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Find Commercial Insurance Agents Near You in Ames, IA

Browse commercial insurance agents serving Ames, Iowa. Updated 2026-07-14.

The top-rated commercial insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Mark Doyle - State Farm Insurance Agent, Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Ames.

Showing 20 commercial insurance agents in Ames, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fortress Insurance Services426 S 17th St(515) 337-8700
2Mark Doyle - State Farm Insurance Agent2701 Stange Rd Ste 110(515) 232-8090
3Scott Richardson - State Farm Insurance Agent101 Main St(515) 232-0030
4Louis Slaughter III - State Farm Insurance Agent3515 Lincoln Way #102(515) 292-9030
5AlekCO Insurance119 Stanton Ave STE 702(515) 978-9040
6Pat Brown - State Farm Insurance Agent1112 Buckeye Ave(515) 233-1295
7Severson Insurance Agency, Inc3206 Grand Ave #102(515) 232-7203
8Shelter Insurance - Mike Dolan1228 Grand Ave(515) 232-3555
9Gallagher Insurance, Risk Management & Consulting1416 Buckeye Ave(515) 232-7060
10Joe Leto - COUNTRY Financial Representative315 6th St #205(515) 233-3045
FI
426 S 17th St
Fortress Insurance Services
Commercial Insurance Agent · Ames, IA

Fortress Insurance Services provides commercial insurance solutions for businesses throughout the Ames, Iowa area. The agency focuses on helping local companies manage their risk through tailored policy options. General liability and property coverage are typical offerings designed to protect against common operational exposures. Additional services often include workers' compensation and business auto insurance. These policies help safeguard assets and ensure compliance with state requirements. The agency handles coverage for a variety of industries, including contractors and retail establishments in this region.

MD
2701 Stange Rd Ste 110
Mark Doyle - State Farm Insurance Agent
Commercial Insurance Agent · Ames, IA

Mark Doyle - State Farm Insurance Agent in Ames, IA provides a full range of commercial insurance services, including general liability, property coverage, and business owner policies. Service plans are tailored to protect business assets, with maintenance through regular policy reviews and claims assistance to address changing coverage needs. The office works with many local property types, such as single-family homes, apartments, retail spaces, and restaurants.

SR
101 Main St
Scott Richardson - State Farm Insurance Agent
Commercial Insurance Agent · Ames, IA

Scott Richardson - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Ames area. This agency provides commercial insurance policies designed to protect local enterprises from common operational risks. General liability, property coverage, and business interruption insurance are typical offerings discussed with clients to safeguard their assets. Personalized consultations help businesses find coverage that aligns with their specific needs and daily operations. The agent also serves clients in the surrounding Boone County communities.

LS
3515 Lincoln Way #102
Louis Slaughter III - State Farm Insurance Agent
Commercial Insurance Agent · Ames, IA

Serving Ames, Iowa, and the surrounding Story County communities, Louis Slaughter III - State Farm Insurance Agent handles commercial insurance for local businesses, covering property, liability, and workers' compensation needs. The agency also addresses coverage for business vehicles and income protection. Starting with a thorough review of a client’s operations and risks, it customizes policies to match the specific exposures each enterprise faces, often comparing options to balance appropriate limits with budget considerations.

AI
119 Stanton Ave STE 702
AlekCO Insurance
Commercial Insurance Agent · Ames, IA

AlekCO Insurance specializes in commercial insurance policies for small to mid-sized businesses in Ames, IA. Its general work includes helping clients secure general liability, property, and workers compensation coverage. The agency analyzes local risk factors like severe weather and seasonal construction hazards. It provides guidance on tailoring policies to protect assets during the area’s intense summer storm season or when winter road conditions increase liability exposure.

PB
1112 Buckeye Ave
Pat Brown - State Farm Insurance Agent
Commercial Insurance Agent · Ames, IA

A commercial insurance client can choose between a one-time policy for a single project or a recurring coverage plan that renews for ongoing operations. Pat Brown - State Farm Insurance Agent in Ames, IA, offers options designed around general liability and property protection for local businesses. These policies help secure assets and mitigate risks associated with commercial ventures in the region. Consultations are typically available on an as-needed basis to address specific insurance requirements.

SI
3206 Grand Ave #102
Severson Insurance Agency, Inc
Commercial Insurance Agent · Ames, IA

Iowa winters can put unexpected strain on a business, from burst pipes to liability after a slip on ice. Severson Insurance Agency, Inc in Ames, IA helps local businesses address these season-specific exposures as a commercial insurance agent. The agency reviews a company’s daily operations to recommend policies that match current regional needs, such as property coverage for a thaw or general liability for seasonal foot traffic. An agent begins this process with an on-site inspection of the business premises and a thorough assessment of operational risks.

SI
1228 Grand Ave
Shelter Insurance - Mike Dolan
Commercial Insurance Agent · Ames, IA

Shelter Insurance - Mike Dolan in Ames, IA provides commercial insurance agent services for local businesses. The agency works with clients to assess their unique liability and property risks, then recommends appropriate coverage packages to protect operations. It also assists with specialty add-ons such as business interruption insurance and equipment breakdown protection. Common commercial sectors served include office complexes, warehouses, logistics centers, food service establishments, and retail storefronts throughout the Story County area.

GI
1416 Buckeye Ave
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · Ames, IA

Gallagher Insurance, Risk Management & Consulting in Ames, IA provides residential insurance options to protect local homeowners and their properties. The firm also offers commercial insurance agent services for area businesses, securing coverage for liability, property, and operational risks throughout the surrounding region. Clients are served across a wide range of industry needs with a focus on tailored policy solutions. After an initial policy set up, agents remain available to review coverage and adjust plans during regular visits or upon a client’s request for a follow-up consultation.

JL
315 6th St #205
Joe Leto - COUNTRY Financial Representative
Commercial Insurance Agent · Ames, IA
KF
809 Wheeler St #109
Katherine Frame American Family Insurance
Commercial Insurance Agent · Ames, IA
(515) 232-4142
amfam.com/agents/iowa/ames/katherine-frame
FI
123 6th St
Farmers Insurance - Mathew Johnson
Commercial Insurance Agent · Ames, IA
(515) 278-2249
agents.farmers.com/mjohnson7
SL
2713 Stange Rd #101
Scott Lawrence American Family Insurance
Commercial Insurance Agent · Ames, IA
(515) 232-3333
amfam.com/agents/iowa/ames/scott-lawrence
AS
118 Main St
Ann's Insurance Inc
Commercial Insurance Agent · Ames, IA
(515) 232-5501
annsinsurance.com
AG
415 S Duff Ave Ste B
Alliance General Insurance
Commercial Insurance Agent · Ames, IA
(515) 232-9271
alliancegeneralinsurance.com
TI
111 Jewel Dr
TrustPro Insurance Agency IA
Commercial Insurance Agent · Ames, IA
(515) 325-1776
anpac.com
HI
516 Lincoln Way # B
Highness Insurance Agency: Allstate Insurance
Commercial Insurance Agent · Ames, IA
(515) 232-0771
agents.allstate.com/highness-insurance-agency-ames-ia.html
HI
4820 Mortensen Rd #102
Hoyng Insurance Group
Commercial Insurance Agent · Ames, IA
(515) 292-2171
hoynginsurancegroup.com
AN
218 SE 16th St Ste 102
American National Insurance
Commercial Insurance Agent · Ames, IA
(319) 382-5127
americannational.com/agent
TI
321 5th St
Triplett Insurance
Commercial Insurance Agent · Ames, IA
(515) 598-2596

What Does a a Commercial Insurance Agent in Ames Cost?

Typical costs for commercial insurance in Iowa vary by industry and coverage level. A small retail business might pay 500 to 1500 per year for general liability. Workers compensation rates in Iowa average around 1.50 per 100 dollars of payroll for low risk jobs. Larger policies for manufacturing or agriculture can cost 5000 to 20000 annually. This is general information not insurance advice.

About commercial insurance agents in Ames

Commercial insurance agents in Ames Iowa help local businesses manage risk with policies that meet state requirements. Iowa law mandates certain coverages like workers compensation for most employers. Agents can assist with general liability property and commercial auto policies specific to Story County businesses.

Frequently Asked Questions

What types of commercial insurance do Ames businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. Iowa law requires workers compensation for businesses with one or more employees. An agent can review your specific risks.

How do Iowa insurance laws affect commercial policies?

Iowa Code Chapter 515 covers property and casualty insurance regulations. Businesses must carry minimum liability limits for commercial vehicles. Agents in Ames understand local compliance requirements for farms and small businesses.

Can a commercial insurance agent help with Iowa specific risks?

Yes. Agents can address risks like crop damage livestock liability and severe weather coverage. Iowa experiences frequent storms and tornadoes so property policies often include wind and hail protection.

Commercial Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.