ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeCommercial Insurance AgentsIowa › Council Bluffs

Find Commercial Insurance Agents Near You in Council Bluffs, IA

Browse commercial insurance agents serving Council Bluffs, Iowa. Updated 2026-07-14.

The top-rated commercial insurance agent in Council Bluffs, Iowa is Greg Duncan - State Farm Insurance Agent, rated 5.0 stars across 310 reviews. Other highly rated options include Tracy Hough - State Farm Insurance Agent, Smith Davis Insurance, JESSICA STEVENSON: Allstate Insurance. This directory lists 20 commercial insurance agents serving Council Bluffs.

Showing 20 commercial insurance agents in Council Bluffs, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Greg Duncan - State Farm Insurance Agent1705 McPherson Ave Ste 400(712) 352-3500
2Tracy Hough - State Farm Insurance Agent928 Valley View Dr Ste 4(712) 325-1916
3Smith Davis Insurance532 1st Ave # 101(712) 322-1600
4JESSICA STEVENSON: Allstate Insurance1534 Avenue J(712) 890-3072
5Plunkett Agency INC. American Family Insurance127 S 35th St(712) 322-6633
6NavSav Insurance - Council Bluffs100 E Broadway #100(712) 328-0305
7Armour Insurance123 S 4th St(712) 323-4959
8Campbell Insurance Agency Inc.103 North Ave #9(712) 328-3975
9Smart Insurance Solutions®300 W Broadway Suite 240(402) 925-3335
10Brocker, Karns & Karns Insurance229 S Main St(712) 322-1228
GD
1705 McPherson Ave Ste 400
Greg Duncan - State Farm Insurance Agent
Commercial Insurance Agent · Council Bluffs, IA

Greg Duncan - State Farm Insurance Agent serves the Council Bluffs, Iowa, metro area as a commercial insurance agent. The agency helps local businesses assess their coverage needs and secure policies that protect against common operational risks. Property insurance covers buildings and equipment from damage, while general liability addresses third-party injuries on business premises. Workers’ compensation policies support employees injured on the job. The agency handles commercial auto policies for vehicles used in business operations. It also assists with business interruption coverage and professional liability in the Council Bluffs area.

TH
928 Valley View Dr Ste 4
Tracy Hough - State Farm Insurance Agent
Commercial Insurance Agent · Council Bluffs, IA

Tracy Hough - State Farm Insurance Agent in Council Bluffs, IA provides a full range of commercial insurance products to protect local businesses. Coverage options are designed to address general liability, property damage, and business interruption risks. The agency offers ongoing policy reviews and claims assistance to ensure clients remain adequately covered as their needs evolve. Services for commercial properties include single-family homes used for business, apartment complexes, retail storefronts, and restaurants.

SD
532 1st Ave # 101
Smith Davis Insurance
Commercial Insurance Agent · Council Bluffs, IA

Smith Davis Insurance provides commercial coverage solutions for businesses, property managers, and independent contractors in the Council Bluffs, Iowa area. Its team works to structure policies that protect assets, income, and daily operations against common regional risks. Services include general liability, workers' compensation, and commercial property insurance tailored to each client’s specific industry. The agency also serves commercial clients operating within the broader Omaha metro region.

JS
1534 Avenue J
JESSICA STEVENSON: Allstate Insurance
Commercial Insurance Agent · Council Bluffs, IA

JESSICA STEVENSON: Allstate Insurance serves businesses in Council Bluffs and the surrounding Pottawattamie County communities. It handles commercial insurance needs for a range of local enterprises, helping them manage liability, property, and operational risk. The agency works closely with each client to understand their specific industry exposures. For a typical job, it analyzes the business’s daily operations to design appropriate coverage that addresses common commercial perils.

PA
127 S 35th St
Plunkett Agency INC. American Family Insurance
Commercial Insurance Agent · Council Bluffs, IA

At Plunkett Agency INC. American Family Insurance in Council Bluffs, commercial insurance clients can choose between one-time policies for specific projects and recurring coverage for ongoing business operations. Options include protection for property, liability, and lost income. Service for this local commercial insurance agent runs on an as-needed basis, with scheduled reviews available to adjust coverage as business conditions evolve.

NI
100 E Broadway #100
NavSav Insurance - Council Bluffs
Commercial Insurance Agent · Council Bluffs, IA

NavSav Insurance in Council Bluffs, Iowa, offers specialized commercial insurance services, including general liability and property coverage for local businesses. It works closely with clients to assess industry-specific risks and identify appropriate policy options that protect operations, assets, and employees from financial exposure. This agent also addresses ongoing liability concerns affecting small and mid-sized companies throughout the area. When winter storms or seasonal slowdowns disrupt business income, it helps commercial clients adjust their coverage to manage unexpected revenue gaps and operational interruptions during challenging months.

AI
123 S 4th St
Armour Insurance
Commercial Insurance Agent · Council Bluffs, IA

As spring thaws and construction projects ramp up in Council Bluffs, local businesses often require updated liability coverage for new equipment or seasonal workers. Armour Insurance serves as a commercial insurance agent, helping companies review their general liability, property, and workers’ compensation policies to address shifting risks. The firm also assists with policy adjustments for small retail stores, warehouses, and service contractors facing increased inventory or seasonal demand. An agent typically schedules an onsite inspection of the business premises and current operations to begin the coverage assessment.

CI
103 North Ave #9
Campbell Insurance Agency Inc.
Commercial Insurance Agent · Council Bluffs, IA

Campbell Insurance Agency Inc. in Council Bluffs, IA provides commercial insurance agent services, including general liability and property coverage for local businesses. The agency also offers specialized add-ons such as workers' compensation and business interruption insurance to protect operations. It primarily serves commercial sectors including offices, warehouses, and food service establishments, tailoring policies to their specific operational needs.

SI
300 W Broadway Suite 240
Smart Insurance Solutions®
Commercial Insurance Agent · Council Bluffs, IA

Smart Insurance Solutions® in Council Bluffs, Iowa, is known for helping local businesses secure commercial coverage that protects their daily operations and long-term assets. The agency serves a range of industries, offering policies for general liability, property, and workers’ compensation. It also guides clients through risk management strategies tailored to regional regulations and economic conditions. As a specialty service, the agency can add on customized business interruption insurance to help companies maintain financial stability during unexpected operational disruptions.

BK
229 S Main St
Brocker, Karns & Karns Insurance
Commercial Insurance Agent · Council Bluffs, IA

Brocker, Karns & Karns Insurance assists clients in Council Bluffs with residential insurance needs, ensuring proper coverage for homes and personal property. For commercial insurance, the agency works with local businesses to help manage risks with tailored policies. The firm serves the Council Bluffs area, providing professional guidance on general liability, property, and other commercial coverage. After policies are in place, the agents remain available for follow-up consultations and adjustments, helping to maintain appropriate protection between regular policy review visits.

NF
1851 Madison Ave #550
New Freedom Insurance
Commercial Insurance Agent · Council Bluffs, IA
(712) 256-8522
newfreedominsurance.com
JD
1705 McPherson Ave Gl100
John Dresher Agency, Inc American Family Insurance
Commercial Insurance Agent · Council Bluffs, IA
(712) 325-4910
amfam.com/agents/iowa/council-bluffs/john-dresher
AI
1702 W Broadway #11
Anchor Insurance Agency,Inc.
Commercial Insurance Agent · Council Bluffs, IA
(712) 256-1074
anchorinsur.com
FI
719 S Main St
Farmers Insurance - Paula Sass
Commercial Insurance Agent · Council Bluffs, IA
(712) 322-5555
agents.farmers.com/ia/council-bluffs/paula-sass
HI
1840 Madison Ave #5
Hometown Insurance Group
Commercial Insurance Agent · Council Bluffs, IA
(712) 206-3399
VI
2040 W Broadway
Veridian Insurance
Commercial Insurance Agent · Council Bluffs, IA
(855) 828-1019
veridiancu.org/insurance
TI
421 W Broadway Suite 402
TDR Insurance
Commercial Insurance Agent · Council Bluffs, IA
(712) 207-3696
albafinancialservices.com
EI
146 Vine St
Eickholt Insurance Agency
Commercial Insurance Agent · Council Bluffs, IA
(712) 256-0246
eickholtinsurance.com
AL
2352 Old Railroad Hwy
Agri-Land Insurance Agency
Commercial Insurance Agent · Council Bluffs, IA
(712) 325-0011
HI
300 W Broadway #200
HUB International
Commercial Insurance Agent · Council Bluffs, IA
(712) 325-1717
hubinternational.com/offices/us/iowa/council-bluffs

What Does a a Commercial Insurance Agent in Council Bluffs Cost?

Commercial insurance costs in Council Bluffs depend on your business class revenue and claims history. A small office might pay 400 to 1000 per year for general liability. A restaurant could pay 2000 to 5000 annually for property and liability coverage. Workers compensation rates in Iowa are set by the state and average about 1.50 per 100 dollars of payroll. This is general information and not insurance advice.

About commercial insurance agents in Council Bluffs

Commercial insurance agents in Council Bluffs Iowa help local businesses find coverage for property liability and workers compensation. Iowa law requires most employers with more than one employee to carry workers compensation insurance. Agents in the area understand the unique risks facing businesses near the Missouri River and along Interstate 29.

Frequently Asked Questions

What types of commercial insurance do businesses in Council Bluffs need?

Common coverages include general liability property insurance workers compensation and commercial auto. Iowa law requires workers comp for most businesses with over one employee. Agents can also recommend business interruption insurance for flood prone areas.

How do I choose a commercial insurance agent in Council Bluffs Iowa?

Look for an agent licensed by the Iowa Insurance Division who has experience with your industry. Ask about their claims process and whether they represent multiple carriers. Local agents can provide tailored advice for Council Bluffs specific risks like flooding or seasonal tourism.

What is the typical cost for commercial insurance in Council Bluffs?

Costs vary widely by business type size and location. A small retail store might pay 500 to 1500 per year for general liability. A construction company could pay 5000 to 15000 annually for workers comp and liability. Premiums in Iowa are generally lower than national averages.

Commercial Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.