau Financial Services: Beau Jorgensen
3315 W 4th St, Waterloo, IA 50701
(319) 234-2000 fbfs.com
State Farm Insurance
974 Home Plaza, Waterloo, IA 50701
(319) 236-1512 statefarm.com
Farm Bureau Financial Services: Andrea McKenzie
3315 W 4th St, Waterloo, IA 50701
(319) 348-3800 fbfs.com
Elliott Hartman Agency
611 Ansborough Ave, Waterloo, IA 50701
(319) 233-8459 elliotthartman.com
Shelter Insurance - Jeff Gudenkauf
3680 University Ave Ste B, Waterloo, IA 50701
(319) 235-8090 shelterinsurance.com
Fish-Johnson Insurance Agency
3265 W 4th St, Waterloo, IA 50701
(319) 233-3335 fishjohnsonins.com
Yarwood Insurance Agency Inc.
1010 E Mitchell Ave #2, Waterloo, IA 50702
(319) 233-8463 yarwoodins.com
Bankers Life
1850 W Ridgeway Ave Ste 3, Waterloo, IA 50701
(319) 277-5173 branches.bankerslife.com
Walter Burtis American Family Insurance
350 E Ridgeway Ave, Waterloo, IA 50702
(319) 300-3202 amfam.com
Veridian Insurance
1827 Ansborough Ave, Waterloo, IA 50701
(800) 235-3228 veridiancu.org
Kvale Insurance
1425 W 5th St Ste 2, Waterloo, IA 50702
(319) 833-9428 kvaleinsurance.com
BankIowa Insurance
3222 Kimball Ave ste b, Waterloo, IA 50702
(319) 232-4571 bankiowainsurance.com
Gene Pint & Associates
2913 Falls Ave, Waterloo, IA 50701
(319) 234-8936 americannational.com

Commercial insurance agents in Waterloo Iowa help business owners find policies that meet state requirements and local needs. Iowa law requires certain businesses to carry workers compensation insurance if they have employees. An agent can explain coverage for liability property and vehicle risks specific to Black Hawk County.

What Does a Commercial Insurance Agent in Waterloo Cost?

Commercial insurance costs in Iowa vary by business type size and location. A small retail shop in Waterloo might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Factors like payroll revenue and claims history affect premiums. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance are common for Waterloo businesses?
Common types include general liability property insurance commercial auto and workers compensation. Iowa law mandates workers comp for most employers with one or more employees. Agents also offer professional liability and cyber insurance.
How does Iowa law affect commercial insurance requirements?
Iowa Code section 85.1 requires workers compensation coverage for most employers. Businesses must also carry liability insurance for vehicles used for work. An agent can help you understand these legal obligations for your Waterloo operation.