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Find Commercial Insurance Agents Near You in Waipahu, HI

Browse commercial insurance agents serving Waipahu, Hawaii. Updated 2026-07-14.

The top-rated commercial insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 20 commercial insurance agents serving Waipahu.

Showing 20 commercial insurance agents in Waipahu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Larry Welsch - State Farm Insurance Agent94-429 Ukeʻe St #101(808) 944-3450
2Guy Matsumoto - State Farm Insurance Agent94-849 Lumiaina St Ste 104(808) 671-7888
3Valerie Bruner at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6105
4Kendrick Nishiguchi at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6071
5Susan Santos - State Farm Insurance Agent94-229 Waipahu Depot St #201(808) 677-0098
6Dawn Mira-Whitson: Allstate Insurance94-210 Pupukahi St Ste 208(808) 677-1428
7Ricky Bonilla: Allstate Insurance94-050 Farrington Hwy Ste B1-8(808) 676-0501
8Deborah Sumulong at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6074
9Leilani Yee at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6073
10Roy D Burnett Jr - State Farm Insurance Agent94-487 Akoki St Ste 103(808) 688-1551
LW
94-429 Ukeʻe St #101
Larry Welsch - State Farm Insurance Agent
Commercial Insurance Agent · Waipahu, HI

Larry Welsch - State Farm Insurance Agent serves the Waipahu, HI area and the wider Honolulu County, offering commercial insurance agent services for local businesses. This agency assists with general liability policies to protect against common claims, as well as property coverage for buildings and inventory. Business owners can also secure professional liability policies tailored to their operations. The company handles workers’ compensation insurance for employees and commercial auto policies for company-owned vehicles.

GM
94-849 Lumiaina St Ste 104
Guy Matsumoto - State Farm Insurance Agent
Commercial Insurance Agent · Waipahu, HI

Guy Matsumoto - State Farm Insurance Agent in Waipahu, HI, provides a full spectrum of commercial insurance coverage, including liability, property, and business interruption protection. The agency offers tailored risk assessment and policy reviews to help local enterprises maintain appropriate safeguards. Services also include regular policy check-ins and claims assistance to support ongoing business operations. Its commercial clientele encompasses single-family homes, apartments, retail establishments, and restaurants across the Waipahu area.

VB
94-849 Lumiaina St #206
Valerie Bruner at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI

Valerie Bruner at Comparion Insurance Agency serves local businesses, property managers, and commercial property owners in Waipahu, Hawaii. The agency works to identify appropriate coverage options for commercial operations, including liability and property protection. With an understanding of island-specific risks such as tropical weather patterns and inter-island shipping needs, the office provides guidance on policies tailored to local commerce. Its service area also extends to neighboring communities throughout the greater Ewa Beach region.

KN
94-849 Lumiaina St #206
Kendrick Nishiguchi at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI

Businesses in Waipahu may need commercial insurance as a one-time policy for a special event or as a recurring annual plan to cover ongoing operations. Kendrick Nishiguchi at Comparion Insurance Agency helps local firms arrange essential coverage, including general liability, property, and workers compensation. The agency provides guidance on selecting policy limits and deductibles tailored to each client's risk exposure. Service runs on an as-needed basis, allowing clients to request assistance for renewals, endorsements, or new policy quotes whenever the need arises.

SS
94-229 Waipahu Depot St #201
Susan Santos - State Farm Insurance Agent
Commercial Insurance Agent · Waipahu, HI

Specializing in tailored commercial insurance for local businesses, Susan Santos - State Farm Insurance Agent in Waipahu, HI provides coverage that addresses property, liability, and workers compensation needs. It works closely with small retailers, contractors, and service providers to design policies that protect daily operations. As hurricane season approaches, the agency helps clients review their business interruption and flood coverage to ensure their assets remain secure through extended power outages or storm damage.

DM
94-210 Pupukahi St Ste 208
Dawn Mira-Whitson: Allstate Insurance
Commercial Insurance Agent · Waipahu, HI

Dawn Mira-Whitson: Allstate Insurance provides commercial insurance solutions for businesses in the Waipahu area. The agency assists clients with general liability, property coverage, and workers’ compensation policies. It also offers specialized endorsements such as inland marine and business interruption insurance to address unique operational risks. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.

RB
94-050 Farrington Hwy Ste B1-8
Ricky Bonilla: Allstate Insurance
Commercial Insurance Agent · Waipahu, HI

Small business owners in Waipahu frequently face challenges from sudden weather events that can disrupt operations and strain budgets. Ricky Bonilla: Allstate Insurance offers tailored coverage for property, liability, and equipment exposures that local merchants commonly encounter. The agency helps commercial clients navigate policy options that address island-specific risks such as storm damage and supply chain interruptions. A representative starts by reviewing business premises, inventory, and daily workflows during an on-site inspection to assess potential vulnerabilities and match protection with actual needs.

DS
94-849 Lumiaina St #206
Deborah Sumulong at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI

Deborah Sumulong at Comparion Insurance Agency assists homeowners and renters with residential insurance needs in Waipahu, HI. The agency also provides tailored commercial insurance coverage to protect local businesses from liability, property damage, and other operational risks within the greater Honolulu area. Clients throughout the region can discuss both personal and business policies to ensure proper protection against island-specific exposures. The office welcomes clients to follow up between regular visits to review coverage changes or address new insurance questions as situations evolve.

LY
94-849 Lumiaina St #206
Leilani Yee at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI

Leilani Yee at Comparion Insurance Agency in Waipahu, HI, serves as a local commercial insurance agent known for helping businesses secure essential coverage. The agency assists with general liability, property, and workers’ compensation policies to protect company assets. It also guides clients through risk management options tailored to various industries. Additionally, the team can advise on business interruption coverage to support operations during unexpected closures.

RD
94-487 Akoki St Ste 103
Roy D Burnett Jr - State Farm Insurance Agent
Commercial Insurance Agent · Waipahu, HI
CI
94-849 Lumiaina St #206
Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI
(808) 487-0628
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653
KC
94-849 Lumiaina St #206
Kai Chen at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI
(808) 650-6165
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/kaichen
MA
94-849 Lumiaina St #206
Michael Albatrosov at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI
(808) 650-6109
comparioninsurance.com/insurance-agent/pacific-region/michael-albatrosov
BI
94-129 Leokane St
Bayview Insurance: Allstate Insurance
Commercial Insurance Agent · Waipahu, HI
(808) 427-6700
agents.allstate.com/bayview-insurance-waipahu-hi.html
NT
94-1024 Waipio Uka St #203
Nathan Tachino - State Farm Insurance Agent
Commercial Insurance Agent · Waipahu, HI
(808) 677-5800
bestinsurancehawaii.com
JS
94-849 Lumiaina St #206
Jinky Samson at Comparion Insurance Agency
Commercial Insurance Agent · Waipahu, HI
(808) 650-6101
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/jinky-samson
BL
94-1024 Waipio Uka St # 207
Bankers Life
Commercial Insurance Agent · Waipahu, HI
(818) 885-3800
branches.bankerslife.com/hi/waipahu/94-1024-waipio-uka-st
SF
94-849 Lumiaina St #104
State Farm Insurance
Commercial Insurance Agent · Waipahu, HI
BA
94-049 Waipahu St
Benton Auto Insurance Group of Waipahu
Commercial Insurance Agent · Waipahu, HI
(808) 736-4971
AD
94-1024 Waipio Uka St # 207
Armida Domingo, Bankers Life Agent
Commercial Insurance Agent · Waipahu, HI
(818) 885-3800
agents.bankerslife.com/hi/waipahu

What Does a a Commercial Insurance Agent in Waipahu Cost?

Commercial insurance costs in Waipahu vary by business type, size, and risk factors. A small retail store might pay between 500 and 2,000 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes, often ranging from 1,000 to 5,000 dollars annually for a small business. Property insurance for a modest office could cost 1,000 to 3,000 dollars per year. These are general estimates and your actual costs will differ based on your specific situation. This information is general and does not constitute insurance advice.

About commercial insurance agents in Waipahu

Commercial insurance agents in Waipahu help local businesses secure coverage that meets Hawaii specific requirements. Hawaii law mandates workers compensation insurance for most employers and general liability for certain industries. A Waipahu agent can guide you through these regulations and find policies that protect your business from common island risks like hurricane damage and liability claims.

Frequently Asked Questions

What types of commercial insurance do Waipahu businesses typically need?

Most Waipahu businesses need general liability, property insurance, and workers compensation. Hawaii law requires workers comp for employers with one or more employees. Many also purchase commercial auto insurance and professional liability coverage depending on their industry.

How does Hawaii hurricane risk affect commercial insurance in Waipahu?

Hawaii property insurance policies often exclude hurricane damage, so separate windstorm or hurricane coverage is common. The Hawaii Hurricane Relief Fund provides a backup option for businesses that cannot get private coverage. Your agent can explain these options and help you assess your risk.

Are there Hawaii specific laws that affect commercial insurance policies?

Yes, Hawaii Revised Statutes Chapter 431 regulates insurance practices in the state. Hawaii also has unique laws for workers compensation, motor vehicle insurance, and liability limits for certain businesses. A local agent understands these statutes and can ensure your policy complies with state requirements.

Commercial Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.