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Find Commercial Insurance Agents Near You in Hilo, HI

Browse commercial insurance agents serving Hilo, Hawaii. Updated 2026-07-14.

The top-rated commercial insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Premier Benefit Consultants. This directory lists 20 commercial insurance agents serving Hilo.

Showing 20 commercial insurance agents in Hilo, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance680 Manono St(808) 969-7767
2Iris Kuwaye - State Farm Insurance Agent9 Lei St(808) 935-3375
3Claire Justo - State Farm Insurance Agent2100 Kanoelehua Ave Ste 212(808) 935-4455
4Premier Benefit Consultants1437 Kilauea Ave Ste. 204(808) 731-3700
5Zack Pacleb - State Farm Insurance Agent72 Kapiolani St(808) 657-3212
6Cary Ichinose - State Farm Insurance Agent630 Kilauea Ave #102(808) 933-8500
7Pyramid Insurance - Hilo48 Kamana St Suite #103(808) 969-7174
8Hope Chu Hing - State Farm Insurance Agent586 Kanoelehua Ave #300(808) 935-3157
9Fast Insurance Agency HI218 Kamehameha Ave(808) 645-4364
10Mind Insurance HI344 Kilauea Ave(808) 646-3602
NK
680 Manono St
Nakoa Kai Insurance Professionals: Allstate Insurance
Commercial Insurance Agent · Hilo, HI

Nakoa Kai Insurance Professionals serves businesses throughout Hawaii County from its base in Hilo. As an Allstate Insurance agency, the firm provides commercial insurance agent services to local enterprises seeking coverage for their operations. The agency helps clients manage risks associated with running a business in the region. Its specialists work to match each commercial policy to the specific needs of the insured. In this area, it handles general liability insurance for small retailers and commercial auto policies for local contractors.

IK
9 Lei St
Iris Kuwaye - State Farm Insurance Agent
Commercial Insurance Agent · Hilo, HI

Iris Kuwaye - State Farm Insurance Agent in Hilo, HI, provides a range of commercial insurance coverage for local business owners. The agency helps clients secure policies designed to protect their daily operations and assets, offering ongoing service and policy review to address changing business needs. Clients can receive support with risk management and claims assistance. The firm services commercial properties including single-family homes, apartments, retail spaces, and restaurants throughout the Hilo area.

CJ
2100 Kanoelehua Ave Ste 212
Claire Justo - State Farm Insurance Agent
Commercial Insurance Agent · Hilo, HI

Claire Justo - State Farm Insurance Agent in Hilo, HI, serves local homeowners, businesses, and property managers by offering tailored commercial insurance coverage. The agency helps clients protect their assets with general liability, property, and business interruption policies. Individual homeowners can also secure auto, renters, and personal liability plans. The team focuses on understanding each customer’s specific operational risks and financial needs. Beyond Hilo, the agency also provides its commercial insurance services to clients in the neighboring community of Keaau and surrounding Hawaii County areas.

PB
1437 Kilauea Ave Ste. 204
Premier Benefit Consultants
Commercial Insurance Agent · Hilo, HI

Premier Benefit Consultants serves the commercial insurance needs of businesses in Hilo and across the Big Island communities of Hawaii. It handles essential coverages such as general liability, property insurance, workers compensation, and commercial auto policies tailored to local enterprises. The agency’s typical workflow begins with a thorough review of each client’s operational risks and industry exposures. From there, it compares coverage options from multiple carriers to present a fit. Finally, it reviews proposed protections with the business owner before binding coverage.

ZP
72 Kapiolani St
Zack Pacleb - State Farm Insurance Agent
Commercial Insurance Agent · Hilo, HI

Zack Pacleb - State Farm Insurance Agent in Hilo, HI offers commercial insurance coverage that can be structured either as a one-time policy for a single project or as a recurring annual policy with renewal options. Coverage typically protects businesses against liability, property damage, and income interruption. The agent works closely with clients to determine whether their needs require ongoing scheduled service, such as payroll deductions or quarterly reviews, or whether an as-needed basis suffices for short-term or fluctuating risks. Service generally runs on a one-time, scheduled, or as-needed basis.

CI
630 Kilauea Ave #102
Cary Ichinose - State Farm Insurance Agent
Commercial Insurance Agent · Hilo, HI

Cary Ichinose - State Farm Insurance Agent in Hilo, HI specializes in commercial insurance coverage for local businesses, protecting their property, liability, and operational risks. The agency also serves the general insurance needs of the surrounding community, including auto, home, and life policies. This local agent helps business owners prepare for seasonal challenges, such as protecting storefronts and inventory from hurricane season storms and high winds.

PI
48 Kamana St Suite #103
Pyramid Insurance - Hilo
Commercial Insurance Agent · Hilo, HI

Hilo’s rainy winters can bring unexpected hazards for local businesses, from leaky roofs to slippery parking lots. Pyramid Insurance - Hilo helps commercial clients address these exposures with tailored liability coverage and property protection. As a commercial insurance agent in this Big Island community, the company reviews each business’s unique operations and local risks, such as volcanic vog or hurricane seasons. They then recommend appropriate policies from their carrier partners. The process begins with a walk-through of the business premises and a detailed initial assessment of its daily operations.

HC
586 Kanoelehua Ave #300
Hope Chu Hing - State Farm Insurance Agent
Commercial Insurance Agent · Hilo, HI

Hope Chu Hing, operating a State Farm Insurance agency in Hilo, provides commercial insurance coverage designed to protect local businesses from financial risk. This agency specializes in adding tailored policy endorsements for property, liability, and business interruption exposures. Clients can secure coverage commercially for a range of local sectors, including professional offices, storage warehouses, and food service establishments.

FI
218 Kamehameha Ave
Fast Insurance Agency HI
Commercial Insurance Agent · Hilo, HI

Fast Insurance Agency HI provides residential insurance services for homeowners and renters in the Hilo area, and also handles a full range of commercial insurance agent coverage for local businesses. The agency works with business owners to secure policies that protect property, liability, and operational needs throughout Hawaii County. Clients may contact the office with policy questions or to adjust coverage as their business grows. The agent typically follows up after policy issuance and remains available for repeat service between regular visits to update or renew existing plans.

MI
344 Kilauea Ave
Mind Insurance HI
Commercial Insurance Agent · Hilo, HI
BI
1080 Kilauea Ave
Business Insurance Services Inc
Commercial Insurance Agent · Hilo, HI
(808) 935-1888
bisihi.com
HI
166 Kamehameha Ave #8
Hawaiian Islands Insurance, Inc.
Commercial Insurance Agent · Hilo, HI
(808) 933-3000
hawaiian.insure
DD
275 Ponahawai St # 105
Daniel De Soto Insurance
Commercial Insurance Agent · Hilo, HI
(808) 961-3207
hawaiiislandinsurance.com
AI
80 Pauahi St STE 105
Atlas Insurance Agency
Commercial Insurance Agent · Hilo, HI
(808) 935-2943
atlasinsurance.com
FB
1289 Kilauea Ave Unit G
Financial Benefits Insurance Inc. Hilo Office
Commercial Insurance Agent · Hilo, HI
(808) 792-5194
fbihi.com
AI
101 Aupuni St # 133
Alliant Insurance Services, Inc.
Commercial Insurance Agent · Hilo, HI
(808) 481-4828
alliant.com
FB
111E Puainako St #705
Financial Benefits Insurance
Commercial Insurance Agent · Hilo, HI
(808) 792-5194
fbihi.com
PH
202 Waianuenue Ave
Primerica Hilo
Commercial Insurance Agent · Hilo, HI
(760) 450-8715
primerica.com/jeffhoyer
TI
522 Kinoole St
Treasury Insurance Co
Commercial Insurance Agent · Hilo, HI
(808) 645-4146
home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office
FI
605 Laukapu St Ste#201
Finance Insurance Ltd
Commercial Insurance Agent · Hilo, HI
(808) 933-1288
financeinsurance.com

What Does a a Commercial Insurance Agent in Hilo Cost?

Typical costs for commercial insurance in Hilo vary by business type and size. A small retail store might pay between $500 and $2,000 per year for general liability. Workers compensation premiums depend on payroll and industry risk, often ranging from $1,000 to $5,000 annually. Hurricane and flood coverage add extra costs. This is general information, not insurance advice.

About commercial insurance agents in Hilo

Commercial insurance agents in Hilo, Hawaii help businesses find coverage for property, liability, and workers compensation. Hawaii law requires employers with one or more employees to carry workers compensation insurance. Agents can also guide you on hurricane and flood coverage, which are important for businesses on the Big Island.

Frequently Asked Questions

What types of commercial insurance do Hilo businesses need?

Common coverages include general liability, property insurance, workers compensation, and commercial auto. Hawaii law mandates workers comp for most employers. Agents can also recommend hurricane and flood insurance for Hilo locations.

How do I choose a commercial insurance agent in Hilo?

Look for an agent licensed in Hawaii who understands local risks like volcanic activity and tsunami zones. Ask about their experience with businesses similar to yours and check their reviews.

Is commercial insurance required by law in Hawaii?

Workers compensation insurance is required for all employers with at least one employee. Commercial auto insurance is required for business vehicles. Other coverages like general liability are not state mandated but are often required by lenders or landlords.

Commercial Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.