Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 15 commercial insurance agents in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207
insspecinc.com
Ligouri Insurance
4320 1/2 SW 9th St, Des Moines, IA 50315
(515) 285-0370
ligouri-insurance.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033
boersmainsurance.com
Insurance Networking Systems
3512 Ingersoll Ave, Des Moines, IA 50312
(515) 243-1223
myinsagents.com
EMC Insurance Companies Headquarters
717 Mulberry St, Des Moines, IA 50309
(800) 362-2227
emcinsurance.com
Centro Insurance
5406 Douglas Ave, Des Moines, IA 50310
(515) 318-5638
centroinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402
adrianas-agency.com
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838
davis-insurance.com
Mauro Insurance
4314 SW 9th St, Des Moines, IA 50315
(515) 287-2257
mauroinsurance.net
Crivaro Insurance Agency
2449 SW 9th St, Des Moines, IA 50315
(515) 288-5589
brockerkarns.com
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988
dsminsuranceguy.com
Hartford Home Insurance Solutions
820 Lyon St #8, Des Moines, IA 50309
(808) 563-5011
home-insurance-desmoines.com
Diversec Insurance LLC
3703 Douglas Ave, Des Moines, IA 50310
(515) 809-2499
diversecinsurancellc.com
Downtown Insurance
655 Walnut St Suite 136, Des Moines, IA 50309
(515) 288-3004
downtowninsurance.net
Gallagher Insurance, Risk Management & Consulting
611 5th Ave #150, Des Moines, IA 50309
(515) 243-2707
locations.ajg.com
What Does a Commercial Insurance Agent in Des Moines Cost?
Commercial insurance costs in Iowa vary widely by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 8000 or more annually for workers comp and liability. Premiums depend on payroll revenue claims history and coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Des Moines businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Iowa law requires workers comp for businesses with at least one employee. Agents can also help with professional liability and cyber insurance.
How do I choose a commercial insurance agent in Des Moines?
Look for an agent licensed in Iowa with experience in your industry. Ask about their carrier partnerships and claims support. Many agents offer free initial consultations to review your business risks.
Are there Iowa specific laws that affect commercial insurance?
Yes Iowa has specific workers compensation rules and a competitive insurance market. The Iowa Insurance Division regulates agents and carriers. Iowa also follows a modified comparative fault rule for liability claims which can impact coverage needs.